Claiming incentives on networked televisions

• US 10,185,966 B2
• Filed: 03/27/2014
• Issued: 01/22/2019
• Est. Priority Date: 03/27/2013
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Wenger, Mark, Jamkhedkar, Prashant
• Primary Examiner(s): Reagan, James A
• Application Number:
  US14/227,920
• Publication Number:
  US 20140297380A1
• Time in Patent Office: 1,762 Days
• Field of Search: 705 141, 705 1417, 705 1436, 713182-186, 725 23, 725 32, 725 43, 725 51- 52, 725 60
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: H04N 21/4784 receiving rewards

Abstract

Systems and methods described herein may enable a user to add an incentive displayed along with content on a networked television to a digital wallet associated with the user. The user may be capable of selecting the displayed incentive using a remote control in communication with the networked television, or using their mobile device which may be in direct communication with the networked television, or in communication with the networked television over a network. When the user selects the displayed incentive for storage in a digital wallet, the user may be prompted to authenticate to a provider associated with the digital wallet, wherein the authentication may be performed through the networked television using the remote control. The incentive may then be added to the user'"'"'s digital wallet and may be used or applied when the user performs a transaction using the digital wallet.

Claims

1. A non-transitory computer-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

providing incentive data associated with an incentive for display on a television, wherein the incentive is configured to be selected by a remote controller of the television, and wherein the incentive data comprises metadata comprising incentive details and instructions for displaying the incentive on the television;

receiving, from the television, a selection, made by the remote controller, of the incentive, wherein the selection comprises the metadata and a request to store the incentive in a digital wallet maintained by an online payment processing service, the digital wallet being associated with a user account issued by the online payment processing service;

generating an authentication request in response to receiving the selection, the authentication request requiring login credentials for the user account;

sending the authentication request for display by the television;

receiving an authentication response to the authentication request from the television through a client device, wherein the authentication response comprises data entered into the client device by a user associated with the user account;

authenticating the user associated with the user account from the received authentication response;

parsing, after the authenticating the user, the metadata to determine the incentive details;

storing the incentive details in a database containing the digital wallet; and

sending a storage notification to the client device.

2. The non-transitory computer-readable medium of claim 1, wherein the operations further comprise separately authenticating the user account when processing a transaction that redeems the incentive.

3. The non-transitory computer-readable medium of claim 1, wherein the metadata comprises a Uniform Resource Locator (URL) associated with the incentive.

4. The non-transitory computer-readable medium of claim 3, wherein the determining the incentive details comprises accessing the URL.

5. The non-transitory computer-readable medium of claim 1, wherein the request comprises a captured image of the incentive displayed on the television.

6. The non-transitory computer-readable medium of claim 1, wherein the metadata comprises a metadata tag.

7. The non-transitory computer-readable medium of claim 6, wherein the determining the incentive details comprises analyzing the metadata tag.

8. The non-transitory computer-readable medium of claim 1, wherein receiving the authentication response comprises receiving authentication information, and wherein the authenticating the user comprises matching the received authentication information with stored authentication information.

9. The non-transitory computer-readable medium of claim 8, wherein the received authentication information comprises at least one of a user identifier, a password, or a personal identification number (PIN).

10. The non-transitory computer-readable medium of claim 1, wherein the digital wallet is contained within the database of the online payment processing service and the incentive is received through an incentive server separate from the database.

11. A method, comprising:

providing, by a computer system of an online payment processing service, incentive data associated with an incentive for display on a television, wherein the incentive is configured to be selected by a remote controller of the television, and wherein the incentive data comprises metadata comprising incentive details and instructions for displaying the incentive on the television;

receiving, from the remote controller, a request to store the incentive in a digital wallet maintained by an online payment processing service, wherein the request comprises the metadata, and wherein the digital wallet is associated with a user account issued by the online payment processing service;

generating, by the computer system, an authentication request in response to receiving the request to store the incentive, the authentication request requiring login credentials for the user account;

sending, by the computer system, the authentication request for display by the television;

receiving, at the computer system from a client device, user authentication information corresponding to the user account, wherein the user authentication information comprises data entered by a user associated with the user account into the client device;

authenticating the user associated with the user account from the received user authentication information;

parsing, after the authenticating the user, the metadata to determine the incentive details;

storing the incentive details in a database of the computer system; and

sending a storage notification to the client device.

12. The method of claim 11, wherein the television comprises a display screen, a wireless network interface device, and a wireless receiver for remote control input.

13. The method of claim 11, wherein the request comprises a captured image of the incentive displayed on the television.

14. The method of claim 13, wherein the metadata comprises a Uniform Resource Locator (URL) associated with the incentive, and wherein the determining the incentive details comprises accessing the URL.

15. The method of claim 14, wherein receiving the authentication response comprises receiving authentication information, wherein the authentication is successful when the received authentication information matches stored authentication information.

16. The method of claim 14, wherein the determining the incentive details comprises analyzing the captured image.

17. The method of claim 11, wherein the incentive is received through an incentive server separate from the computer system.

18. The method of claim 11, wherein the user authentication information comprises a password.

19. A system, comprising:

a non-transitory memory; and

a hardware processor in communication with the non-transitory memory and configured to read machine-executable instructions from the non-transitory memory to cause the system to perform operations comprising;

providing incentive data associated with an incentive for display on a television, wherein the incentive is configured to be captured by a client device, and wherein the incentive data comprises metadata comprising incentive details and instructions for displaying the incentive on the television;

receiving, from the client device, a request to store the incentive in a digital wallet maintained by an online payment processing service, wherein the request comprises the metadata, and wherein the digital wallet is associated with a user account issued by the online payment processing service;

generating an authentication request in response to receiving the request to store the incentive, the authentication request requiring login credentials for the user account;

sending the authentication request for display by the television;

receiving an authentication response to the authentication request from the client device, wherein the authentication response comprises data entered by a user associated with the user account into the client device;

authenticating the user associated with the user account from the received authentication response;

parsing, after the authenticating the user, the metadata to determine the incentive details;

storing the incentive details in a database containing the digital wallet; and

sending a storage notification to the client device.

20. The system of claim 19, wherein the request comprises a captured image of the incentive displayed on the television.