Dynamic widget generator apparatuses, methods and systems

• US 10,096,022 B2
• Filed: 12/13/2012
• Issued: 10/09/2018
• Est. Priority Date: 12/13/2011
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Gupta, Manav
• Primary Examiner(s): OBEID, MAMON A
• Application Number:
  US13/714,090
• Publication Number:
  US 20130151417A1
• Time in Patent Office: 2,126 Days
• Field of Search: None
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/385 using an alias or single-use codes
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]

Abstract

The DYNAMIC WIDGET GENERATOR APPARATUSES, METHODS AND SYSTEMS (“DWG”) transforms developer credentials, codes and parameter inputs via DWG components into buy widgets, payment acceptance and purchase transaction outputs. In one embodiment, the DWG may facilitate obtaining a plurality of authentication parameters and widget customization parameters. The DWG may authenticate a user using a parameter derived from the plurality of authentication parameters and may dynamically generating a purchase widget for the authenticated user using the plurality of widget customization parameters.

Claims

1. A processor-implemented purchase widget integration code generation method, comprising:

obtaining, buy a dynamic widget generator server, a plurality of widget customization parameters from a seller server;

inserting, by a client computing system of the seller server, a plurality of tags in a seller web site hosted on the seller server;

generating, by the dynamic widget generator server, for each product item listed in the seller web site, a token using the obtained widget customization parameters, as a cryptographic hash of at least two of the obtained widget customization parameters;

inserting, by the seller server, the obtained plurality of widget customization parameters and the generated token into the widget code template to generate a deployable widget code block;

providing, by the seller server, the deployable widget code block to a computer network interface accessing the seller web site;

accessing, by the computer network interface, the seller web site;

loading, by the computer network interface, the deployable widget code block from the seller web site onto the computer network interface;

handling, by the computer network interface using at least one of the plurality of tags, input received by the seller website based on the obtained widget customization parameters; and

authenticating, by the dynamic widget generator server, the seller server for a purchase of a product item based on the token corresponding to the product item.

2. The method of claim 1, further comprising:

receiving from the seller at least one widget skin customization parameter.

3. The method of claim 2, wherein the at least one widget skin customization parameter is a seller logo file.

4. The method of claim 2, wherein the at least one widget skin customization parameter is a widget activation message.

5. The method of claim 2, wherein the at least one widget skin customization parameter is a widget badge.

6. The method of claim 5, wherein the widget badge indicates that the seller has heightened privacy requirements for a transaction.

7. The method of claim 5, wherein the widget badge indicates that a consumer may split the purchase cost with another individual.

8. The method of claim 5, wherein the widget badge indicates that a seller is configured to accept payment by electronic check.

9. The method of claim 1, wherein the deployable widget code block is live and engagable to complete a transaction specified by the widget customization parameters.

10. The method of claim 1, wherein at least one of the widget customization parameters is a dynamic content link.

11. The method of claim 10, wherein the dynamic content link is a dynamic amount representing the cost of a product or service.

12. The method of claim 11, wherein the dynamic amount representing the cost of a product or service includes a minimum amount and a maximum amount.

13. The method of claim 12, additionally comprising a dynamic amount lookup link suitable for obtaining real-time cost amounts.

14. The method of claim 1, additionally comprising injecting dynamic lookup code into the deployable widget code block.

15. The method of claim 14, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a virtual wallet server.

16. The method of claim 14, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a third-party server.

17. The method of claim 16, additionally comprising receiving third-party server access credentials from the seller.

18. The method of claim 1, wherein the deployable widget code block is instantiated and live updatable within a widget constructor responsive to seller'"'"'s manipulation of parameter varying controls and wherein the deployable widget code block may be used in the seller'"'"'s web site.

19. A purchase widget integration code generation apparatus, comprising:

a memory;

a processor disposed in communication with said memory, and configured to issue a plurality of processing instructions stored in the memory, wherein the processor issues instructions to;

obtain a plurality of widget customization parameters from a seller server;

insert a plurality of tags in a seller web site hosted on the seller server;

generate, for each product item listed in the seller web site, a token, using the obtained widget customization parameters, as a cryptographic hash of at least two of the obtained widget customization parameters;

insert the obtained plurality of widget customization parameters and the generated token into the widget code template to generate a deployable widget code block; and

provide the deployable widget code block to a computer network interface accessing the seller web site;

access the seller web site;

load the deployable widget code block from the seller web site onto the computer network interface;

handling, using at least one of the plurality of tags, input received by the seller website based on the obtained widget customization parameters; and

authenticate the seller server for a purchase of a product item based on the token corresponding to the product item.

20. The apparatus of claim 19, further comprising instructions to:

receiving from the seller at least one widget skin customization parameter.

21. The apparatus of claim 20, wherein the at least one widget skin customization parameter is a seller logo file.

22. The apparatus of claim 20, wherein the at least one widget skin customization parameter is a widget activation message.

23. The apparatus of claim 20, wherein the at least one widget skin customization parameter is a widget badge.

24. The apparatus of claim 23, wherein the widget badge indicates that the seller has heightened privacy requirements for a transaction.

25. The apparatus of claim 23, wherein the widget badge indicates that a consumer may split the purchase cost with another individual.

26. The apparatus of claim 23, wherein the widget badge indicates that a seller is configured to accept payment by electronic check.

27. The apparatus of claim 19, wherein the deployable widget code block is live and engagable to complete a transaction specified by the widget customization parameters.

28. The apparatus of claim 19, wherein at least one of the widget customization parameters is a dynamic content link.

29. The apparatus of claim 28, wherein the dynamic content link is a dynamic amount representing the cost of a product or service.

30. The apparatus of claim 29, wherein the dynamic amount representing the cost of a product or service includes a minimum amount and a maximum amount.

31. The apparatus of claim 30, additionally comprising a dynamic amount lookup link suitable for obtaining real-time cost amounts.

32. The apparatus of claim 19, additionally comprising instructions to inject dynamic lookup code into the deployable widget code block.

33. The apparatus of claim 32, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a virtual wallet server.

34. The apparatus of claim 32, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a third-party server.

35. The apparatus of claim 34, additionally comprising instructions to receive third-party server access credentials from the seller.

36. The apparatus of claim 19, wherein the deployable widget code block is instantiated and live updatable within a widget constructor responsive to seller'"'"'s manipulation of parameter varying controls and wherein the deployable widget code block may be used in the seller'"'"'s web site.

37. A non-transitory medium storing purchase widget integration code generation instructions to:

obtain, by a dynamic widget generator server, a plurality of widget customization parameters from a seller server;

insert, by a client computing system of the seller server, a plurality of tags in a seller web site hosted on the seller server;

generate, by the dynamic widget generator server, for each product item listed in the seller web site, a token, using the obtained widget customization parameters, as a cryptographic hash of at least two of the obtained widget customization parameters;

insert, by the seller server, the obtained plurality of widget customization parameters and the generated token into the widget code template to generate a deployable widget code block;

provide the deployable widget code block to a computer network interface accessing the seller web site;

access, by the computer network interface, the seller web site;

handle, by the computer network interface using at least one of the plurality of tags, input received by the seller website based on the obtained widget customization parameters; and

authenticating, by the dynamic widget generator server, the seller server for a purchase of a product item based on the token corresponding to the product item.

38. The medium of claim 37, further comprising instructions to:

receive from the seller at least one widget skin customization parameter.

39. The medium of claim 38, wherein the at least one widget skin customization parameter is a seller logo file.

40. The medium of claim 38, wherein the at least one widget skin customization parameter is a widget activation message.

41. The medium of claim 38, wherein the at least one widget skin customization parameter is a widget badge.

42. The medium of claim 41, wherein the widget badge indicates that the seller has heightened privacy requirements for a transaction.

43. The medium of claim 41, wherein the widget badge indicates that a consumer may split the purchase cost with another individual.

44. The medium of claim 41, wherein the widget badge indicates that a seller is configured to accept payment by electronic check.

45. The medium of claim 37, wherein the deployable widget code block is live and engagable to complete a transaction specified by the widget customization parameters.

46. The medium of claim 37, wherein at least one of the widget customization parameters is a dynamic content link.

47. The medium of claim 46, wherein the dynamic content link is a dynamic amount representing the cost of a product or service.

48. The medium of claim 47, wherein the dynamic amount representing the cost of a product or service includes a minimum amount and a maximum amount.

49. The medium of claim 48, additionally comprising a dynamic amount lookup link suitable for obtaining real-time cost amounts.

50. The medium of claim 37, additionally comprising instructions to inject dynamic lookup code into the deployable widget code block.

51. The medium of claim 50, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a virtual wallet server.

52. The medium of claim 50, wherein the dynamic lookup code is code suitable for retrieving shipping address information from a third-party server.

53. The medium of claim 52, additionally comprising instructions to receive third-party server access credentials from the seller.

54. The medium of claim 37, wherein the deployable widget code block is instantiated and live updatable within a widget constructor responsive to seller'"'"'s manipulation of parameter varying controls and wherein the deployable widget code block may be used in the seller'"'"'s web site.