Asset-based weather and event alerts

• US 10,134,259 B2
• Filed: 05/27/2016
• Issued: 11/20/2018
• Est. Priority Date: 09/05/2014
• Status: Active Grant

• Current Assignee: Kyndryl Incorporated
• Original Assignee: International Business Machines Corporation
• Inventors: Boss, Gregory J., Jones, Andrew R., Lingafelt, Charles S., McConnell, Kevin C., Moore, Jr., John E.
• Primary Examiner(s): Tweel, Jr., John A
• Application Number:
  US15/166,319
• Publication Number:
  US 20160275777A1
• Time in Patent Office: 907 Days
• Field of Search: 340601
• CPC Class Codes: G06Q 30/0252 based on events or environment, e.g. weather or festivals
• CPC Class Codes: G06Q 30/0269 based on user profile or attribute
• CPC Class Codes: G08B 21/24 Reminder alarms, e.g. anti-loss alarms
• CPC Class Codes: G08B 23/00 Alarms responsive to unspecified undesired or abnormal conditions
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04W 4/02 Services making use of location information
• CPC Class Codes: H04W 4/029 Location-based management or tracking services

Abstract

In an approach for asset management, a processor identifies the location of an asset. A processor receives information specific to the location of the asset. A processor determines that an alert is required based on at least the asset, the location of the asset, and the information specific to the location of the asset. A processor generates an alert.

Claims

1. A method comprising:

determining a current location of a first piece of property covered by a first insurance policy based, at least in part, upon location data received from a radio-frequency identification (RFID) tag that is physically connected to the first piece of property;

determining, by machine logic of an asset management server program, that a predicted weather event is likely to cause damage to the first piece of property covered by the first insurance policy based upon the current location of the first piece of property covered by the first insurance policy in relation to a predicted location of the predicted weather event;

determining, by machine logic of the asset management server program, a shelter location data set including information indicating a shelter location of a plurality of shelter locations that will shelter the first piece of property covered by the first insurance policy to prevent damage to the insured piece of property;

responsive to the determination, sending, by machine logic of the asset management server program and to a device of a first user, a recommended action to be taken with respect to a first piece of property covered by a first insurance policy, with the recommended action to be taken being a recommendation to move the first piece of property from its current location to the shelter location;

receiving, by machine logic of the asset management server program, a recommendation follow-up data set including information indicative of whether the recommended action was performed with respect to the first piece of property covered by the first insurance policy;

determining, by machine logic of the asset management server program, that the recommended action was performed with respect to the first piece of property covered by the first insurance policy based, at least in part, upon the recommendation follow-up data set; and

responsive to the determination that the recommended action was performed with respect to the first piece of property covered by the first insurance policy, changing, by machine logic of the asset management server program, economic terms of the first insurance policy so that the economic terms of the first insurance policy are more favorable to an insured party corresponding to the first piece of property.

2. The method of claim 1 wherein the changing of the economic terms of the first insurance policy includes granting a discount.

3. The method of claim 1 further comprises:

receiving an event forecast data set including information indicative of potential future events; and

determining, by machine logic of the asset management server program, that the recommended action is based, at least in part, upon the event forecast data set.

4. The method of claim 3 wherein the event forecast data set includes information indicative of potential future inclement weather conditions.

5. The method of claim 3 wherein the event forecast data set includes information indicative of potential future traffic conditions.

6. The method of claim 1 wherein the asset management server program determines and generates asset specific recommendations for assets based on information retrieved from an asset management data store.

7. A method comprising:

determining a current location of a first piece of property covered by a first insurance policy based, at least in part, upon location data received from a radio-frequency identification (RFID) tag that is physically connected to the first piece of property;

determining, by machine logic of an asset management server program, that a predicted weather event is likely to cause damage to the first piece of property covered by the first insurance policy based upon the current location of the first piece of property covered by the first insurance policy in relation to a predicted location of the predicted weather event;

determining, by machine logic of the asset management server program, a shelter location data set including information indicating a shelter location of a plurality of shelter locations that will shelter the first piece of property covered by the first insurance policy to prevent damage to the insured piece of property;

responsive to the determination, sending, by machine logic of the asset management server program and to a device of a first user, a recommended action to be taken with respect to a first piece of property covered by a first insurance policy, with the recommended action to be taken being a recommendation to move the first piece of property from its current location to the shelter location;

receiving, by machine logic of the asset management server program, a recommendation follow-up data set including information indicative of whether the recommended action was performed with respect to the first piece of property covered by the first insurance policy;

determining, by machine logic of the asset management server program, that the recommended action was not performed with respect to the first piece of property covered by the first insurance policy based, at least in part, upon the recommendation follow-up data set; and

responsive to the determination that the recommended action was not performed with respect to the first piece of property covered by the first insurance policy, changing of the asset management server program, by machine logic, economic terms of the first insurance policy so that the economic terms of the first insurance policy are more favorable to an insurer of the first piece of property.

8. The method of claim 7 wherein the changing of the economic terms of the first insurance policy includes revoking a discount.

9. The method of claim 7 further comprises:

receiving an event forecast data set including information indicative of potential future events; and

determining, by machine logic of the asset management server program, that the recommended action is based, at least in part, upon the event forecast data set.

10. The method of claim 9 wherein the event forecast data set includes information indicative of potential future inclement weather conditions.

11. The method of claim 9 wherein the event forecast data set includes information indicative of potential future traffic conditions.

12. The method of claim 7 wherein the asset management server program determines and generates asset specific recommendations for assets based on information retrieved from an asset management data store.

13. A computer product comprising:

a machine readable storage device; and

computer code stored on the machine readable storage device, with the computer code including instructions for causing a processor(s) set to perform operations including the following;

determining a current location of a first piece of property covered by a first insurance policy based, at least in part, upon location data received from a radio-frequency identification (RFID) tag that is physically connected to the first piece of property,

determining, by machine logic of an asset management server program, that a predicted weather event is likely to cause damage to the first piece of property covered by the first insurance policy based upon the current location of the first piece of property covered by the first insurance policy in relation to a predicted location of the predicted weather event,

determining, by machine logic of the asset management server program, a shelter location data set including information indicating a shelter location of a plurality of shelter locations that will shelter the first piece of property covered by the first insurance policy to prevent damage to the insured piece of property,

responsive to the determination, sending, by machine logic of the asset management server program and to a device of a first user, a recommended action to be taken with respect to a first piece of property covered by a first insurance policy, with the recommended action to be taken being a recommendation to move the first piece of property from its current location to the shelter location,

receiving, by machine logic of the asset management server program, a recommendation follow-up data set including information indicative of whether the recommended action was performed with respect to the first piece of property covered by the first insurance policy,

determining, by machine logic of the asset management server program, that the recommended action was performed with respect to the first piece of property covered by the first insurance policy based, at least in part, upon the recommendation follow-up data set, and

responsive to the determination that the recommended action was performed with respect to the first piece of property covered by the first insurance policy, changing, by machine logic of the asset management server program, economic terms of the first insurance policy so that the economic terms of the first insurance policy are more favorable to an insured party corresponding to the first piece of property.

14. The product of claim 13 wherein the changing of the economic terms of the first insurance policy includes granting a discount.

15. The product of claim 13 further comprises:

receiving an event forecast data set including information indicative of potential future events; and

determining, by machine logic of the asset management server program, that the recommended action is based, at least in part, upon the event forecast data set.

16. The product of claim 15 wherein the event forecast data set includes information indicative of potential future inclement weather conditions.

17. The product of claim 15 wherein the event forecast data set includes information indicative of potential future traffic conditions.

18. The product of claim 13 wherein the asset management server program determines and generates asset specific recommendations for assets based on information retrieved from an asset management data store.

19. The product of claim 13 further comprising:

the processor(s) set;

wherein the product is in the form of a system.