Secure ecosystem infrastructure enabling multiple types of electronic wallets in an ecosystem of issuers, service providers, and acquires of instruments
First Claim
Patent Images
1. A system comprising:
- a platform for service-provider development and personalization of multiple service-types of electronic wallets in a multi-tier mobile transaction processing platform for secure personalized transactions in a multi-domain ecosystem comprising at least one processor and non-transient memory storage device, the platform comprising;
a software development kit executing on the at least one processor for developing a plurality of different types of provider specific electronic wallets, wherein the software development kit comprises a first part for wallet development and a second part for widget development of provider specific widgets that are deployable on a plurality of client device types without requiring mobile-device specific programming, the software development kit is executable at least in part by a service provider-specific networked workstation;
a plurality of reference service implementations for electronic wallets in the ecosystem and stored on the memory storage device, the reference implementations accessible through the software development kit, wherein the plurality of reference service implementations for electronic wallets comprises a reference implementation of a wallet for each of a plurality of provider types including an instrument issuer, a service provider, and an instrument acquirer;
a mobile application deployment capability executing on the at least one processor that facilitates deployment of service provider specific wallets developed through the software development kit for at least one of the instrument issuer, the service provider, and the instrument acquirer service provider types, the mobile application deployment capability further providing at least two types of mobile application deployment models selected from the list of application deployment models consisting of independent native application model, hybrid ecosystem application model, and cross-platform ecosystem application model; and
a runtime container stored on the memory storage device that is configurable via the software development kit to be operable on a client device and for receiving different types of provider specific wallets, wherein the runtime container facilitates the distinct operation of each type of provider specific wallet, and wherein the distinct operation of each type of provider specific wallet enables secure transactions involving a provider that developed the provider specific wallet.
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Abstract
A platform for performing secure personalized transactions in a multi-domain ecosystem includes a personalization tier that enables service provider personalization for one or more ecosystem elements stored on a mobile device. Further, the platform includes an enabling tier for facilitating interoperation between the personalization tier and a client device. The platform further includes a service tier that may be operating independently of the enabling tier and may enable service delivery for a plurality of services.
435 Citations
9 Claims
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1. A system comprising:
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a platform for service-provider development and personalization of multiple service-types of electronic wallets in a multi-tier mobile transaction processing platform for secure personalized transactions in a multi-domain ecosystem comprising at least one processor and non-transient memory storage device, the platform comprising; a software development kit executing on the at least one processor for developing a plurality of different types of provider specific electronic wallets, wherein the software development kit comprises a first part for wallet development and a second part for widget development of provider specific widgets that are deployable on a plurality of client device types without requiring mobile-device specific programming, the software development kit is executable at least in part by a service provider-specific networked workstation; a plurality of reference service implementations for electronic wallets in the ecosystem and stored on the memory storage device, the reference implementations accessible through the software development kit, wherein the plurality of reference service implementations for electronic wallets comprises a reference implementation of a wallet for each of a plurality of provider types including an instrument issuer, a service provider, and an instrument acquirer; a mobile application deployment capability executing on the at least one processor that facilitates deployment of service provider specific wallets developed through the software development kit for at least one of the instrument issuer, the service provider, and the instrument acquirer service provider types, the mobile application deployment capability further providing at least two types of mobile application deployment models selected from the list of application deployment models consisting of independent native application model, hybrid ecosystem application model, and cross-platform ecosystem application model; and a runtime container stored on the memory storage device that is configurable via the software development kit to be operable on a client device and for receiving different types of provider specific wallets, wherein the runtime container facilitates the distinct operation of each type of provider specific wallet, and wherein the distinct operation of each type of provider specific wallet enables secure transactions involving a provider that developed the provider specific wallet. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method of enabling multiple types of electronic wallets in an ecosystem, comprising:
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developing a plurality of different types of provider specific wallets with a software development kit, wherein the software development kit is executable at least in part by a networked workstation; accessing a plurality of reference wallets through the software development kit, wherein the plurality of reference wallets comprises a reference wallet for each of a plurality of provider types including an instrument issuer, a service provider, and an instrument acquirer; and communicating over a network with a runtime container operable on a client device to facilitate deployment of different types of provider specific wallets, wherein the runtime container facilitates the distinct operation of each type of provider specific wallet, and wherein the distinct operation of each type of provider specific wallet enables secure transactions involving a provider that developed the provider specific wallet.
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Specification