A method of facilitating payment of adjudicated health care benefits to a health care provider comprising: identifying the health care provider that renders medical services in anticipation of payment; identifying a payer that has agreed to pay the health care provider on behalf of a patient subject to preselected conditions; identifying an administrator that determines whether the medical services conducted by the service provider meet the preselected conditions by the payer, generates an explanation of benefits, and authorizes payment of the service provider for an authorized amount; intercepting the explanation of benefits and payment information transmitted from the administrator to the health care provider; acquiring a single-use, stored-value card account number and loading it with funds equal to the authorized amount; merging the stored-value card account number, the authorized amount, a card verification value code, and an expiration date with the explanation of benefits into a computer-generated image file; and transmitting the image file to the health care provider via a computer-implemented transmission. view more

<?insert-start id="REI-00011" date="20130101" ?>7. A method of facilitating payment of adjudicated health care benefits to a health care provider on behalf of a payer comprising the steps of: loading a unique, single-use stored-value card account by h an amount equal to a single, adjudicated benefit payment, generating an explanation of benefits associated with the payment; creating a computer-generated file containing the stored-value card account number, the adjudicated benefit payment amount, a card verification value code, an expiration date, and the explanation of benefits by one or more computers; and transmitting the file by one or more computers to the health care provider. view more

<?insert-start id="REI-00016" date="20130101" ?>12. A system for payment of adjudicated health care benefits combining payment terms and an explanation of benefits, the system comprising: an explanation of benefits describing medical services a health care provider, an amount billed by the health care provider and an amount paid by the patient's insurance company; and a payment mechanism associated with the explanation of benefits, the payment mechanism merging a stored-value card account number, an adjudicated benefit payment amount, a card verification value code, and an expiration date with the explanation of benefits into a document by one or more computers; wherein the stored-value card account number is linked to a unique, single-use stored-value card account prefunded with an amount equal to a single, adjudicated benefit payment, and wherein the document is electronically transmitted to the health care provider as payment for the medical services by said one or more computers. view more

<?insert-start id="REI-00021" date="20130101" ?>17. A computer implemented method for combining payment of adjudicated health care benefits with an associated explanation of benefits, the method comprising: receiving an explanation of benefits es provided by a health care provider receiving authorization to pay at least a portion of submitted charges associated with the explanation of benefits and the associated funds for payment; funding a unique, single-use stored-value card account with an amount equal to the adjudicated benefit payment by one or more computers; merging the explanation of benefits with the stored-value card account number, the adjudicated benefit amount of payment, a card verification value code, and an expiration date in an electronic file by said one or more computers; and electronically sending the merged file to the health care provider as payment for the services by said one or more computers. view more

<?insert-start id="REI-00014" date="20140204" ?>13. A system for payment of health care benefits combining payment terms and an explanation of benefits, the system comprising: an explanation of benefits describing medical services provided to a provider, an amount billed by the health care provider and an amount paid by the patient's insurance company; and a payment mechanism associated with the explanation of benefits, the payment mechanism merging a stored-value card account number, an adjudicated benefit payment amount, a card verification value code, and an expiration date with the explanation of benefits into a document by one or more computers; wherein funds in the amount of a single, adjudicated benefit payment are allocated within an account designated by the insurance company to a unique, single-use, stored-value card account, the stored-value card account being chargeable only up to an authorized amount, and wherein the document is sent to the health care provider as payment for the medical services. view more

<?insert-start id="REI-00020" date="20140204" ?>19. A computer implemented method for combining payment of health care benefits with an associated explanation of benefits, the method comprising: receiving an explanation of benefits related to medical alth care provider; receiving authorization to pay at least a portion of submitted charges associated with the explanation of benefits and the associated funds for payment; allocating funds within an account designated by a payer to a unique, stored-value card account in an amount equal to the adjudicated benefit payment by one or more computers, the stored-value card account being chargeable only up to the authorized amount; and merging the explanation of benefits with the stored-value card account number, the adjudicated benefit amount of payment, a card verification value code, and an expiration date in a file. view more