Systems and methods for promotional validation of travel expenses

• US 10,152,759 B2
• Filed: 01/29/2018
• Issued: 12/11/2018
• Est. Priority Date: 10/15/2012
• Status: Expired due to Fees

• Current Assignee: moovel North America, LLC (Mercedes-Benz Group AG)
• Original Assignee: Parkt Inc. (Mercedes-Benz Group AG)
• Inventors: Lyman, Ian, Arneson, Tov, Wilhelm, Alexander
• Primary Examiner(s): Trail, Allyson
• Application Number:
  US15/882,927
• Publication Number:
  US 20180150922A1
• Time in Patent Office: 316 Days
• Field of Search: 235378, 705 5, 705 13
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: G06Q 50/14 Travel agencies

Abstract

A method for verification of travel and a purchase to prevent fraudulent redemption of a promotional offer for conditional transportation cost validation includes: using a customer'"'"'s mobile computing device to transmit geolocation data to a validation network provider while present at the merchant'"'"'s physical location; updating a token on the validation network provider'"'"'s server using the geolocation data from the customer'"'"'s mobile device, thereby confirming the customer'"'"'s presence at the merchant'"'"'s physical location; confirming the purchase by correlating transaction data from a linked payment method with the geolocation data from the customer'"'"'s mobile device to update the token on the validation network provider'"'"'s server; and automatically issuing a credit to the customer when the data points of the token fulfill the conditions of the promotional offer; wherein the promotional offer is to reimburse the customer for travel expenses the customer incurs for traveling to or from the merchant'"'"'s physical location.

Claims

1. A method for verification of travel and a purchase to prevent fraudulent redemption of a promotional offer for conditional transportation cost validation, the method comprising the steps of:

managing a synthesized token for a customer with validation logic on a validation network provider'"'"'s server, wherein the token comprises a data structure that is initially essentially empty, and the token is synthesized by adding data points as information on the customer'"'"'s location and transactions is compiled and correlated from multiple sources until the validation logic can recognize a qualifying transaction;

verifying the customer'"'"'s travel to a merchant'"'"'s physical location through the validation network provider across a computer network using the customer'"'"'s mobile computing device to transmit geolocation data to the validation network provider while present at the merchant'"'"'s physical location;

updating the synthesized token on the validation network provider'"'"'s server using the geolocation data from the customer'"'"'s mobile computing device, thereby confirming the customer'"'"'s presence at the merchant'"'"'s physical location;

confirming the purchase by correlating transaction data from a linked payment method with the geolocation data from the customer'"'"'s mobile device to update the synthesized token on the validation network provider'"'"'s server; and

automatically issuing a credit to the customer when the data points of the token fulfill the conditions of the promotional offer;

wherein the promotional offer is to reimburse the customer for travel expenses the customer incurs for traveling to or from the merchant'"'"'s physical location.

2. The method of claim 1 wherein:

the merchant is one of multiple merchants located within a geofence;

the promotional offer also applies to one or more of the other merchants located within the geofence;

the customer'"'"'s travel to a merchant'"'"'s physical location is verified if the customer'"'"'s mobile device confirms its presence at any location within the geofence; and

the customer'"'"'s qualifying purchase is confirmed if the location data from the customer'"'"'s mobile device correlates with transaction data from any of the other merchants located within the geofence.

3. The method of claim 1 further comprising deriving a merchant ID for the qualifying purchase by correlating the transaction data with location data from the customer'"'"'s mobile device.