×

Methods and systems for provisioning payment credentials

  • US 10,198,728 B2
  • Filed: 05/15/2014
  • Issued: 02/05/2019
  • Est. Priority Date: 05/15/2013
  • Status: Active Grant
First Claim
Patent Images

1. A method comprising the steps of:

  • receiving, at a remote server computer, a request for payment credentials from a receiving device;

    receiving, by the remote server computer from the receiving device, a personal identifier entered by a consumer;

    identifying, by the remote server computer, a previously registered communication address of a mobile device or a secure element associated with the mobile device corresponding to the personal identifier;

    communicating, by the remote server computer, a request for a decryption key to an identified communication address of the mobile device or the secure element associated with the mobile device;

    receiving, by the remote server computer from the mobile device, the decryption key;

    decrypting, by the remote server computer encrypted payment credentials stored by the remote server computer; and

    transmitting, by the remote server computer, the decrypted payment credentials to the receiving device.

View all claims
  • 2 Assignments
Timeline View
Assignment View
    ×
    ×