Controlling a secure audio bridge during a payment transaction
First Claim
1. A method for facilitating a remote party communicating sensitive financial information during a call to a contact center without an agent of the contact center hearing the sensitive financial information, comprising:
- establishing a first call leg between a secure bridge and a computer used by the agent, wherein audio of the call from the remote party is provided to the secure bridge on a fourth call leg;
wherein the secure bridge is configured to handle multiple Voice over Internet Protocol (“
VoIP”
) audio streams;
establishing a second call leg from the secure bridge to a recording system, wherein the recording system is configured to record audio information provided on the second call leg from the secure bridge;
establishing a third call leg from the secure bridge to an interactive voice response bank card payment processor (“
IVR-BCPP”
), wherein the IVR-BCPP is configured to perform a credit card transaction comprising providing an audible prompt to the remote party over the fourth call leg between the secure bridge and remote party and receiving in response to the audible prompt dual tone multiple frequency (“
DTMF”
) tones comprising the sensitive financial information comprising credit card information;
displaying a pop-up window on a computer used by the agent comprising payment status progression information in response to receiving an indication from the agent initiating the credit card transaction;
providing the audible prompt by the IVR-BCPP to the remote party for the sensitive financial information comprising a credit card number to the secure bridge;
providing a first control signal to the secure bridge whereby the secure bridge suppresses any audio or the DTMF tones received from the remote party on the fourth call leg from being provided to both the computer used by the agent on the first call leg and the recording system on the second call leg, but allows the audio or the DTMF tones to be provided to the IVR-BCPP on the third call leg;
displaying to the agent on the computer a series of indications corresponding to a series of DTMF tones originating from the remote party comprising the credit card number; and
altering the payment status progression information displayed to the agent on the computer as a result of receiving the series of DTMF tones.
9 Assignments
0 Petitions
Accused Products
Abstract
An architecture and process flow for a contact center that receives payments prevents the agent from hearing sensitive financial information during the payment transaction. During a call with a remote party, the agent determines an appropriate time to bridge on a bank card payment processing system to receive and process a payment. Audio of the call to the agent is then interrupted so as to avoid the agent hearing any sensitive financial information provided by the remote party. Various status indications may be displayed to the agent so that the agent is able to monitor the progression of the payment transaction without hearing the contents of the call. When the payment transaction has completed the agent audio to be restored and the display indications related to the payment transaction are removed.
104 Citations
19 Claims
-
1. A method for facilitating a remote party communicating sensitive financial information during a call to a contact center without an agent of the contact center hearing the sensitive financial information, comprising:
-
establishing a first call leg between a secure bridge and a computer used by the agent, wherein audio of the call from the remote party is provided to the secure bridge on a fourth call leg;
wherein the secure bridge is configured to handle multiple Voice over Internet Protocol (“
VoIP”
) audio streams;establishing a second call leg from the secure bridge to a recording system, wherein the recording system is configured to record audio information provided on the second call leg from the secure bridge; establishing a third call leg from the secure bridge to an interactive voice response bank card payment processor (“
IVR-BCPP”
), wherein the IVR-BCPP is configured to perform a credit card transaction comprising providing an audible prompt to the remote party over the fourth call leg between the secure bridge and remote party and receiving in response to the audible prompt dual tone multiple frequency (“
DTMF”
) tones comprising the sensitive financial information comprising credit card information;displaying a pop-up window on a computer used by the agent comprising payment status progression information in response to receiving an indication from the agent initiating the credit card transaction; providing the audible prompt by the IVR-BCPP to the remote party for the sensitive financial information comprising a credit card number to the secure bridge; providing a first control signal to the secure bridge whereby the secure bridge suppresses any audio or the DTMF tones received from the remote party on the fourth call leg from being provided to both the computer used by the agent on the first call leg and the recording system on the second call leg, but allows the audio or the DTMF tones to be provided to the IVR-BCPP on the third call leg; displaying to the agent on the computer a series of indications corresponding to a series of DTMF tones originating from the remote party comprising the credit card number; and altering the payment status progression information displayed to the agent on the computer as a result of receiving the series of DTMF tones. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A system for facilitating a remote party communicating sensitive financial information of a credit card transaction during a call through a contact center without an agent of the contact center hearing the sensitive financial information, comprising:
-
a secure Voice over Internet Protocol (“
VoIP”
) bridge providing a first call leg, a second call leg, a third call leg, and a fourth call leg,wherein the secure VoIP bridge receives a VoIP-based audio provided from the remote party on the fourth call leg, and provides the VoIP-based audio to the first call leg, wherein the secure VoIP bridge is configured to selectively suppresses the VoIP-based audio to both the second call leg and the third call leg to a recording system in response to receiving a first control signal, and wherein the secure VoIP bridge is further configured to selectively pass the VoIP-based audio to both the second call leg to the agent and the third call leg to the recording system in response to receiving a second control signal; an interactive voice response bank card payment processor (“
BCPP”
) configured to provide an audible prompt to the remote party via the first call leg through the secure VoIP bridge, the IVR-BCPP further configured to receive credit card information comprising sensitive information conveyed by dual tone multiple frequency (“
DTMF”
) tones originated by the remote party after the secure VoIP bridge receives the first control signal;a computer used by the agent connected to the second call leg, the computer configured to display payment status progression information to the agent on a pop-up window after receiving an indication from the agent that a credit card transaction is to occur, wherein the computer is configured to display a series of indications corresponding to a series of DTMF tones originating from the remote party comprising the credit card number after the first control signal is received at the secure VoIP bridge; and the recording system configured to record the VoIP-based audio provided on the third call leg from the secure VoIP bridge. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
-
-
16. A non-transitory computer readable medium storing instructions that when executed by a computer processor cause the computer processor to:
-
receive a command from a computer used by an agent in a contact center indicating a request for a credit card transaction; cause a secure VoIP bridge to establish a first call leg from the secure voice over Internet Protocol (“
VoIP”
) bridge to an interactive voice response bank card payment processor (“
BCPP”
),wherein the IVR-BCPP is configured to provide audible prompts on the first call leg to a remote party on a fourth call leg connected to the secure VoIP bridge and receive in response dual tone multiple frequency (“
DTMF”
) tones comprising credit card information from the remote party on the fourth call leg, andwherein the secure VoIP bridge is configured to provide audio received on the fourth call leg to the first call leg and selectively provide the audio received on the fourth call leg to both a second call leg established to the computer used by the agent and a third call leg established to a recording system; cause the secure VoIP bridge to suppress audio received on the fourth call leg from the remote party to both the computer used by the agent on the second call leg and the recording system on the third call leg in response to receiving a first control message; cause a pop-up window to be displayed on the computer to the agent comprising payment status progression information; cause a second indication to be displayed on the pop-up window indicating that the DTMF tones comprising the credit card information was provided by the remote party, wherein the second indication does not indicate a numerical value corresponding to the credit card information; and cause a third indication to be displayed on the pop-up window indicating the credit card transaction request has completed. - View Dependent Claims (17, 18, 19)
-
Specification