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System for monitoring resource utilization and resource optimization

  • US 10,165,393 B2
  • Filed: 05/27/2016
  • Issued: 12/25/2018
  • Est. Priority Date: 05/27/2016
  • Status: Active Grant
First Claim
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1. A system for monitoring resource utilization and resource optimization, the system comprising:

  • one or more network communication interfaces;

    one or more memory devices storing a resource monitoring and utilization application, resource applications, and physical transactions;

    a processing device operatively coupled to the one or more memory devices, wherein the processing device is configured to execute computer-readable program code to;

    monitor utilization of the resource applications by a user on a user device, wherein the resource applications comprise an entity'"'"'s on-line and mobile resource transaction applications;

    monitor the physical transactions made by the user through the use of one or more entity systems, wherein the physical transactions occur without the use of the resource applications;

    access logic rules, wherein the logic rules are used to determine optimum resource utilization for the resource applications for the user based on potential utilization of the resources applications;

    determine based on the utilization of the resource applications, the physical transactions, and the logic rules when the optimum resource utilization is met by comparing the utilization of the resource applications and the physical transactions to potential utilization of the resource applications;

    take no action when the optimum resource utilization is met;

    initiate the resource monitoring and utilization application on the user device when the optimum resource utilization fails to be met;

    establish a communication channel between the user device and the one or more entity systems in response to initiating functionality of the resource monitoring and utilization application; and

    transmit control signals to the user device to dynamically display a graphical user interface with information associated with the utilization of at least one of the resource applications from the one or more entity systems, wherein the information is transmitted from the one or more entity systems to the user device via the communication channel, and wherein the information is about the utilization of the at least one of the resource applications.

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