Fraud detection database
First Claim
1. A system for fraud detection, comprising:
- a processor that executes the following executable components;
a monitoring component that receives a communication, wherein the communication comprises one or more voice segments, wherein the one or more voice segments include audio of an individual making one or more requests associated with an account and one or more verification segments;
a detection component that determines one or more frequency response characteristics associated with the one or more verification segments of the voice segments of the communication;
an analysis component that analyzes only the one or more frequency response characteristics associated with the one or more verification segments, wherein the analysis represents frequency fluctuations present within the one or more verification segments; and
a fraud component that flags the communication as fraudulent or non-fraudulent based at least in part upon the analysis.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments of techniques or systems for fraud detection are provided herein. A communication may be received where the communication includes one or more voice signals from an individual. Frequency responses associated with these voice signals may be determined and analyzed and utilized to determine whether or not potential fraudulent activity is occurring. For example, if a frequency response is greater than a frequency threshold, potential fraudulent activity may be determined. Further, frequency responses may be cross referenced with voice biometrics, voice printing, or fraud pathway detection results. In this way, voice stress or frequency responses may be utilized to build other databases related to other types of fraud detection, thereby enhancing one or more aspects of fraud detection. For example, a database may include a voice library, a pathway library, or a frequency library which include characteristics associated with fraudulent activity, thereby facilitating identification of such activity.
53 Citations
20 Claims
-
1. A system for fraud detection, comprising:
-
a processor that executes the following executable components; a monitoring component that receives a communication, wherein the communication comprises one or more voice segments, wherein the one or more voice segments include audio of an individual making one or more requests associated with an account and one or more verification segments; a detection component that determines one or more frequency response characteristics associated with the one or more verification segments of the voice segments of the communication; an analysis component that analyzes only the one or more frequency response characteristics associated with the one or more verification segments, wherein the analysis represents frequency fluctuations present within the one or more verification segments; and a fraud component that flags the communication as fraudulent or non-fraudulent based at least in part upon the analysis. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A method for fraud detection, comprising:
-
receiving, via a system comprising a processing unit and a memory, a communication, wherein the communication comprises one or more voice segments of an individual making one or more requests associated with an account; and determining fraudulent activity based at least in part upon comparison of one or more frequency response characteristics associated only with one or more verification segments of the one or more voice segments of the communication. - View Dependent Claims (9, 10, 11, 12)
-
-
13. A system for fraud detection, comprising:
-
a processor that executes the following executable components; a monitoring component that receives a communication associated with a financial transaction, wherein the communication comprises one or more voice segments; a detection component that determines one or more frequency response characteristics associated with the communication, wherein each of the one or more frequency response characteristics corresponds to a corresponding one or more verification segments; and a fraud determination component that analyzes only the one or more frequency response characteristics to establish a determination if fraud exists based upon at least a threshold comparison of at least two of the one or more frequency response characteristics. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20)
-
Specification