Cards including anti-skimming devices

• US 10,095,970 B1
• Filed: 01/30/2012
• Issued: 10/09/2018
• Est. Priority Date: 01/31/2011
• Status: Active Grant

• Current Assignee: Dynamics Inc.
• Original Assignee: Dynamics Inc.
• Inventors: Mullen, Jeffrey D.
• Primary Examiner(s): Smithers, Matthew
• Application Number:
  US13/361,483
• Time in Patent Office: 2,444 Days
• Field of Search: 726 26, 235487, 235492, 380270
• CPC Class Codes: G06K 19/06112 the marking being simulated using a light source, e.g. a barcode shown on a display or a laser beam with time-varying intensity profile
• CPC Class Codes: G06K 19/06196 Constructional details
• CPC Class Codes: G06K 19/0702 the arrangement including a battery
• CPC Class Codes: G06K 19/07345 by activating or deactivating at least a part of the circuit on the record carrier, e.g. ON/OFF switches
• CPC Class Codes: G06K 19/07709 the interface being a keyboard
• CPC Class Codes: G06K 7/087 flux-sensitive, e.g. magnetic, detectors G06K7/10336 takes precedence
• CPC Class Codes: G06Q 20/352 Contactless payments by cards
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G07F 19/2055 Anti-skimming aspects at ATMs
• CPC Class Codes: G07F 7/0813 Specific details related to card security
• CPC Class Codes: G07F 7/084 Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
• CPC Class Codes: G07F 7/0846 On-card display means
• CPC Class Codes: G07F 7/0853 On-card keyboard means
• CPC Class Codes: G07F 7/0893 the card reader reading the card in a contactless manner
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07F 7/12 Card verification

Abstract

A card, such as a payment card, or other device may include an electronics package. The electronics package may include an RFID antenna. The RFID may not be utilized to access data on the card, or other device, until the appropriate manual input is received into the card or other device. Such manual input may take the form of a manual press of a physical button or the manual activation of a virtual button on a touch-screen device (e.g., a touch-screen mobile phone or card).

Claims

1. A card comprising:

a radio frequency identification (RFID) antenna;

a mechanical button; and

a device operable to interrupt the ability of the RFID antenna to communicate information when the button is mechanically distorted,

wherein at least a portion of the device is outside the mechanical button,

the mechanical button is operable to move the device, and

a distance between the device and the RFID antenna is based on an amount of mechanical distortion of the mechanical button.

2. The card of claim 1, further comprising a battery.

3. The card of claim 1, further comprising a display.

4. The card of claim 1, further comprising a dynamic magnetic stripe communications device.

5. The card of claim 1, further comprising an exposed integrated circuit (IC) chip.

6. The card of claim 1, further comprising a source of light.

7. The card of claim 1, further comprising a second button.

8. The card of claim 1, further comprising:

a board,

wherein the device is connected to the board.

9. A card comprising:

a radio frequency identification (RFID) antenna;

a mechanical button; and

a device operable to interrupt the ability of the RFID antenna to communicate information when the button is not mechanically distorted,

wherein at least a portion of the device is outside the mechanical button,

the mechanical button is operable to move the device, and

a distance between the device and the RFID antenna is based on an amount of mechanical distortion of the mechanical button.

10. The card of claim 9, further comprising a battery.

11. The card of claim 9, further comprising a display.

12. The card of claim 9, further comprising a dynamic magnetic stripe communications device.

13. The card of claim 9, further comprising an exposed integrated circuit (IC) chip.

14. The card of claim 9, further comprising a source of light.

15. The card of claim 9, further comprising a second button.

16. The card of claim 9, further comprising:

a board,

wherein the device is connected to the board.

17. A card comprising:

a radio frequency identification (RFID) antenna;

a mechanical button; and

a device operable to interrupt the ability of the RFID antenna to communicate information based on distortion of the button, at least a portion of the device being outside the mechanical button.

18. A card comprising:

a radio frequency identification (RFID) antenna;

a board;

a mechanical button; and

a device operable to interrupt the ability of the RFID antenna to communicate information based on distortion of the button, the device connected to the board at a connection, wherein the connection is at a distance from the button.