E-mail invoked electronic commerce

• US 10,089,667 B2
• Filed: 09/14/2012
• Issued: 10/02/2018
• Est. Priority Date: 10/07/1998
• Status: Expired due to Term

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Boesch, Brian
• Primary Examiner(s): Georgalas, Anne Marie
• Application Number:
  US13/616,829
• Publication Number:
  US 20130013456A1
• Time in Patent Office: 2,209 Days
• Field of Search: 705 261, 705 271
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/3821 Electronic credentials
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0613 Third-party assisted

Abstract

A system and method for electronic commerce allowing consumers to purchase items over a network and merchants to receive payment information relating to the purchases. The system includes a server configured to gather purchasing information from a consumer to complete a purchasing transaction. The system has a consumer data structure that stores purchasing information for registered consumers. The server is able to access the consumer data structure and enter the consumer'"'"'s purchasing information during subsequent purchases such that the consumer does not have to enter the same information every time they purchase an item over the network. In alternate embodiments, the same technology can be applied to other arenas where a user may have to enter the same repetitive information. In addition, consumers can register with the consumer information server prior to making purchase.

Claims

1. A system for conducting consumer transactions with any of a plurality of merchant computers over a network, comprising:

a consumer information server implemented with one or more hardware processors, configured to;

receive, by a network interface of the consumer information server that communicates with the network, a connection request from a consumer device in response to an email message transmitted to the consumer device, the email message comprising a purchase offer for an item requested by the consumer device, and the connection request indicating the purchase offer;

determine whether a consumer associated with the consumer device is registered with the consumer information server, wherein the consumer is determined to be registered when the connection request includes a confirmation that the consumer device stores a browser identifier;

based on a determination that the consumer is not registered with the consumer information server, collect purchasing information associated with the consumer, wherein the purchasing information is used to communicate information responsive to the purchase offer with a merchant computer associated with the purchase offer, and determine a consumer intent for registering with the consumer information server;

based on a determination of the consumer intent indicating registering with the consumer information server, set a register flag;

if the register flag is set, transmit a registration request for registration information to be displayed on a web browser of the consumer device;

receive the registration information, the registration information including one or more of a consumer identification number, a consumer electronic mail address, and consumer payment information;

store the registration information;

transmit the browser identifier to the consumer device; and

enable the system to use the registration information for a subsequent consumer transaction associated with the consumer, without requiring the consumer to register separately with another merchant computer of the plurality of merchant computers to complete the subsequent consumer transaction.

2. The system of claim 1, wherein the email message includes a link which the consumer accesses to complete a consumer transaction associated with the purchase offer.

3. The system of claim 1, wherein the registration request is transmitted via an electronic message.

4. The system of claim 1, wherein the consumer information server is further configured to transmit, to the consumer device, an electronic message that includes a link for accessing, at the consumer device, a web page to complete registration of the consumer.

5. The system of claim 1, wherein the email message includes a universal resource locator to link a web page of the web browser to the consumer information server.

6. The system of claim 1, wherein the consumer information server is further configured to determine whether the consumer is registered by determining whether the consumer information server contains the registration information to complete a consumer transaction associated with the purchase offer with the merchant computer.

7. The system of claim 1, wherein the connection request indicates an execution of a link in the email message.

8. The system of claim 1, wherein the connection request includes a request to register the consumer with the consumer information server.

9. The system of claim 1, wherein the connection request indicates whether the consumer is registered with the consumer information server.

10. The system of claim 1, wherein the consumer information server is further configured to transmit a second email message informing the consumer that registration was completed.

11. The system of claim 1, wherein the registration information comprises one or more of default payment parameters, a default shipping address, default shipping means, and a passphrase.

12. The system of claim 1, wherein determining whether the consumer is registered comprises the consumer information server communicating with at least one additional consumer information server to determine if consumer information is stored at the at least one additional consumer information server.

13. A method for conducting consumer transactions with merchant computers over a network, the method comprising:

receiving, over the network, a connection request from a consumer device, the connection request indicating an email message transmitted to a consumer device, the connection request indicating a purchase offer that was transmitted via the email message;

based on a determination that a consumer associated with the consumer device is not registered with a consumer information server, collecting purchasing information from the consumer device, said determining that the consumer is not registered with the consumer information server based on the connection request not indicating a browser identifier at the consumer device, the purchasing information being used to communicate information with a merchant computer associated with the purchase offer;

based on a determination that a consumer intent indicates registering with the consumer information server, setting a register flag;

if the register flag is set, transmitting a registration request for registration information, the registration request to be displayed on a display of the consumer device;

receiving the registration information, the registration information including one or more of a consumer identification number, a consumer electronic mail address, and consumer payment information;

storing the registration information;

transmitting the browser identifier to the consumer device; and

enabling use of the registration information for a subsequent consumer transaction associated with the consumer without requiring the consumer to register separately with another merchant computer of the plurality of merchant computers to complete the subsequent consumer transaction.

14. The method of claim 13, wherein determining that the consumer is not registered comprises determining whether a consumer transaction that is associated with the purchase offer can be completed using the registration information.

15. The method of claim 13, wherein determining that the consumer is not registered comprises communicating with at least one additional consumer information server to determine if consumer information is stored at the at least one additional consumer information server.

16. A non-transitory machine-readable medium having instructions stored thereon, the instructions executable to cause performance of operations comprising:

receiving, over a network, a connection request from a consumer device, the connection request indicating an email message transmitted to a consumer device, the connection request indicating a purchase offer that was transmitted via the email message;

determining whether a consumer associated with the consumer device is registered with a consumer information server, the determination whether the consumer is registered based on whether the connection request indicates a browser identifier at the consumer device;

based on a determination that the consumer is not registered with the consumer information server, collecting purchasing information from the consumer device, wherein the purchasing information is used to communicate information with a merchant computer associated with the purchase offer;

based on a determination that a consumer intent indicates registering with the consumer information server, setting a register flag;

if the register flag is set, transmitting a registration request for registration information, the registration request to be displayed on a display of the consumer device;

receiving the registration information, the registration information including one or more of a consumer identification number, a consumer electronic mail address, and consumer payment information;

storing the registration information;

transmitting the browser identifier to the consumer device; and

enabling use of the registration information for a subsequent consumer transaction associated with the consumer without requiring the consumer to register separately with another merchant computer of the plurality of merchant computers to complete the subsequent consumer transaction.

17. The non-transitory machine-readable medium of claim 16, wherein determining whether the consumer is registered comprises determining whether a consumer transaction that is associated with the purchase offer can be completed using the registration information.

18. The non-transitory machine-readable medium of claim 16, wherein determining whether the consumer is registered comprises communicating with at least one additional consumer information server to determine if consumer information is stored at the at least one additional consumer information server.