Method and system for automatically streamlining the vehicle claims process
First Claim
1. A method for automatically streamlining a vehicle claims process, the method executed by one or more processors programmed to perform the method, the method comprising:
- receiving, by one or more processors in a client device within a vehicle directly connected to a plurality of sensors, sensor data including a plurality of;
vehicle part position data from spatial sensors disposed within the vehicle, vehicle image data from an image capturing device disposed within the vehicle, vehicle acceleration data from an accelerometer disposed within the vehicle, vehicle velocity data from a positioning device disposed within the vehicle, or vehicle direction data from the positioning device, wherein the client device receives the sensor data from the plurality of sensors;
analyzing, by the one or more processors in the client device, the sensor data to determine crash information and detect a crash involving the vehicle;
transmitting, by the one or more processors in the client device, an indication of the detected crash for the vehicle and the crash information including the sensor data from the detected crash to a server device;
in response to receiving the indication of the detected crash for the vehicle, automatically determining, by one or more processors in the server device, a treatment complexity level based on the crash information for the vehicle, the treatment complexity level representing a degree of difficulty associated with treating the vehicle;
automatically determining, by the one or more processors in the server device, a total cost associated with treating the vehicle by;
automatically identifying one or more damaged vehicle parts within the vehicle based on the crash information;
assigning a cost associated with each of the one or more damaged vehicle parts; and
determining the total cost based on each of the assigned costs associated with each of the one or more damaged vehicle parts;
automatically selecting, by the one or more processors in the server device, a treatment facility for treating the vehicle based on the treatment complexity level;
transmitting, by the one or more processors in the server device, information associated with transporting the vehicle to the selected treatment facility; and
in response to receiving a request from an owner of the vehicle to transmit funds, transmitting, by the one or more processors in the server device, the funds based on the determined cost to an account for the owner of the vehicle.
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Accused Products
Abstract
To automatically streamline a vehicle claims process after a vehicle is damaged in a crash, crash information for the damaged vehicle may be compared to collision data to determine a total cost for repairing the damaged vehicle. A treatment facility for performing the repairs may be automatically selected from several treatment facilities, based on the capability of the treatment facility and whether the facility agrees to repair the vehicle for the determined cost. Once a treatment facility is automatically selected, the damaged vehicle may be transported to the selected treatment facility, and funds may be transmitted to the owner of the damaged vehicle to cover the cost of repair.
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Citations
20 Claims
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1. A method for automatically streamlining a vehicle claims process, the method executed by one or more processors programmed to perform the method, the method comprising:
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receiving, by one or more processors in a client device within a vehicle directly connected to a plurality of sensors, sensor data including a plurality of;
vehicle part position data from spatial sensors disposed within the vehicle, vehicle image data from an image capturing device disposed within the vehicle, vehicle acceleration data from an accelerometer disposed within the vehicle, vehicle velocity data from a positioning device disposed within the vehicle, or vehicle direction data from the positioning device, wherein the client device receives the sensor data from the plurality of sensors;analyzing, by the one or more processors in the client device, the sensor data to determine crash information and detect a crash involving the vehicle; transmitting, by the one or more processors in the client device, an indication of the detected crash for the vehicle and the crash information including the sensor data from the detected crash to a server device; in response to receiving the indication of the detected crash for the vehicle, automatically determining, by one or more processors in the server device, a treatment complexity level based on the crash information for the vehicle, the treatment complexity level representing a degree of difficulty associated with treating the vehicle; automatically determining, by the one or more processors in the server device, a total cost associated with treating the vehicle by; automatically identifying one or more damaged vehicle parts within the vehicle based on the crash information; assigning a cost associated with each of the one or more damaged vehicle parts; and determining the total cost based on each of the assigned costs associated with each of the one or more damaged vehicle parts; automatically selecting, by the one or more processors in the server device, a treatment facility for treating the vehicle based on the treatment complexity level; transmitting, by the one or more processors in the server device, information associated with transporting the vehicle to the selected treatment facility; and in response to receiving a request from an owner of the vehicle to transmit funds, transmitting, by the one or more processors in the server device, the funds based on the determined cost to an account for the owner of the vehicle. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system for automatically streamlining a vehicle claims process, the system comprising:
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a communication network; a client device disposed within a vehicle having a memory and one or more processors, the client device configured to; receive sensor data from a plurality of sensors directly connected to the client device including a plurality of;
vehicle part position data from spatial sensors disposed within the vehicle, vehicle image data from an image capturing device disposed within the vehicle, vehicle acceleration data from an accelerometer disposed within the vehicle, vehicle velocity data from a positioning device disposed within the vehicle, or vehicle direction data from the positioning device;analyze the sensor data to determine crash information and detect a crash involving the vehicle; and transmit an indication of the detected crash for the vehicle and the crash information including the sensor data from the detected crash to a server computing device; and one or more server computing devices communicatively coupled to the communication network, each of the one or more server computing devices having a memory and one or more processors and at least one of the server computing devices configured to; in response to receiving the indication of the detected crash for the vehicle from the client device, automatically determine a treatment complexity level for treating the vehicle based on the crash information, wherein the treatment complexity level represents a degree of difficulty associated with treating the vehicle, automatically determine a total cost associated with treating the vehicle by; automatically identifying one or more damaged vehicle parts within the vehicle based on the crash information, assigning a cost associated with each of the one or more damaged vehicle parts, and determining the total cost based on each of the assigned costs associated with each of the one or more damaged vehicle parts, automatically select a treatment facility for treating the vehicle based on the treatment complexity level, transmit, via the communication network, information associated with transporting the vehicle to the selected treatment facility, and in response to receiving a request from an owner of the vehicle to transmit funds, transmit, via the communication network, the funds based on the determined cost to an account for the owner of the vehicle. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification