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Real time digital issuance of resources

  • US 10,129,754 B2
  • Filed: 08/31/2016
  • Issued: 11/13/2018
  • Est. Priority Date: 08/31/2016
  • Status: Active Grant
First Claim
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1. A system for real-time provisioning of a digital resources, the system comprising:

  • a computing device comprising a first computing platform including a first memory and a first processor in communication with the memory;

    a digital resource provisioning module stored in the memory, executable by the processor and configured to (i) receive a first input that requests real-time provisioning of a digital resources to a digital storage associated with a user, (ii) determine whether the user is currently authorized to use a mobile application that is configured for receiving the digital resources and storing digital resource in a digital storage, and (iii) in response to receiving the request and determining that the user is currently authorized to use the mobile application, communicate a provisioning command to a mobile application associated with the user;

    a mobile communication device comprising a second computing platform including a second memory and a second processor in communication with the memory;

    the mobile application stored in the second memory, executable by the second processor and configured to, in response to being receiving the provisioning command, receive a second input from the user that prompts the digital resource provisioning module to provision the digital resources to the digital storage, wherein based on determining that the user is currently authorized to use the mobile application, the second input does not include (i) an authorization code, and (ii) user credentials; and

    the digital storage stored in the second memory, executable by the second processor and configured to, in response to receiving the second input from the user at the mobile application, store the digital resources and initiate activation of the digital resources.

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