Autonomous vehicle operating status assessment
First Claim
1. A computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
- monitoring, by one or more processors, the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features;
determining, by one or more processors, an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data;
determining, by one or more processors, a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features;
determining, by one or more processors, a risk level associated with operation of the one or more autonomous operation features based upon the impairment;
when the risk level exceeds a threshold, implementing, by one or more processors, an action to reduce a risk associated with operation of the vehicle;
generating, by one or more processors, a report containing information regarding the change in the operating status of the one or more autonomous operation features;
storing, in a computer-readable non-transitory memory, the report for subsequent usedetermining, by one or more processors, an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features; and
causing, by one or more processors, the adjustment to the cost associated with the insurance policy to be implemented.
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Accused Products
Abstract
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle may be provided. With the customer'"'"'s permission, the operation of the autonomous or semi-autonomous vehicle may be monitored to obtain operating data from one or more autonomous operation features. An operating status of the autonomous features may be determined based upon the operating data. After which, a change in the operating status of the autonomous features may be identified, and a report containing information regarding the change in the operating status of the autonomous features may be generated. Insurance discounts may be provided to risk averse customers that maintain their autonomous vehicles, and associated accident avoidance functionality, in good working condition.
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Citations
17 Claims
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1. A computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
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monitoring, by one or more processors, the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features; determining, by one or more processors, an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data; determining, by one or more processors, a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features; determining, by one or more processors, a risk level associated with operation of the one or more autonomous operation features based upon the impairment; when the risk level exceeds a threshold, implementing, by one or more processors, an action to reduce a risk associated with operation of the vehicle; generating, by one or more processors, a report containing information regarding the change in the operating status of the one or more autonomous operation features; storing, in a computer-readable non-transitory memory, the report for subsequent use determining, by one or more processors, an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features; and causing, by one or more processors, the adjustment to the cost associated with the insurance policy to be implemented. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer system for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
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one or more processors; one or more sensors communicatively connected to the one or more processors; and a program memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to; monitor the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features; determine an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data; determine a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features; determine a risk level associated with operation of the one or more autonomous operation features based upon the impairment; when the risk level exceeds a threshold, implement an action to reduce a risk associated with operation of the vehicle; generate a report containing information regarding the change in the operating status of the one or more autonomous operation features; store the report for subsequent use determine an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features, wherein the cost associated with the insurance policy includes at least one of the following;
a premium, a discount, a surcharge, a rate level, a cost based upon a distance traveled, a cost based upon a vehicle trip, or a cost based upon a duration of vehicle operation; andcause the adjustment to the cost associated with the insurance policy to be implemented. - View Dependent Claims (11, 12, 13)
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14. A tangible, non-transitory computer-readable medium storing instructions for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle that, when executed by at least one processor of a computer system, cause the computer system to:
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monitor the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features; determine an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data; determine a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features; determine a risk level associated with operation of the one or more autonomous operation features based upon the impairment; when the risk level exceeds a threshold, implement an action to reduce a risk associated with operation of the vehicle; generate a report containing information regarding the change in the operating status of the one or more autonomous operation features; store the report for subsequent use determine an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features, wherein the cost associated with the insurance policy includes at least one of the following;
a premium, a discount, a surcharge, a rate level, a cost based upon a distance traveled, a cost based upon a vehicle trip, or a cost based upon a duration of vehicle operation; andcause the adjustment to the cost associated with the insurance policy to be implemented. - View Dependent Claims (15, 16, 17)
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Specification