Factor2 Multimedia Systems, LLC has filed a Western District of Texas complaint against Early Warning Services and six financial institutions alleged to own it: Bank of America, Capital One Financial, JP Morgan Chase, PNC Financial Services Group, Truist Financial, and US Bancorp (6:24-cv-00362). The plaintiff targets the use of two-factor authentication within the Zelle mobile payment system and related websites and applications, Factor2 asserting the same six authentication patents already appearing in the campaign, in overlapping sets, against prior defendants ByteDance (TikTok), Amazon, Snap, Regions Financial, Comerica, Texas Capital Bancshares, and Washington Federal Bank, sued in that order since January 2024.