Method and system for assessing damage to insured properties in a neighborhood
First Claim
1. A method for assessing damage to insured properties in a neighborhood, the method executed by one or more processors programmed to perform the method, the method comprising:
- identifying, by the one or more processors, a neighborhood including a concentration of insured properties which is above a predetermined threshold concentration level, wherein the neighborhood has been affected by a natural or a man-made disaster;
capturing, by an aerial image capturing device having one or more stabilization sensors which control aerial movement of the aerial image capturing device, an image sensor, and a physical storage space for transporting resources, a plurality of aerial images which display the neighborhood including the insured properties;
receiving, at the one or more processors, the plurality of aerial images from the aerial image capturing device; and
for each of the insured properties in the identified neighborhood;
determining, by the one or more processors, one or more aerial images of the plurality of aerial images which display at least a portion of a same insured property of the insured properties;
for each of one or more components of the insured property;
determining, by the one or more processors, a condition of the component of the insured property based on the respective one or more aerial images corresponding to the insured property;
assessing, by the one or more processors, a damage severity level of the component of the insured property for determining a claim assessment based on the determined condition of the component of the insured property;
assigning, by the one or more processors, a damage severity level indicator to the component of the insured property based on the damage severity level; and
deploying, by the one or more processors via the aerial image capturing device, one or more resources to the insured property based on the damage severity level; and
causing, by the one or more processors, the insured property to be displayed on a user interface and the one or more damage severity level indicators to be displayed overlaying the one or more corresponding components of the insured property on the user interface.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and system may assess the damage to insured properties in a neighborhood using aerial images captured from an unmanned aerial vehicle (UAV) or from a satellite device. The neighborhood may be selected by identifying a neighborhood affected by a catastrophe and having a large concentration of properties which are insured by a particular insurance provider. Aerial images of the entire neighborhood may then be captured and received from the UAV or the satellite device. For each insured property in the neighborhood, a condition and the extent and/or severity of the damage may be automatically determined based on the received aerial images. The aerial images along with indications of the extent of the damage may be displayed.
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Citations
19 Claims
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1. A method for assessing damage to insured properties in a neighborhood, the method executed by one or more processors programmed to perform the method, the method comprising:
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identifying, by the one or more processors, a neighborhood including a concentration of insured properties which is above a predetermined threshold concentration level, wherein the neighborhood has been affected by a natural or a man-made disaster; capturing, by an aerial image capturing device having one or more stabilization sensors which control aerial movement of the aerial image capturing device, an image sensor, and a physical storage space for transporting resources, a plurality of aerial images which display the neighborhood including the insured properties; receiving, at the one or more processors, the plurality of aerial images from the aerial image capturing device; and for each of the insured properties in the identified neighborhood; determining, by the one or more processors, one or more aerial images of the plurality of aerial images which display at least a portion of a same insured property of the insured properties; for each of one or more components of the insured property; determining, by the one or more processors, a condition of the component of the insured property based on the respective one or more aerial images corresponding to the insured property; assessing, by the one or more processors, a damage severity level of the component of the insured property for determining a claim assessment based on the determined condition of the component of the insured property; assigning, by the one or more processors, a damage severity level indicator to the component of the insured property based on the damage severity level; and deploying, by the one or more processors via the aerial image capturing device, one or more resources to the insured property based on the damage severity level; and causing, by the one or more processors, the insured property to be displayed on a user interface and the one or more damage severity level indicators to be displayed overlaying the one or more corresponding components of the insured property on the user interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for assessing damage to insured properties in a neighborhood, the system comprising:
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an aerial image capturing device which captures a plurality of aerial images that display insured properties, wherein the aerial image capturing device includes one or more stabilization sensors which control aerial movement of the aerial image capturing device, an image sensor, and a physical storage space for transporting resources; a user interface; a communication network; and one or more computing devices communicatively coupled to the communication network and the user interface, each of the one or more computing devices having a memory and one or more processors and at least one of the computing devices configured to; identify a neighborhood including a concentration of insured properties which is above a predetermined threshold concentration level, wherein the neighborhood has been affected by a natural or a man-made disaster; receive a plurality of aerial images from the aerial image capturing device, wherein the plurality of aerial images display the neighborhood including the insured properties; and for each of the insured properties in the identified neighborhood; determine one or more aerial images of the plurality of aerial images which display on the user interface at least a portion of an insured property of the insured properties; for each of one or more components of the insured property; determine a condition of the component of the insured property based on the respective one or more aerial images corresponding to the insured property; assess a damage severity level of the component of the insured property for determining a claim assessment based on the determined condition of the component of the insured property; assign a damage severity level indicator to the component of the insured property based on the damage severity level; and deploy, via the aerial image capturing device, one or more resources to the insured property based on the damage severity level; and cause the insured property to be displayed on the user interface and the one or more damage severity level indicators to be displayed overlaying the one or more corresponding components of the insured property on the user interface. - View Dependent Claims (13, 14, 15, 16)
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17. A method for deploying resources to damaged properties, the method executed by one or more processors programmed to perform the method, the method comprising:
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identifying, by the one or more processors, a neighborhood including properties wherein the neighborhood has been affected by a natural or a man-made disaster; receiving, at the one or more processors, a plurality of aerial images from an aerial image capturing device having one or more stabilization sensors which control aerial movement of the aerial image capturing device, an image sensor, and a physical storage space for transporting resources, wherein the plurality of aerial images display the neighborhood including the properties; and for each of the properties in the identified neighborhood; determining, by the one or more processors, one or more aerial images of the plurality of aerial images which display at least a portion of a property of the properties; assessing, by the one or more processors, a damage severity level of the property based on a condition of the property; and directing, by the one or more processors via the aerial image capturing device, one or more resources to be deployed to the property based on at least one of;
the damage severity level or the one or more aerial images of the property. - View Dependent Claims (18, 19)
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Specification