Intelligent resource procurement system based on physical proximity to related resources

• US 10,039,113 B2
• Filed: 03/28/2016
• Issued: 07/31/2018
• Est. Priority Date: 03/28/2016
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Ogrinz, Michael Emil
• Primary Examiner(s): Algibhah, Hamza N
• Assistant Examiner(s): Wang, Hannah S
• Application Number:
  US15/082,659
• Publication Number:
  US 20170280459A1
• Time in Patent Office: 855 Days
• Field of Search: 709226
• CPC Class Codes: H04L 63/0428 wherein the data content is protected, e.g. by encrypting or encapsulating the payload
• CPC Class Codes: H04L 63/083 using passwords cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04L 63/0876 based on the identity of the terminal or configuration, e.g. MAC address, hardware or software configuration or device fingerprint
• CPC Class Codes: H04W 24/08 Testing, supervising or monitoring using real traffic
• CPC Class Codes: H04W 4/023 using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds
• CPC Class Codes: H04W 72/53 based on regulatory allocation policies
• CPC Class Codes: H04W 76/10 Connection setup

Abstract

Disclosed is an intelligent resource procurement system. The system typically includes a processor, a memory, and a resource management module stored in the memory. The system is typically configured for: identifying a resource deficiency associated with an entity; establishing a secure communication channel with a portable electronic device associated with the entity; monitoring a location of the portable electronic device over the secure communication channel; receiving a usage profile for each of a plurality of smart devices related to the resource deficiency; parsing the usage profiles to extract aggregate usage information; identifying a custodian of each of the plurality of smart devices; determining that the portable electronic device is located proximate to a first smart device of the plurality of smart devices and the custodian of the first smart device; and transmitting instructions causing the portable electronic device to display resource procurement information related to the resource deficiency.

Claims

1. An intelligent resource procurement system, comprising:

a computer apparatus including a processor, a memory, and a network communication interface;

a resource management module stored in the memory, executable by the processor, and configured for;

identifying a resource deficiency associated with an entity, wherein the entity is a company;

establishing a secure communication channel with a portable electronic device of the entity;

monitoring a location of the portable electronic device over the secure communication channel;

receiving, via the network communication interface, a usage profile for each of a plurality of smart devices related to the resource deficiency;

parsing the usage profiles to extract aggregate usage information;

identifying a custodian of each of the plurality of smart devices, wherein a first custodian of a first smart device of the plurality of smart devices is identified by comparing (i) location information associated with the first custodian with (ii) location information associated with first smart device to determine that the first custodian is routinely located proximate to the first smart device;

determining that the portable electronic device is located proximate to (i) the first smart device of the plurality of smart devices and (ii) the first custodian of the first smart device, wherein the portable electronic device does not belong to the first custodian;

determining that the first custodian of the first smart device is a trusted custodian based on (i) determining a social network relationship between the first custodian of the first smart device and the entity and (ii) comparing (a) location information associated with the entity with (b) location information associated with the first custodian of the first smart device to determine that the first custodian is routinely located proximate to the entity; and

based on determining that the portable electronic device is located proximate to (i) the first smart device and (ii) the first custodian of the first smart device and further based on determining that the first custodian of the first smart device is a trusted custodian, transmitting instructions over the secure communication channel to the portable electronic device, the instructions causing the portable electronic device to display resource procurement information related to the resource deficiency, the resource procurement information comprising the aggregate usage information, wherein the aggregate usage information comprises one or more population-wide metrics associated with a model of the first smart device.

2. The intelligent resource procurement system according to claim 1, wherein the resource management module is configured for:

receiving, via the network communication interface, a usage profile of a current smart device of the entity; and

analyzing the usage profile of the current smart device to identify the resource deficiency.

3. The intelligent resource procurement system according to claim 2, wherein analyzing the usage profile of the current smart device to identify the resource deficiency comprises identifying data in the usage profile of the current smart device associated with a failure condition.

4. The intelligent resource procurement system according to claim 1, wherein the resource procurement information comprises a recommendation that the entity procure a new smart device.

5. The intelligent resource procurement system according to claim 4, wherein the new smart device and the plurality of smart devices are the same type of smart device.

6. The intelligent resource procurement system according to claim 1, wherein the instructions cause the portable electronic device to display a graphical user interface, the graphical user interface being configured to display a selectable offer to procure a new smart device.

7. The intelligent resource procurement system according to claim 6, wherein the resource management module is configured for:

receiving an acceptance of the offer from the portable electronic device; and

procuring the new smart device for the entity.

8. A computer program product for providing intelligent resource procurement comprising a non-transitory computer-readable storage medium having computer-executable instructions for:

identifying a resource deficiency associated with an entity, wherein the entity is a company;

establishing a secure communication channel with a portable electronic device of the entity;

monitoring a location of the portable electronic device over the secure communication channel;

receiving, via a network communication interface, a usage profile for each of a plurality of smart devices related to the resource deficiency;

parsing the usage profiles to extract aggregate usage information;

identifying a custodian of each of the plurality of smart devices, wherein a first custodian of a first smart device of the plurality of smart devices is identified by comparing (i) location information associated with the first custodian with (ii) location information associated with first smart device to determine that the first custodian is routinely located proximate to the first smart device;

determining that the portable electronic device is located proximate to (i) the first smart device of the plurality of smart devices and (ii) the first custodian of the first smart device, wherein the portable electronic device does not belong to the first custodian;

determining that the first custodian of the first smart device is a trusted custodian based on (i) determining a social network relationship between the first custodian of the first smart device and the entity and (ii) comparing (a) location information associated with the entity with (b) location information associated with the first custodian of the first smart device to determine that the first custodian is routinely located proximate to the entity; and

based on determining that the portable electronic device is located proximate to (i) the first smart device and (ii) the first custodian of the first smart device and further based on determining that the first custodian of the first smart device is a trusted custodian, transmitting instructions over the secure communication channel to the portable electronic device, the instructions causing the portable electronic device to display resource procurement information related to the resource deficiency, the resource procurement information comprising the aggregate usage information, wherein the aggregate usage information comprises one or more population-wide metrics associated with a model of the first smart device.

9. The computer program product according to claim 8, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

receiving, via the network communication interface, a usage profile of a current smart device of the entity; and

analyzing the usage profile of the current smart device to identify the resource deficiency.

10. The computer program product according to claim 9, wherein analyzing the usage profile of the current smart device to identify the resource deficiency comprises identifying data in the usage profile of the current smart device associated with a failure condition.

11. The computer program product according to claim 8, wherein the instructions cause the portable electronic device to display a graphical user interface, the graphical user interface being configured to display a selectable offer to procure a new smart device.

12. The computer program product according to claim 11, wherein the non-transitory computer-readable storage medium has computer-executable instructions for:

receiving an acceptance of the offer from the portable electronic device; and

procuring the new smart device for the entity.

14. The computer program product according to claim 8, wherein the resource procurement information comprises a recommendation that the entity procure a new smart device.

15. The computer program product according to claim 14, wherein the new smart device and the plurality of smart devices are the same type of smart device.

13. A computerized method for providing intelligent resource procurement, comprising:

identifying, via a computer processor, a resource deficiency associated with an entity, wherein the entity is a company;

establishing, via a computer processor, a secure communication channel with a portable electronic device of the entity;

monitoring, via a computer processor, a location of the portable electronic device over the secure communication channel;

receiving, via a network communication interface, a usage profile for each of a plurality of smart devices related to the resource deficiency;

parsing, via a computer processor, the usage profiles to extract aggregate usage information;

identifying, via a computer processor, a custodian of each of the plurality of smart devices, wherein a first custodian of a first smart device of the plurality of smart devices is identified by comparing (i) location information associated with the first custodian with (ii) location information associated with first smart device to determine that the first custodian is routinely located proximate to the first smart device;

determining, via a computer processor, that the portable electronic device is located proximate to (i) the first smart device of the plurality of smart devices and (ii) the first custodian of the first smart device, wherein the portable electronic device does not belong to the first custodian;

determining, via a computer processor, that the first custodian of the first smart device is a trusted custodian based on (i) determining a social network relationship between the first custodian of the first smart device and the entity and (ii) comparing (a) location information associated with the entity with (b) location information associated with the first custodian of the first smart device to determine that the first custodian is routinely located proximate to the entity; and

based on determining that the portable electronic device is located proximate to (i) the first smart device and (ii) the first custodian of the first smart device and further based on determining that the first custodian of the first smart device is a trusted custodian, transmitting, via a computer processor, instructions over the secure communication channel to the portable electronic device, the instructions causing the portable electronic device to display resource procurement information related to the resource deficiency, the resource procurement information comprising the aggregate usage information, wherein the aggregate usage information comprises one or more population-wide metrics associated with a model of the first smart device.