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ATM privacy system and method

  • US 10,049,402 B1
  • Filed: 06/13/2012
  • Issued: 08/14/2018
  • Est. Priority Date: 06/13/2012
  • Status: Active Grant
First Claim
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1. A system for offering privacy to a user of an automated teller machine operated by a financial institution, the system comprising:

  • a first computer memory storing instructions, the first computer memory being associated with the financial institution and being further accessible and addressable over a network;

    a database for storing user information, the database being accessible by the computer memory and accessible and addressable over the network;

    an automated teller machine, further comprising;

    a second computer memory storing instructions, the second computer memory being associated with the automated teller machine and being accessible and addressable over the network;

    an account access device for identifying the user upon detection of a user card and associating the user with financial account data stored on a host server, the account access device linked with a module operable to interrupt and generate flow of electrical current subsequent to detection of the user card;

    at least one computer processor capable of accessing the first computer memory and executing the stored instructions, wherein the stored instructions comprise instructions to retrieve and evaluate the stored user information for the user identified by the account access device upon detection of the user card;

    at least one glass panel positioned to at least partially obstruct a view of the automated teller machine, the at least one glass panel comprising;

    an interior surface oriented toward the automated teller machine;

    an exterior surface oriented away from the automated teller machine;

    wherein the at least one computer processor is further operable to access the second computer memory and execute the stored instructions to retrieve settings indicating a desired level of transparency of the at least one glass panel upon detection of the card during the transaction and to customize an appearance of the at least one glass panel in accordance with the retrieved settings, by generating and delivering a change in electrical current to the at least one glass panel automatically in response to detection by the account access device of the user accessing the automated teller machine, the change in electrical current causing a decrease in transparency of the at least one glass panel and at least partially restricting the view of the automated teller machine through the at least one glass panel; and

    a high definition projection screen viewable on the interior surface of the at least one glass panel, the high definition projection screen presenting content to the user of the automated teller machine, wherein the content of the display is determined by the computer processor and is based at least in part on the stored user information and characteristics of the user card.

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