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Method and system for platform data updating based on electronic transaction product data

  • US 10,210,582 B2
  • Filed: 12/03/2015
  • Issued: 02/19/2019
  • Est. Priority Date: 12/03/2015
  • Status: Active Grant
First Claim
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1. A method for updating a user service platform based on product data in a user payment transaction, comprising:

  • storing, in an account database of a processing server, an account profile, wherein the account profile includes data related to a user including at least a user identifier and platform data associated with a user service platform;

    storing, in a product database of the processing server, a plurality of product data entries, wherein each product data entry includes data related to a product including at least a product identifier and product information;

    receiving, by a receiving device of the processing server, a transaction message related to a payment transaction, wherein the transaction message is formatted pursuant to one or more standards and includes a plurality of data elements configured to store data associated with the related payment transaction and further including at least one of;

    an addendum and one or more data elements configured to store product data associated with one or more products purchased in the related payment transaction, where the product data comprises a product identifier for each of the associated one or more products;

    receiving, by the receiving device of the processing server, the user identifier;

    executing, by the processing device of the processing server, a query on the product database to identify a product data entry for each of the one or more products where the product data entry includes the associated product identifier;

    generating, by a processing device of the processing server, a data message, wherein the data message includes the product information included in each identified product data entry; and

    electronically transmitting, by a transmitting device of the processing server, the generated data message to the user service platform based on the platform data included in the account profile.

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