Using a mobile device in a commercial transaction

• US 10,007,906 B2
• Filed: 03/09/2012
• Issued: 06/26/2018
• Est. Priority Date: 11/17/2011
• Status: Active Grant

• Current Assignee: Abdolreza Behjat
• Original Assignee: Abdolreza Behjat
• Inventors: Behjat, Abdolreza
• Primary Examiner(s): Ly, Toan
• Application Number:
  US13/416,397
• Publication Number:
  US 20130126607A1
• Time in Patent Office: 2,300 Days
• Field of Search: 235380, 235381
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Abstract

Among other things, a mobile wireless device can be used for communication of data via an optical representation. The data may represent an instrument of payment and be provided using a display. The optical representation is read by an optical receiver of a second device, and can be translated back into the data. Consequently, a device such as a mobile phone may be used to make or receive payments using optical representations of data.

Claims

1. A method comprising:

enabling a first device (a) to receive information from a second device that is not connected to a communication network, the information carrying data that identifies one or more items being sold from the second device to the user of the first device, (b) to cause payment for the one or more items to be authorized at a remote location, and (c) to send to the second device information confirming the payment.

2. The method of claim 1 in which enabling the first device to send information confirming the payment comprises enabling a mobile telephone to communicate the information using radio frequency signals.

3. The method of claim 1 wherein enabling the first device to send information confirming the payment includes enabling the first device to optically communicate a barcode.

4. The method of claim 1 wherein enabling the first device to receive information includes enabling the first device to optically read printed material.

5. The method of claim 1 wherein enabling the first device to send information confirming the payment includes enabling the first device to electronically display information.

6. The method of claim 1 in which carrying data that identifies one or more items being sold comprises carrying data that identifies consumable consumer items.

7. The method of claim 1 in which carrying data that identifies one or more items being sold comprises carrying data that identifies services.

8. The method of claim 1 in which enabling the first device to receive information from the second device includes enabling the first device to receive information from a vending machine.

9. The method of claim 1 in which enabling the first device to receive information from the second device includes enabling the first device to receive information from a parking meter.

10. A computer program on a non-transitory computer-readable medium comprising:

logic enabling a first device (a) to receive information from a second device that is not connected to a communication network, the information carrying data that identifies one or more items being sold from the second device to the user of the first device, (b) to cause payment for the one or more items to be authorized at a remote location, and (c) to send to the second device information confirming the payment.

11. The computer program of claim 10 in which the first device comprises a mobile telephone which communicates the information using radio frequency signals.

12. The computer program of claim 10 in which the information confirming the payment comprises a barcode which is optically communicated.

13. The computer program of claim 10 in which the information carrying data that identifies one or more items being sold comprises printed material which is optically communicated.

14. The computer program of claim 10 in which the information confirming the payment comprises electronically displayed information.

15. The computer program of claim 10 in which the items being sold comprise consumable consumer items.

16. The computer program of claim 10 in which the items being sold comprise services.

17. The computer program of claim 10 in which the second device comprises a vending machine.

18. The computer program of claim 10 in which the second device comprises a parking meter.

19. Apparatus comprising:

a first device enabled (a) to receive information from a second device that is not connected to a communication network, the information carrying data that identifies one or more items being sold from the second device to the user of the first device, (b) to cause payment for the one or more items to be authorized at a remote location, and (c) to send to the second device information confirming the payment.

20. The apparatus of claim 19 in which the first device comprises a mobile wireless device which communicates the information using radio frequency signals.

21. The apparatus of claim 19 in which the information confirming the payment comprises a barcode which is optically communicated.

22. The apparatus of claim 19 in which the information carrying data that identifies one or more items being sold comprises printed material which is optically communicated.

23. The apparatus of claim 19 in which the information confirming the payment comprises electronically displayed information.

24. The apparatus of claim 19 in which the items being sold comprise consumable consumer items.

25. The apparatus of claim 19 in which the items being sold comprise services.

26. The apparatus of claim 19 in which the second device comprises a vending machine.

27. The apparatus of claim 19 in which the second device comprises a parking meter.

28. A method comprising:

performing a transaction with a first device to a second device, where the first device lacks network access, comprising;

the first device generating a representation of data;

detecting the representation using the second device;

the second device providing the data and information associated with an instrument of payment to a third device;

the third device providing an indication of payment verification to the second device; and

the second device providing the indication of payment verification to the first device,

wherein at least one of the first and second devices comprises a mobile wireless device.

29. The method of claim 28 including encrypting the information associated with an instrument of payment provided to the third device.

30. The method of claim 28 including encrypting the indication of payment verification provided to the second device.

31. Computer program code stored in non-transitory computer-readable memory comprising:

logic for performing a transaction with a first device and a second device, where the first device lacks network access, comprising;

logic of the first device generating a representation of data including an indication of transaction legitimacy;

logic detecting the representation using the second device;

logic of the second device providing the data and information associated with an instrument of payment to a third device;

logic of the third device providing an indication of payment verification to the second device; and

logic of the second device providing the indication of payment verification to the first device,

wherein at least one of the first and second devices comprises a mobile wireless device.

32. The program code of claim 31 wherein the information associated with an instrument of payment provided to the third device is encrypted.

33. The program code of claim 31 wherein the indication of payment verification provided to the second device is encrypted.

34. Apparatus comprising:

a first device which generates a representation of data including an indication of transaction legitimacy and presents the representation;

a second device which detects the representation and transmits the data and information associated with an instrument of payment;

a third device which receives the information associated with an instrument of payment from the second device and provides an indication of payment verification to the second device; and

the second device providing the indication of payment verification to the first device, where the first device lacks network access,

wherein at least one of the first and second devices comprises a mobile wireless device.

35. The apparatus of claim 34 wherein the information associated with an instrument of payment provided by the second device is encrypted.

36. The apparatus of claim 34 wherein the indication of payment verification provided to the second device is encrypted.

37. A method comprising

enabling a mobile device, which is in the vicinity of a vending device, to permit the vending device to confirm indirectly with a payment processor, a payment from an account of a holder of the mobile device for an item or service being sold from the passive vending device to the holder, without the vending device confirming the payment directly with the payment processor,

the mobile device sensing an identity of the item or service and its price as provided by the vending device, executing the payment from the account, and providing an authentication indication to the vending device that the payment has been executed.