System for aggregated machine-initiated resource distribution

• US 10,038,607 B2
• Filed: 06/17/2016
• Issued: 07/31/2018
• Est. Priority Date: 06/17/2016
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Castinado, Joseph Benjamin, Corrado, Stephen A., Dravneek, Victoria L., Kurian, Manu Jacob, Moore, Toni J., Mork, Phillip Wade, Sachs, Evan, Jones-McFadden, Alicia C., Hsieh, Matthew, Ogrinz, Michael Emil
• Primary Examiner(s): Gilles, Jude Jean
• Application Number:
  US15/185,542
• Publication Number:
  US 20170366422A1
• Time in Patent Office: 774 Days
• Field of Search: 709224
• CPC Class Codes: H04L 43/06 Generation of reports
• CPC Class Codes: H04L 67/125 involving control of end-device applications over a network
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal
• CPC Class Codes: H04W 12/00 Security arrangements; Authentication; Protecting privacy or anonymity
• CPC Class Codes: H04W 12/068 using credential vaults, e.g. password manager applications or one time password [OTP] applications
• CPC Class Codes: H04W 12/084 using delegated authorisation, e.g. open authorisation [OAuth] protocol
• CPC Class Codes: H04W 12/122 Counter-measures against attacks; Protection against rogue devices
• CPC Class Codes: H04W 12/30 Security of mobile devices; Security of mobile applications
• CPC Class Codes: H04W 12/33 using wearable devices, e.g. using a smartwatch or smart-glasses
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/70 Services for machine-to-machine communication [M2M] or machine type communication [MTC]

Abstract

Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user'"'"'s inventory, device associations, and personal/business associations change over time.

Claims

1. A system for aggregated portal generation of smart devices with limiting communication code, the system comprising:

a memory device with computer-readable program code stored thereon;

a communication device;

a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute the computer-readable program code to;

identify one or more smart device systems associated with a user;

uplink the one or more smart device systems to the portal and store the one or more smart device systems information in the portal associated with the user;

generate communicable linkage with the one or more smart device systems and the portal for receive signals from the one or more smart devices via the communicable linkage;

communicate a data packet to the one or more smart device systems and store the data packet on the one or more smart device systems, wherein the data packet includes code preventing or limiting communication transmissions from the one or more smart device systems to third party systems without use of the portal;

present, to the user, an interactive interface for one or more smart device systems proposals based on triggering event occurrence, wherein the proposals comprise data dissemination and resource allocation requirements;

identify the triggering event occurring;

selective release data from the one or more smart device systems to one or more third party systems based on the triggering event occurrence; and

provide resource distribution to the one or more third party systems.

2. The system of claim 1, wherein selective release of data from the one or more smart device systems further comprises releasing a first data packet of information about a smart device system to a first third party system and releasing a different second data packet of information about the smart device system to a second third party system, wherein the data packets are generated based on the type of entity associated with the third party system.

3. The system of claim 1, wherein the triggering event is identified based on a communication from the one or more smart device systems to the portal identifying a maintenance or material requirement for the product associated with the one or more smart device systems.

4. The system of claim 1, wherein the third party is a materials provider, maintenance provider, insurance provider, or warrantee provider providing service to the product associated with the one or more smart device systems.

5. The system of claim 1, wherein identifying one or more smart device systems associated with the user further comprises identifying a geographic location of the project using GPS and identifying transmitting signals associated with smart device systems from within the geographic location.

6. The system of claim 1, wherein the one or more smart device systems further comprise products or machinery with transmitting signals associated with the product or machinery capable of transmitting a status and use of the product or machinery.

7. The system of claim 1, further comprising blocking communication from external sources to the one or more smart device systems and preventing the one or more smart device systems from communicating data to third party systems without portal approval, wherein the portal allows for authentication of third party systems for creation of authenticated communication and resource distribution channels directly from the portal for the one or more smart device systems.

8. A computer program product for aggregated portal generation of smart devices with limiting communication code, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured for identifying one or more smart device systems associated with a user;

an executable portion configured for uplinking the one or more smart device systems to the portal and store the one or more smart device systems information in the portal associated with the user;

an executable portion configured for generating communicable linkage with the one or more smart device systems and the portal for receive signals from the one or more smart devices via the communicable linkage;

an executable portion configured for communicating a data packet to the one or more smart device systems and store the data packet on the one or more smart device systems, wherein the data packet includes code preventing or limiting communication transmissions from the one or more smart device systems to third party systems without use of the portal;

an executable portion configured for presenting, to the user, an interactive interface for one or more smart device systems proposals based on triggering event occurrence, wherein the proposals comprise data dissemination and resource allocation requirements;

an executable portion configured for identifying the triggering event occurring;

an executable portion configured for selective release data from the one or more smart device systems to one or more third party systems based on the triggering event occurrence; and

an executable portion configured for providing resource distribution to the one or more third party systems.

9. The computer program product claim 8, wherein selective release of data from the one or more smart device systems further comprises releasing a first data packet of information about a smart device system to a first third party system and releasing a different second data packet of information about the smart device system to a second third party system, wherein the data packets are generated based on the type of entity associated with the third party system.

10. The computer program product claim 8, wherein the triggering event is identified based on a communication from the one or more smart device systems to the portal identifying a maintenance or material requirement for the product associated with the one or more smart device systems.

11. The computer program product claim 8, wherein the third party is a materials provider, maintenance provider, insurance provider, or warrantee provider providing service to the product associated with the one or more smart device systems.

12. The computer program product claim 8, wherein identifying one or more smart device systems associated with the user further comprises identifying a geographic location of the project using GPS and identifying transmitting signals associated with smart device systems from within the geographic location.

13. The computer program product claim 8, wherein the one or more smart device systems further comprise products or machinery with transmitting signals associated with the product or machinery capable of transmitting a status and use of the product or machinery.

14. The computer program product claim 8, further comprising an executable portion configured for blocking communication from external sources to the one or more smart device systems and preventing the one or more smart device systems from communicating data to third party systems without portal approval, wherein the portal allows for authentication of third party systems for creation of authenticated communication and resource distribution channels directly from the portal for the one or more smart device systems.

15. A computer-implemented method for aggregated portal generation of smart devices with limiting communication code, the method comprising:

providing a computing system comprising a computer processing device and a non-transitory computer readable medium, where the computer readable medium comprises configured computer program instruction code, such that when said instruction code is operated by said computer processing device, said computer processing device performs the following operations;

identifying one or more smart device systems associated with a user;

uplink the one or more smart device systems to the portal and store the one or more smart device systems information in the portal associated with the user;

generating communicable linkage with the one or more smart device systems and the portal for receive signals from the one or more smart devices via the communicable linkage;

communicating a data packet to the one or more smart device systems and store the data packet on the one or more smart device systems, wherein the data packet includes code preventing or limiting communication transmissions from the one or more smart device systems to third party systems without use of the portal;

presenting, to the user, an interactive interface for one or more smart device systems proposals based on triggering event occurrence, wherein the proposals comprise data dissemination and resource allocation requirements;

identifying the triggering event occurring;

selective releasing data from the one or more smart device systems to one or more third party systems based on the triggering event occurrence; and

providing resource distribution to the one or more third party systems.

16. The computer-implemented method of claim 15, wherein selective release of data from the one or more smart device systems further comprises releasing a first data packet of information about a smart device system to a first third party system and releasing a different second data packet of information about the smart device system to a second third party system, wherein the data packets are generated based on the type of entity associated with the third party system.

17. The computer-implemented method of claim 15, wherein the triggering event is identified based on a communication from the one or more smart device systems to the portal identifying a maintenance or material requirement for the product associated with the one or more smart device systems.

18. The computer-implemented method of claim 15, wherein the third party is a materials provider, maintenance provider, insurance provider, or warrantee provider providing service to the product associated with the one or more smart device systems.

19. The computer-implemented method of claim 15, wherein identifying one or more smart device systems associated with the user further comprises identifying a geographic location of the project using GPS and identifying transmitting signals associated with smart device systems from within the geographic location.

20. The computer-implemented method of claim 15, further comprising blocking communication from external sources to the one or more smart device systems and preventing the one or more smart device systems from communicating data to third party systems without portal approval, wherein the portal allows for authentication of third party systems for creation of authenticated communication and resource distribution channels directly from the portal for the one or more smart device systems.