User alerts based on image capturing by a bill storage device

• US 10,169,946 B1
• Filed: 04/06/2018
• Issued: 01/01/2019
• Est. Priority Date: 04/06/2018
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Benkreira, Abdelkadar M'Hamed, Mossoba, Michael, Edwards, Joshua
• Primary Examiner(s): Mikels, Matthew
• Application Number:
  US15/947,142
• Time in Patent Office: 270 Days
• Field of Search: 235375, 235379-385
• CPC Class Codes: G06F 3/016 Input arrangements with force or tactile feedback as computer generated output to the user
• CPC Class Codes: G06F 3/167 Audio in a user interface, e.g. using voice commands for navigating, audio feedback
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G07D 11/16 Handling of valuable papers within containers G07D11/13
• CPC Class Codes: G07D 11/24 Managing the stock of valuable papers
• CPC Class Codes: G07D 11/28 Setting of parameters; Software updates
• CPC Class Codes: G07D 11/36 Auditing of activities
• CPC Class Codes: G07D 11/50 Sorting or counting valuable papers
• CPC Class Codes: G07D 7/12 Visible light, infrared or ultraviolet radiation
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 19/209 Monitoring, auditing or diagnose of functioning of ATMs

Abstract

A device monitors activity associated with a user of a currency bill storage device based on currency bill data received from the currency bill storage device over a period of time. The currency bill storage device includes image sensor(s) configured to capture images of currency bills. The currency bill data is based on the images. The device tracks a balance in the currency bill storage device based on the currency bill data and identifies, based on the activity, an upcoming transaction in which the user is expected to utilize a particular quantity of currency bills in the currency bill storage device. The device determines whether the balance is sufficient relative to the particular quantity of currency bills and performs one or more actions to cause an alert to be provided to the user based on determining whether the balance is sufficient relative to the particular quantity of currency bills.

Claims

1. A method, comprising:

monitoring, by a user device, activity associated with a user of a currency bill storage device based on currency bill data received from the currency bill storage device over a period of time;

the currency bill storage device comprising;

a wallet,

a billfold, or

a purse, and

the currency bill storage device including one or more image sensors configured to capture images of currency bills,

the currency bill data being based on the images;

tracking, by the user device, a balance in the currency bill storage device based on the currency bill data;

identifying, by the user device and based on the activity, an upcoming transaction in which the user is expected to utilize a particular quantity of currency bills in the currency bill storage device;

determining, by the user device, whether the balance is sufficient relative to the particular quantity of currency bills; and

performing, by the user device, one or more actions to cause an alert to be provided to the user based on determining whether the balance is sufficient relative to the particular quantity of currency bills.

2. The method of claim 1, wherein performing the one or more actions comprises:

performing the one or more actions prior to an occurrence of the upcoming transaction.

3. The method of claim 1, wherein the currency bill data includes information that identifies denominations of one or more currency bills.

4. The method of claim 1, wherein the currency bill data includes the images;

and

wherein the method further comprises;

processing the images to determine denominations of one or more currency bills;

identifying one or more alerts to be provided based on the denominations,

the one or more alerts comprising;

one or more audio-based alerts, or

one or more haptic-based alerts; and

causing one or more additional alerts to be presented to the user to enable the user to identify the denominations.

5. The method of claim 1, wherein performing the one or more actions comprises:

performing the one or more actions to cause the alert to be provided to the user based on determining that the balance is insufficient relative to the particular quantity of currency bills.

6. The method of claim 1, wherein tracking the balance comprises:

updating a value of the balance based on the currency bill data, or

updating values associated with quantities of currency bills corresponding to different denominations.

7. A device, comprising:

one or more memories; and

one or more processors, communicatively coupled to the one or more memories, configured to;

monitor activity associated with a user of a wallet, a billfold, or a purse based on currency bill data received from the wallet, the billfold, or the purse over a period of time,

the wallet, the billfold, or the purse including one or more image sensors configured to capture images of currency bills,

the currency bill data being based on the images;

track a balance in the wallet, or the billfold, or the purse based on the currency bill data;

identify, based on the activity, an upcoming transaction in which the user is expected to utilize a quantity of currency bills in the wallet, or the billfold, or the purse;

determine whether the balance is sufficient relative to the quantity of currency bills in the wallet, or the billfold, or the purse after identifying the upcoming transaction; and

perform one or more actions to cause an alert to be provided to the user based on determining whether the balance is sufficient relative to the quantity of currency bills.

8. The device of claim 7, wherein the one or more processors, when monitoring the activity, are configured to:

detect one or more patterns of currency bill usage by the user at or near one or more locations.

9. The device of claim 7, wherein the one or more processors, when monitoring the activity, are configured to:

detect one or more patterns of currency bill usage by the user at a certain time of day.

10. The device of claim 7, wherein the one or more processors are further configured to:

determine whether a currency bill is being inserted into the wallet, or the billfold, or the purse or being removed from the wallet, or the billfold, or the purse based on the currency bill data; and

wherein the one or more processors, when tracking the balance, are configured to;

track the balance further based on determining whether the currency bill is being inserted into the wallet, or the billfold, or the purse or being removed from the wallet, or the billfold, or the purse.

11. The device of claim 7, wherein the one or more processors are further configured to:

determine whether a currency bill is being inserted into the wallet, or the billfold, or the purse or being removed from the wallet, or the billfold, or the purse based on the currency bill data; and

wherein the one or more processors, when monitoring the activity, are configured to;

monitor the activity further based on determining whether the currency bill is being inserted into the wallet, or the billfold, or the purse or being removed from the wallet, or the billfold, or the purse.

19. The device of claim 7, wherein the one or more processors are further configured to:

process the images to determine denominations of one or more currency bills;

identify one or more alerts to be provided based on the denominations,

the one or more alerts comprising;

one or more audio-based alerts, or

one or more haptic-based alerts; and

cause one or more additional alerts to be presented to the user to enable the user to identify the denominations.

20. The device of claim 7, wherein the one or more processors, when performing the one or more actions, are configured to:

perform the one or more actions prior to an occurrence of the upcoming transaction.

12. A non-transitory computer-readable medium storing instructions, the instructions comprising:

one or more instructions that, when executed by one or more processors, cause the one or more processors to;

receive, from a currency bill storage device, one or more images of a currency bill,

the currency bill storage device being a wallet, a billfold, or a purse,

the currency bill storage device including one or more image sensors,

the one or more images being captured by the one or more image sensors;

perform an action relating to the one or more images to determine a denomination of the currency bill;

identify an alert to be provided based on determining the denomination of the currency bill,

the alert comprising;

an audio-based alert, or

a haptic-based alert; and

cause the alert to be presented to a user of the currency bill storage device to enable the user to identify the denomination of the currency bill;

monitor activity associated with the user based on the one or more images;

track a balance in the currency bill storage device based on the one or more images;

identify, based on the activity, an upcoming transaction in which the user is expected to utilize a particular quantity of currency bills in the currency bill storage device;

determine whether the balance is sufficient relative to the particular quantity of currency bills; and

cause an additional alert to be provided to the user based on determining whether the balance is sufficient relative to the particular quantity of currency bills.

13. The non-transitory computer-readable medium of claim 12, wherein the currency bill storage device includes a single image sensor;

and

wherein the one or more images includes a plurality of images that are captured sequentially by the single image sensor.

14. The non-transitory computer-readable medium of claim 12, wherein the one or more instructions, that cause the one or more processors to perform the action, cause the one or more processors to:

process the one or more images to determine the denomination of the currency bill.

15. The non-transitory computer-readable medium of claim 12, wherein the one or more instructions, that cause the one or more processors to perform the action, cause the one or more processors to:

provide the one or more images to an external device for analysis; and

receive a result of the analysis from the external device.

16. The non-transitory computer-readable medium of claim 12, wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:

identify an error condition relating to the one or more images; and

cause a notification to be provided to the user to prompt the user to perform one or more actions with regard to the currency bill.

17. The non-transitory computer-readable medium of claim 16, wherein the one or more instructions, that cause the one or more processors to cause the notification to be provided to the user, are to:

cause the notification to be provided to the user to prompt the user to position the currency bill relative to a position of the one or more image sensors of the currency bill storage device.

18. The non-transitory computer-readable medium of claim 12, wherein the one or more instructions, that cause the one or more processors to receive the one or more images of the currency bill, cause the one or more processors to:

receive the one or more images of the currency bill via a wireless interface.