Method and system for authorizing card account transactions by geographic region
First Claim
Patent Images
1. A method for authorizing card account transactions by geographic region comprising:
- receiving account information associated with a card account held by a user;
providing data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated;
receiving address information for the plurality of merchant locations;
storing cartographic information and the received address information in a database for generating the user interface;
determining an authorization status for each of the plurality of geographic regions and plurality of merchant locations;
receiving a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location;
adjusting the authorization status for the selected geographic region or selected merchant location;
receiving an authorization request for a desired transaction using the card account; and
providing authorization information for the desired transaction in accordance with the adjusted authorization status.
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Abstract
A method and system for authorizing card account transactions by geographic region by providing data for a user interface displaying geographic regions and merchant locations each corresponding to the location of a merchant where a transaction using a card account may be initiated, receiving a user interface selection representing a request to authorize or restrict card account transactions, receiving authorization requests for desired transactions, and authorizing or restricting the transactions in accordance with the request.
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Citations
19 Claims
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1. A method for authorizing card account transactions by geographic region comprising:
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receiving account information associated with a card account held by a user; providing data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated; receiving address information for the plurality of merchant locations; storing cartographic information and the received address information in a database for generating the user interface; determining an authorization status for each of the plurality of geographic regions and plurality of merchant locations; receiving a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; adjusting the authorization status for the selected geographic region or selected merchant location; receiving an authorization request for a desired transaction using the card account; and providing authorization information for the desired transaction in accordance with the adjusted authorization status. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for authorizing card account transactions by geographic region comprising:
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a communication module operable to receive account information associated with a card account held by a user; an interface module operable to provide data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated; a processing module operable to determine an authorization status for each of the plurality of geographic regions and plurality of merchant locations; a user interface communication module operable to receive a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; an address information receipt module to receive address information for the plurality of merchant locations; a database module that stores cartographic information and the received address information to generate the user interface; an adjustment module operable to adjust the authorization status for the selected geographic region or selected merchant location; a transaction processing module operable to receive an authorization request for a desired transaction using the card account; and an authorization module operable to provide authorization information for the desired transaction in accordance with the adjusted authorization status. - View Dependent Claims (13, 14, 15, 16, 17, 18)
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19. A computer-accessible medium encoded with computer program code effective to perform the following:
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receive account information associated with a card account held by a user; provide data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated; receive address information for the plurality of merchant locations; store cartographic information and the received address information in a database for generating the user interface; determine an authorization status for each of the plurality of geographic regions and plurality of merchant locations; receive a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; adjust the authorization status for the selected geographic region or selected merchant location; receive an authorization request for a desired transaction using the card account; and provide authorization information for the desired transaction in accordance with the adjusted authorization status.
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Specification