Apparatuses, methods, and systems for generating interactive digital receipts

• US 10,026,062 B1
• Filed: 06/04/2015
• Issued: 07/17/2018
• Est. Priority Date: 06/04/2015
• Status: Active Grant

• Current Assignee: Block, Inc. (f/k/a Square, Inc.)
• Original Assignee: Block, Inc. (f/k/a Square, Inc.)
• Inventors: Sasmaz, Yunus, Song, Richard, Power, Bryan D, Nathoo, Amir, Tang, Jeffrey
• Primary Examiner(s): Yu, Ariel J
• Application Number:
  US14/730,860
• Time in Patent Office: 1,139 Days
• Field of Search: None
• CPC Class Codes: G06Q 10/1053 Employment or hiring
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00

Abstract

Disclosed herein are methods and systems to generate and communicate interactive digital receipts. In one implementation, the method may include receiving an indication of a payment transaction between a merchant and a user. Via a customer identification system, an employment profile of the user; may be determined. The employment profile of the user may be compared with one or more employment vacancies within an employment database, where the employment vacancies relate to employment at one of a location of the merchant and another merchant'"'"'s location. A particular employment vacancy from among the employment vacancies may be selected. The payment processing system generates one or more interactive receipts including at least a transaction component configured to display details of the payment transaction and an employment application component configured to display the particular employment vacancy.

Claims

1. A method for generating at least one interactive digital receipt in response to a transaction between a merchant and a customer, the method comprising:

receiving, at a payment processing system and from a point of sale device of the merchant, an indication of the transaction between the merchant and the customer;

receiving, from the point of sale device of the merchant, (a) customer account information from a payment object of the customer, and (b) a communication identifier that indicates a mode of communication selected by the customer;

processing, via the payment processing system, a financial payment for the transaction using the customer account information;

identifying, via a customer identification system, one or more contacts associated with the customer;

extracting, from the customer identification system, details pertaining to at least one of the customer or the one or more contacts, wherein the details include a job description of at least one of the customer or the one or more contacts;

extracting, from an employment database, information relating to one or more employment vacancies at a location associated with at least one of the merchant or another merchant;

comparing the job description of the at least one of the customer or the one or more contacts with the one or more employment vacancies;

based at least in part on the comparing, selecting a potential candidate from amongst the at least one of the customer or the one or more contacts for a particular employment vacancy of the one or more employment vacancies;

generating, by the payment processing system, an interactive receipt including;

a transaction component configured to display a payment amount associated with the transaction, and

an employment application component configured to display an indication of the particular employment vacancy and to receive input for applying to the particular employment vacancy;

communicating, via the payment processing system, the interactive receipt to a computing device associated with the customer using the mode of communication; and

in response to receiving an employment application for at least one of the customer or the one or more contacts, obtaining, by the payment processing system, a customized incentive for at least one of the customer or the one or more contacts, wherein the customized incentive is configured to be applied to a future transaction.

2. The method of claim 1, wherein generating the interactive receipt further includes generating an interactive engagement component configured to cause sharing of the particular employment vacancy with the one or more contacts through at least one of an electronic mail client, a messaging client, a web client, or a social networking client.

3. The method of claim 1, wherein selecting the potential candidate comprises:

receiving location information associated with a geographic location of the computing device associated with the customer determined through information from a GPS receiver included in the customer device; and

determining the potential candidate from amongst the at least one of the customer or the one or more contacts for the particular employment vacancy based at least on the geographic location of the computing device associated with the customer.

4. The method of claim 1, wherein selecting the potential candidate further comprises determining the potential candidate from amongst the at least one of the customer or the one or more contacts for the particular employment vacancy using at least one employment recommendation factor, wherein the employment recommendation factor is based on at least one of a location of the merchant, preferences of the merchant, or preferences of the customer.

5. The method of claim 1, further comprising:

receiving, by the payment processing system, a plurality of employment applications from the customer and the one or more contacts of the customer;

matching, by the payment processing system, each of the plurality of employment applications with one or more specifications of the particular employment vacancy;

ranking, by the payment processing system, the plurality of employment applications based on the matching; and

determining, by the payment processing system, a best fit candidate for the particular employment vacancy from among the customer and the contacts of the customer based at least on the ranking.

6. A method comprising:

receiving an indication of a payment transaction between a merchant and a user;

identifying user information associated with at least one of the user or a contact of the user, the user information stored in one or more databases and comprising at least one of;

a transaction history of a payment instrument associated with the at least one of the user or the contact, the transaction history indicating transactions between the at least one of the user or the contact and one or more other merchants;

geolocation information indicating locations at which a user device associated with the at least one of the user or the contact has been;

or

an employment history indicating current or previous jobs of the at least one of the user or the contact;

comparing the user information with one or more employment vacancies within an employment database, wherein the one or more employment vacancies relate to employment at a location associated with one of the merchant or another merchant, the comparing comprising at least one of;

determining that at least one of the one or more other merchants indicated in the transaction history of the at least one of the user or the contact is similar to the merchant;

determining that the locations indicated by geolocation information are relevant to the merchant;

or

determining that at least one of the current or previous jobs of the at least one of the user or the contact are relevant to the merchant;

identifying, based at least in part on the comparing, a particular employment vacancy that is relevant to the at least one of the user or the contact from among the one or more employment vacancies;

based at least in part on the particular employment vacancy being relevant to the at least one of the user or the contact;

generating, by a payment processing system, one or more interactive receipts including;

a transaction component configured to display details of the payment transaction, and

an employment application component configured to display an indication of the particular employment vacancy on a computing device, wherein the computing device is associated with at least one of the merchant, the user, or the contact of the user;

communicating the one or more interactive receipts to the computing device associated with the at least one of the merchant, the user, or the contact of the user to solicit an application for the particular employment vacancy, and

wherein the employment application component of the one or more interactive receipts is configured to receive, via the computing device, input comprising at least one of;

a referral for a candidate for the particular employment vacancy;

an indication that the user is interested in the particular employment vacancy;

or

an application for the at least one of the user or for the contact.

7. The method of claim 6, wherein identifying the particular employment vacancy is further based at least in part on a an employment recommendation factor, wherein the employment recommendation factor is based on at least one of location information of the merchant, preferences of the merchant, or preferences of the user.

8. The method of claim 6, further comprising:

receiving, from the user device associated with the user, the geolocation information obtained by one or more sensors of the user device.

9. The method of claim 6, further comprising:

receiving, for fulfillment of the payment transaction, account information of the user and a communication identifier to indicate a mode of communication selected by the user, wherein the communication identifier is one of an electronic mail address or a mobile message address;

processing, via the payment processing system, a financial payment for the payment transaction using the account information; and

modifying, via the payment processing system, the one or more interactive receipts to indicate details of the financial payment,

wherein the one or more interactive receipts are communicated to the computing device using the mode of communication indicated by the communication identifier.

10. The method of claim 6, wherein generating the one or more interactive receipts further includes generating an interactive engagement component configured to cause sharing of the particular employment vacancy with one or more contacts of the user through at least one of an electronic mail client, a messaging client, a web client, and a social networking client.

11. The method of claim 10, further comprising:

receiving the application for the user or for the one or more contacts with whom the particular employment vacancy was shared; and

determining, by the payment processing system, a customized incentive for at least one of the user or the one or more contacts, wherein the customized incentive is configured to be applied to a future payment transaction.

12. The method of claim 6, further comprising:

receiving, by the payment processing system, a plurality of employment applications from a plurality of users;

matching, by the payment processing system, the employment applications with one or more specifications of the particular employment vacancy;

ranking, by the payment processing system, the employment applications based on the matching; and

determining, by the payment processing system, a best fit candidate for the particular employment vacancy from among the plurality of users based at least on the ranking.

13. One or more non-transitory computer-readable media storing computer-executable instructions that, when executed by one or more processors, cause the one or more processors to:

receive an indication of a payment transaction between a merchant and a user;

identify user information associated with at least one of the user or a contact of the user, the user information stored in one or more databases and comprising at least one of;

a transaction history of a payment instrument associated with the user or the contact, the transaction history indicating transactions between the user or the contact and one or more other merchants;

geolocation information indicating locations at which a user device associated with the user or the contact has been;

or

an employment history indicating current or previous jobs of the user or the contact;

compare the user information with one or more employment vacancies within an employment database, wherein the one or more employment vacancies relate to employment at a location associated with the merchant or another merchant, the comparing comprising at least one of;

determining that at least one of the one or more other merchants indicated in the transaction history of the user or the contact is similar to the merchant or the other merchant;

determining that the locations indicated by geolocation information are relevant to the merchant or the other merchant;

or

determining that at least one of the current or previous jobs of the user or the contact are relevant to the merchant or the other merchant;

identify, based at least in part on the comparing, a particular employment vacancy that is relevant to the at least one of the user or the contact from among the employment vacancies;

based at least in part on the particular employment vacancy being relevant to the at least one of the user or the contact;

generate one or more interactive receipts including;

a transaction component configured to display details of the payment transaction, and

an employment application component configured to display an indication of the particular employment vacancy on a computing device, wherein the computing device is associated with at least one of the merchant, the user, or the contact of the user; and

communicate the one or more interactive receipts to the computing device associated with the at least one of the merchant, the user, or the contact of the user,

wherein the employment application component of the one or more interactive receipts is configured to receive, via the computing device, input comprising one or more of;

a referral for a candidate for the particular employment vacancy;

an indication that the user is interested in the particular employment vacancy;

or

an application for the user or for the contact of the user.

14. The one or more non-transitory computer-readable media of claim 13, wherein the instructions further cause the processors to:

receive, for fulfillment of the payment transaction, account information of the user and a communication identifier indicating a mode of communication selected by the user, wherein the communication identifier indicates one of an electronic mail address or a mobile message address;

process a financial payment for the payment transaction using the account information; and

modify the one or more interactive receipts to indicate details of the financial payment, wherein the one or more interactive receipts are communicated to the computing device using the mode of communication indicated by the communication identifier.

15. The one or more non-transitory computer-readable media of claim 13, wherein the instructions further cause the one or more processors to:

generate an interactive engagement component within the one or more interactive receipts, wherein the one or more interactive receipts are configured to cause sharing of the particular employment vacancy with one or more contacts of the user through at least one of an electronic mail client, a messaging client, a web client, and a social networking client.

16. A system to generate one or more interactive receipts corresponding to a transaction between a merchant and a user, the system comprising one or more processors programmed to:

receive an indication of a payment transaction between a merchant and a user;

identifying user information associated with the at least one of the user or a contact of the user and stored in one or more databases, the user information comprising at least one of;

a transaction history of a payment instrument associated with the at least one of the user or the contact, the transaction history indicating transactions between the at least one of the user or the contact and one or more other merchants;

geolocation information indicating locations at which a user device associated with the at least one of the user or the contact has been;

or

an employment history indicating current or previous jobs of the at least one of the user or the contact;

compare the user information with one or more employment vacancies within an employment database, wherein the one or more employment vacancies relate to employment at a location of at least one of the merchant or another merchant, the comparing comprising at least one of;

determining that at least one of the one or more other merchants indicated in the transaction history of the at least one of the user or the contact is similar to the merchant or the other merchant;

determining that the locations indicated by geolocation information are relevant to the merchant or the other merchant;

or

determining that at least one of the current or previous jobs of the at least one of the user or the contact are relevant to the merchant or the other merchant;

identify, based at least in part on the comparing, a particular employment vacancy that is relevant to the at least one of the user or the contact from among the one or more employment vacancies;

based at least in part on the particular employment vacancy being relevant to the at least one of the user or the contact;

generate, by the processors, one or more interactive receipts including at least;

a transaction component configured to display details of the payment transaction, and

an employment application component configured to display an indication of the particular employment vacancy on a computing device, wherein the computing device is associated with at least one of the merchant, the user, or the contact of the user; and

communicate the one or more interactive receipts to the computing device associated with the at least one of the merchant, the user, or the contact of the user to solicit an application for the particular employment vacancy,

wherein the employment application component of the one or more interactive receipts is configured to receive, via the computing device, input comprising at least one of;

a referral for a candidate for the particular employment vacancy;

an indication that the user is interested in the particular employment vacancy;

or

an application for the at least one of the user or for the contact of the user.

17. The system of claim 16, wherein the processors are further programmed to:

receive location information corresponding to a geographic location of a user device associated with the user; and

determine the particular employment vacancy based at least on the geographic location of the user device.

18. The system of claim 16, wherein the processors are further programmed to:

generate an interactive engagement component within the one or more interactive receipts, wherein the interactive engagement component is configured to cause sharing of the particular employment vacancy with one or more contacts of the user through at least one of an electronic mail client, a messaging client, a web client, and a social networking client.

19. The system of claim 16, wherein the processors are further programmed to:

receive the application for the user or the contact of the user; and

determine a customized incentive for at least one of the user or the contact of the user, wherein the customized incentive is configured to be applied to a future payment transaction.

20. The system of claim 16, wherein the processors are further programmed to:

receive a first employment application from the user and a second employment application from the contact of the user;

assign a match score to each of the first employment application and the second employment application by matching each of the first employment application and the second employment application with one or more specifications of the particular employment vacancy;

determine a first rank for the first employment application and a second rank for the second employment application based on the match scores; and

determine a best fit candidate for the particular employment vacancy from among the user and the contact of the user based at least on the first rank and the second rank.