Systems and methods to identify and profile a vehicle operator
First Claim
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1. A computer-implemented method for assessing risk associated with a driver of a vehicle, the method comprising:
- generating, by one or more devices disposed in the vehicle and while the driver operates the vehicle, a plurality of risk variables, wherein the one or more devices include an on-board computer of the vehicle, and wherein the plurality of risk variables includes a first risk variable indicative of braking characteristics of the driver and a second risk variable indicative of speed-related characteristics of the driver;
receiving, by a network interface at a computing device, the plurality of risk variables,wherein at least the first risk variable is gathered by a device disposed in the vehicle when the driver operates the vehicle;
determining the driver from a plurality of drivers by an application specifically configuring the computing device, wherein, when executed by one or more processors of the computing device, the application causes the computing device to determine the driver based on the plurality of risk variables at least byclustering the plurality of risk variables into a plurality of groups of risk variables such that each group of the plurality of groups is associated with a different level of risk, wherein clustering the plurality of risk variables into the plurality of groups includes comparing the plurality of risk variables to reference data associated with known risk levels, andassociating at least one of the plurality of groups of risk variables with the driver; and
developing a risk profile for the driver by the application specifically configuring the computing device, wherein, when executed by the one or more processors of the computing device, the application causes the computing device to develop the risk profile based on at least the first risk variable at least by;
determining a risk corresponding to at least the first risk variable, andgenerating a collective measure of risk for the driver based on the risk corresponding to at least the first risk variable.
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Abstract
A method for assessing risk associated with a driver of a vehicle includes receiving a plurality of risk variables associated with a driver, the plurality of risk variables being gathered when the driver operates the vehicle. A driver is then identified based on the plurality of risk variables, and a risk profile is developed for the driver. The development of the risk profile involves determining the risk associated with at least some of the risk variables and generating a risk index, the risk index being a collective measure of risk associated with the driver.
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Citations
10 Claims
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1. A computer-implemented method for assessing risk associated with a driver of a vehicle, the method comprising:
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generating, by one or more devices disposed in the vehicle and while the driver operates the vehicle, a plurality of risk variables, wherein the one or more devices include an on-board computer of the vehicle, and wherein the plurality of risk variables includes a first risk variable indicative of braking characteristics of the driver and a second risk variable indicative of speed-related characteristics of the driver; receiving, by a network interface at a computing device, the plurality of risk variables, wherein at least the first risk variable is gathered by a device disposed in the vehicle when the driver operates the vehicle; determining the driver from a plurality of drivers by an application specifically configuring the computing device, wherein, when executed by one or more processors of the computing device, the application causes the computing device to determine the driver based on the plurality of risk variables at least by clustering the plurality of risk variables into a plurality of groups of risk variables such that each group of the plurality of groups is associated with a different level of risk, wherein clustering the plurality of risk variables into the plurality of groups includes comparing the plurality of risk variables to reference data associated with known risk levels, and associating at least one of the plurality of groups of risk variables with the driver; and developing a risk profile for the driver by the application specifically configuring the computing device, wherein, when executed by the one or more processors of the computing device, the application causes the computing device to develop the risk profile based on at least the first risk variable at least by; determining a risk corresponding to at least the first risk variable, and generating a collective measure of risk for the driver based on the risk corresponding to at least the first risk variable. - View Dependent Claims (2, 3, 4)
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5. A computer device specifically configured to assess risk associated with a driver of a vehicle, the computer device comprising:
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one or more processors; and one or more memories coupled to the one or more processors; wherein the one or more memories include computer executable instructions specifically configuring the computing device such that, when executed by the one or more processors, the computer executable instructions cause the computer device to; receive, via a network interface, a plurality of risk variables including a first risk variable indicative of braking characteristics of the driver and a second risk variable indicative of speed-related characteristics of the driver, wherein at least the first risk variable is gathered by a device disposed in the vehicle when the driver operates the vehicle, determine the driver from a plurality of drivers based on the plurality of risk variables, at least by clustering the plurality of risk variables into a plurality of groups of risk variables such that each group of the plurality of groups is associated with a different level of risk, wherein clustering the plurality of risk variables into the plurality of groups includes comparing the plurality of risk variables to reference data associated with known risk levels, and associating at least one of the plurality of groups of risk variables with the driver, and develop a risk profile for the driver, at least by generating a collective measure of risk for the driver based on at least the first risk variable. - View Dependent Claims (6, 7, 8)
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9. A computer readable storage medium comprising non-transitory computer readable instructions stored thereon that specifically configure a computing device to assess risk associated with a driver of a vehicle, the non-transitory computer readable instructions, when executed on one or more processors of the computing device, cause the computing device to:
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receive, via a network interface, a plurality of risk variables including a first risk variable indicative of braking characteristics of the driver and a second risk variable indicative of speed-related characteristics of the driver, wherein at least the first risk variable is gathered by a device disposed in the vehicle when the driver operates the vehicle, determine the driver from a plurality of drivers based on the plurality of risk variables, at least by clustering the plurality of risk variables into a plurality of groups of risk variables such that each group of the plurality of groups is associated with a different level of risk, wherein clustering the plurality of risk variables into the plurality of groups includes comparing the plurality of risk variables to reference data associated with known risk levels, and associating at least one of the plurality of groups of risk variables with the driver, and develop a risk profile for the driver based on at least the first risk variable, wherein developing a risk profile for the driver includes; determining a risk corresponding to at least the first risk variable, and generating a collective measure of risk for the driver based on the risk corresponding to at least the first risk variable. - View Dependent Claims (10)
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Specification