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Apparatus and method for verifying transactions using voice print

  • US 10,019,713 B1
  • Filed: 12/01/2016
  • Issued: 07/10/2018
  • Est. Priority Date: 11/09/1999
  • Status: Expired due to Term
First Claim
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1. An apparatus, comprising:

  • a voice response unit configured to;

    obtain a test voice print during a transaction between a consumer and a merchant; and

    a storage medium configured to;

    store information associated with the consumer; and

    store a control voice print associated with the information; and

    a voice print comparator configured to;

    receive the control voice print associated with information associated with a consumer;

    compare the test voice print from the voice response unit to the control voice print;

    determine a match level signal indicating a degree of match between the test voice print and the control voice print;

    compare the match level signal and a predefined threshold; and

    determine an approval for a transaction based on the comparison of the match level signal and the predefined threshold.

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