Methods and arrangements for a personal point of sale device

• US 10,181,117 B2
• Filed: 09/12/2014
• Issued: 01/15/2019
• Est. Priority Date: 09/12/2013
• Status: Active Grant

• Current Assignee: Intel Corporation
• Original Assignee: Intel Corporation
• Inventors: Adrangi, Farid, Bakshi, Sanjay, Bodas, Amit S.
• Primary Examiner(s): Wilder, A Hunter
• Assistant Examiner(s): Mutschler, Joseph M
• Application Number:
  US14/485,306
• Publication Number:
  US 20150081461A1
• Time in Patent Office: 1,586 Days
• Field of Search: 705 17
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/308 using the Internet of Things
• CPC Class Codes: G07G 1/0009 Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS]
• CPC Class Codes: G07G 1/0081 the reader being a portable scanner or data reader G07G1/009 takes precedence
• CPC Class Codes: G07G 1/009 the reader being an RFID reader
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00

Abstract

Logic to register a personal point of sale (POS) device. Logic may communicate with the registration processor to establish a secure communication channel. Logic may access a basic input output system to obtain platform information. Logic may transmit the platform information to the registration processor to identify a certification associated with the device. Logic may communicate with a payment instrument via a card reader. Logic may transmit an encrypted message from the card reader to the registration processor to bind the payment instrument to the device. Logic may receive a communication from the device comprising platform information. Logic may perform a security protocol to establish a secure communication channel with the device. Logic may determine an existence of the certification for the device in the database based upon the platform information. And logic may register the platform in response to locating the certification of the platform.

Claims

1. An apparatus to register a personal point of sale (POS) device, the apparatus comprising:

a processing device comprising an application processor, a secure element agent, a secure data storage, and a network communications device;

a card reader; and

a secure element coupled with the card reader and the secure element agent, the secure element configured to;

register the apparatus as a certified personal POS device, by initiating registration of the apparatus as the certified personal POS device, wherein initiating registration comprises communicating with a registration processor;

establish a secure communication channel, by communicating, via the processing device, with the registration processor;

access the secure data storage to obtain platform information associated with a certification of the processing device, wherein the platform information comprises certification data signed by an original equipment manufacturer (OEM), the certification data comprising data to verify certification of the secure element and to verify certification of the card reader; and

register the processing device as the certified POS device with the registration processor, by identifying the certification data for the certified personal POS device to the registration processor.

2. The apparatus of claim 1, wherein the secure element is further configured to:

communicate with a payment instrument via the card reader during registration, the secure element to receive an encrypted message from the card reader and to transmit the encrypted message to the registration processor via the secure communication channel during registration to bind the payment instrument to the apparatus.

3. The apparatus of claim 1, wherein the secure element is further configured to activate a near field communication radio to register a payment instrument.

4. The apparatus of claim 1, wherein the card reader comprises one or more of a near field communication radio and antenna, a magnetic medium reader, an optical medium reader, and contacts for a contacted connection to communicate with a payment instrument.

5. One or more tangible computer-readable non-transitory storage media comprising computer-executable instructions operable to, when executed by at least one computer processor, enable the at least one computer processor to implement a method comprising:

initiating registration of a platform as a certified personal Point of Sale (POS) device by;

communicating, by a secure element of the platform with a registration processor;

establishing a secure communication channel, by communicating, by the platform, with a registration processor;

interacting, by the secure element with a secure data storage of the platform, to determine platform information of the platform associated with a certification of the platform, wherein the platform information comprises certification data signed by an original equipment manufacturer (OEM), the certification data comprising data to verify certification of the secure element and to verify certification of a card reader coupled with the secure element; and

registering the platform as the certified POS device with the registration processor, by identifying the certification data of the platform to the registration processor by transmitting, by the secure element, the platform information to the registration processor.

6. The storage media of claim 5, wherein the method further comprises activating a near field communication radio during registration to interact with an EMV®

(Europay, MasterCard and Visa) card to associate the EMV®

card with the platform and to register the EMV®

card as a valid payment instrument for processing payments with the platform.

7. The storage media of claim 5, wherein the method further comprises processing payment for a transaction by transmitting platform information and a cryptogram received from a registered payment instrument via a card reader.

8. The storage media of claim 5, wherein transmitting platform information comprises transmitting one or more of a manufacturer name, a platform model number, a stock keeping unit number, and a platform identification number.

9. A method to register a personal point of sale (POS) device, the method comprising:

initiating registration of a platform as a certified personal Point of Sale (POS) device, by;

communicating, by a secure element of the platform with a registration processor;

establishing a secure communication channel, by communicating, by the platform, with a registration processor;

interacting, by the secure element with a secure data storage of the platform, to determine platform information of the platform associated with a certification of the platform, wherein the platform information comprises certification data signed by an original equipment manufacturer (OEM), the certification data comprising data to verify certification of the secure element and to verify certification of a card reader coupled with the secure element; and

registering the platform as the certified POS device with the registration processor, by identifying the certification data of the platform to the registration processor by transmitting, by the secure element, the platform information to the registration processor.

10. The method of claim 9, further comprising activating a near field communication radio during registration to interact with an EMV®

(Europay, MasterCard and Visa) card to associate the EMV®

card with the platform and to register the EMV®

card as a valid payment instrument for processing payments with the platform.

11. The method of claim 9, further comprising processing payment for a transaction by transmitting platform information and a cryptogram received from a registered payment instrument via a card reader.

12. The method of claim 9, wherein transmitting platform information comprises transmitting one or more of a manufacturer name, a platform model number, a stock keeping unit number, and a platform identification number.

13. A system to register a personal point of sale (POS) device, the system comprising:

a processing device comprising an application processor, a secure element agent, a secure data storage, and a network communications device;

a card reader;

a secure element coupled with the card reader and the secure element agent, the secure element configured to register the system as a certified personal POS device, and to initiate registration of the system as the certified personal POS device by;

establishing a secure communication channel, via the processing device, with a registration processor;

accessing the secure data storage to obtain platform information associated with a certification of the system, wherein the platform information comprises certification data signed by an original equipment manufacturer (OEM), the certification data comprising data to verify certification of the secure element and to verify certification of the card reader; and

registering the system as the certified POS device with the registration processor, by identifying the certification data for the certified personal POS device to the registration processor;

a memory coupled with the application processor;

medium access control logic coupled with the memory to determine and decode wireless communications;

one or more antennas; and

one or more radios coupled with corresponding ones of the one or more antennas to transmit and receive wireless communications.

14. The system of claim 13, wherein the secure element is further configured to communicate with a payment instrument via the card reader during registration to associate the payment instrument with the system, the secure element to receive an encrypted message from the card reader and to transmit the encrypted message to the registration processor via the secure communication channel during registration.