User interface for loyalty accounts and private label accounts
First Claim
1. A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a location sensor, a short-range communication radio, and a display, the one or more programs including instructions for:
- detecting, using the location sensor, that a current location is associated with prompting for use of a particular payment account, wherein the current location is based on one or more of received short-range communication signals and received GPS signals;
in response to detecting that the current location is associated with prompting for use of the particular payment account;
determining whether the electronic device has previously received an indication of a user preference associated with using the particular payment account at the current location, wherein the indication of the user preference is based on a prior approval for use of the particular payment account at the current location;
in accordance with a determination that the device has previously received an indication of the user preference associated with using the particular payment account at the current location, displaying, on the display, a visual indication that the particular payment account is available for use at the location;
in accordance with a determination that the device has not previously received an indication of the user preference associated with using the particular payment account at the current location, forgoing displaying, on the display, the visual indication that the particular payment account is available for use at the location; and
subsequent to determining whether the electronic device has previously received an indication of a user preference;
detecting, by the short-range communication radio, presence of a field generated by a contactless payment terminal while authorization to proceed with a payment transaction has not been provided;
in response to detecting presence of the field generated by the contactless payment terminal while authorization to proceed with the payment transaction has not been provided, providing a prompt to authorize payment;
after providing the prompt, receiving user input selecting a second payment account for use in the payment transaction at the current location; and
in response to receiving the user input selecting the second payment account, initiating a process for configuring the electronic device to use the second payment account in the payment transaction.
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Accused Products
Abstract
The present disclosure generally relates to the use of loyalty accounts, private label payment accounts, and general payment accounts using an electronic device with an electronic wallet. Various accounts are linked to the electronic device. In some examples, the electronic device is NFC-enabled. The electronic device may be used to provide loyalty account information and payment account information to a payment terminal, such as an NFC-enabled payment terminal.
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Citations
12 Claims
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1. A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a location sensor, a short-range communication radio, and a display, the one or more programs including instructions for:
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detecting, using the location sensor, that a current location is associated with prompting for use of a particular payment account, wherein the current location is based on one or more of received short-range communication signals and received GPS signals; in response to detecting that the current location is associated with prompting for use of the particular payment account; determining whether the electronic device has previously received an indication of a user preference associated with using the particular payment account at the current location, wherein the indication of the user preference is based on a prior approval for use of the particular payment account at the current location; in accordance with a determination that the device has previously received an indication of the user preference associated with using the particular payment account at the current location, displaying, on the display, a visual indication that the particular payment account is available for use at the location; in accordance with a determination that the device has not previously received an indication of the user preference associated with using the particular payment account at the current location, forgoing displaying, on the display, the visual indication that the particular payment account is available for use at the location; and subsequent to determining whether the electronic device has previously received an indication of a user preference; detecting, by the short-range communication radio, presence of a field generated by a contactless payment terminal while authorization to proceed with a payment transaction has not been provided; in response to detecting presence of the field generated by the contactless payment terminal while authorization to proceed with the payment transaction has not been provided, providing a prompt to authorize payment; after providing the prompt, receiving user input selecting a second payment account for use in the payment transaction at the current location; and in response to receiving the user input selecting the second payment account, initiating a process for configuring the electronic device to use the second payment account in the payment transaction. - View Dependent Claims (2, 3, 4)
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5. A method, comprising:
at an electronic device with a location sensor and a display; detecting, using the location sensor, that a current location is associated with prompting for use of a particular payment account, wherein the current location is based on one or more of received short-range communication signals and received GPS signals; in response to detecting that the current location is associated with prompting for use of the particular payment account; determining whether the electronic device has previously received an indication of a user preference associated with using the particular payment account at the current location, wherein the indication of the user preference is based on a prior approval for use of the particular payment account at the current location; in accordance with a determination that the device has previously received an indication of the user preference associated with using the particular payment account at the current location, displaying, on the display, a visual indication that the particular payment account is available for use at the location; in accordance with a determination that the device has not previously received an indication of the user preference associated with using the particular payment account at the current location, forgoing displaying, on the display, the visual indication that the particular payment account is available for use at the location; and subsequent to determining whether the electronic device has previously received an indication of a user preference; detecting, by the short-range communication radio, presence of a field generated by a contactless payment terminal while authorization to proceed with a payment transaction has not been provided; in response to detecting presence of the field generated by the contactless payment terminal while authorization to proceed with the payment transaction has not been provided, providing a prompt to authorize payment; after providing the prompt, receiving user input selecting a second payment account for use in the payment transaction at the current location; and in response to receiving the user input selecting the second payment account, initiating a process for configuring the electronic device to use the second payment account in the payment transaction. - View Dependent Claims (6, 7, 8)
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9. An electronic device comprising:
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a location sensor; a display; a short-range communication radio; one or more processors; and memory storing one or more programs, the one or more programs including instructions which, when executed by the one or more processors, cause the electronic device to; detect, using the location sensor, that a current location is associated with prompting for use of a particular payment account, wherein the current location is based on one or more of received short-range communication signals and received GPS signals; in response to detecting that the current location is associated with prompting for use of the particular payment account; determine whether the electronic device has previously received an indication of a user preference associated with using the particular payment account at the current location, wherein the indication of the user preference is based on a prior approval for use of the particular payment account at the current location; in accordance with a determination that the device has previously received an indication of the user preference associated with using the particular payment account at the current location, display, on the display, a visual indication that the particular payment account is available for use at the location; in accordance with a determination that the device has not previously received an indication of the user preference associated with using the particular payment account at the current location, forgo displaying, on the display, the visual indication that the particular payment account is available for use at the location; subsequent to determining whether the electronic device has previously received an indication of a user preference; detect, by the short-range communication radio, presence of a field generated by a contactless payment terminal while authorization to proceed with a payment transaction has not been provided; in response to detecting presence of the field generated by the contactless payment terminal while authorization to proceed with the payment transaction has not been provided, provide a prompt to authorize payment; after providing the prompt, receive user input selecting a second payment account for use in the payment transaction at the current location; and in response to receiving the user input selecting the second payment account, initiate a process for configuring the electronic device to use the second payment account in the payment transaction. - View Dependent Claims (10, 11, 12)
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Specification