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System and method for collecting and distributing digital receipts

  • US 10,026,065 B2
  • Filed: 04/17/2017
  • Issued: 07/17/2018
  • Est. Priority Date: 01/21/2011
  • Status: Active Grant
First Claim
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1. A method for coordinating provision of a digital receipt associated with a financial transaction involving a customer, the method comprising:

  • generating, by an acquirer, a digital receipt corresponding to the financial transaction;

    generating, by the acquirer, an identifier corresponding to the digital receipt, wherein the identifier uniquely identifies the digital receipt;

    transmitting, by the acquirer, the digital receipt and the identifier to a digital receipt server via the internet;

    transmitting, by the acquirer, the identifier to an issuer via an electronic funds transfer (“

    EFT”

    ) network using messaging compliant with ISO 8583;

    transmitting, by the issuer, an inquiry and the identifier to the digital receipt server via the internet; and

    in response to the inquiry, receiving, at the issuer, information contained in the digital receipt from the digital receipt server via the internet.

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