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Method and system for controlling online user account using a mobile device

  • US 10,164,981 B2
  • Filed: 06/19/2017
  • Issued: 12/25/2018
  • Est. Priority Date: 09/27/2013
  • Status: Expired due to Fees
First Claim
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1. A method comprising:

  • receiving, at a computing device associated with a service provider, from a user device over a network, information associated with an action requested to be performed on said user device in association with an account provided by the service provider;

    in response to receiving the action information, automatically communicating, via the computing device, a request to said user device, said request comprising a message providing said user device functionality to authenticate said requested action;

    receiving, at said computing device from said user device, data indicating a response to said request, said response data providing an indication of activity performed by a user of said user device upon viewing said request;

    analyzing, via the computing device, said response data, said analysis comprising determining whether said response data represents activity that is performed by an account holder of said account or by a malicious user; and

    communicating, via the computing device over the network, an instruction to lock said user device upon said analysis resulting in a determination said requested action was generated by said malicious user, said communication causing said user device to block access to programs installed on said user device while locked.

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