Real world gamification using augmented reality user devices

• US 10,210,767 B2
• Filed: 12/13/2016
• Issued: 02/19/2019
• Est. Priority Date: 12/13/2016
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Johansen, Joseph N., Dintenfass, Katherine
• Primary Examiner(s): Amini, Javid A
• Application Number:
  US15/377,690
• Publication Number:
  US 20180165977A1
• Time in Patent Office: 798 Days
• Field of Search: 345633
• CPC Class Codes: G06Q 10/00 Administration; Management
• CPC Class Codes: G09B 19/18 Book-keeping or economics
• CPC Class Codes: G09B 5/02 with visual presentation of the material to be studied, e.g. using film strip

Abstract

An augmented reality system that includes an augmented reality user device. The augmented reality user device includes display for overlaying virtual objects onto tangible objects in a real scene. The augmented reality user device includes a processor implementing a virtual assessment engine and a virtual overlay engine. The virtual assessment engine identifies a user identifier for the user and generates a target profile based on information from a user. The virtual assessment engine generates a token that includes the user identifier and the target profile and sends the token to a remote server and receives information for the user from the server. The virtual overlay engine presents the information as virtual objects overlaid with the real scene.

Claims

1. An augmented reality system comprising:

an augmented reality user device for a user comprising;

a display configured to overlay virtual object onto tangible objects in a real scene in real-time;

one or more processors operably coupled to the display and configured to implement;

a virtual assessment engine configured to;

identify a user identifier for the user in response to authenticating the user;

receive information from the user for a target profile that identifies projected account information comprising;

 

an account goal; and

 

a future time for achieving the account goal;

generate the target profile based on the received information;

generate a token comprising;

 

the user identifier, and

 

the target profile;

send the token to a remote server;

receive virtual assessment data in response to sending the token to the remote server, wherein the virtual assessment data comprises;

 

a first virtual forecast based on account information for the user, wherein the first virtual forecast provides a first physical representation of a product; and

 

a second virtual forecast based on the projected account information, wherein the second virtual forecast provides a second physical representation of the product; and

a virtual overlay engine configured to present the first physical representation of the product and the second physical representation of the product as virtual objects overlaid with the real scene; and

the remote server comprising a forecasting engine configured to;

identify the account information for the user based on the user identifier;

generate the first virtual forecast based on the account information for the user;

generate the second virtual forecast based on the projected account information;

generate the virtual assessment data comprising the first virtual forecast and the second virtual forecast; and

send the virtual assessment data to the augmented reality user device.

2. The system of claim 1, wherein:

the forecasting engine is configured to;

compare the first virtual forecast to the second virtual forecast; and

generate virtual forecast analysis information based on the comparison;

the virtual forecast analysis information identifies one or more user actions; and

the virtual assessment data comprises the virtual forecast analysis information.

3. The system of claim 1, wherein the forecasting engine is configured to:

identify account information for other people based on the account information for the user;

generate demographic information based on the account information for other people; and

generate a virtual demographic forecast based on the demographic information; and

wherein the virtual assessment data comprises the virtual demographic forecast.

4. The system of claim 1, wherein the forecasting engine is configured to:

identify account information for other people based on target profile;

generate demographic information based on the account information for other people;

generate a virtual demographic forecast based on the demographic information; and

wherein the virtual assessment data comprises the virtual demographic forecast.

5. The system of claim 1, wherein:

the forecasting engine is configured to;

identify account information for other people based on target profile;

generate demographic information based on the account information for other people; and

generate virtual forecast analysis information based on the account information for other people;

the virtual forecast analysis information identifies one or more user actions for the user;

the virtual assessment data comprises the virtual forecast analysis information.

6. The system of claim 1, wherein:

the virtual overlay engine is configured to overlay at least one of the first physical representation of the product and the second physical representation of the product on a corresponding product in the real scene.

7. The system of claim 1, wherein the virtual overlay engine is configured to simultaneously present the first physical representation of the product and the second physical representation of the product.

8. An augmented reality overlaying method comprising:

identifying, by a virtual assessment engine, a user identifier for a user in response to authenticating the user;

receiving, by the virtual assessment engine, information from the user for a target profile that identifies projected account information comprising;

an account goal; and

a future time for achieving the account goal;

generating, by the virtual assessment engine, the target profile based on the received information;

generating, by the virtual assessment engine, a token comprising the user identifier and the target profile;

sending, by the virtual assessment engine, the token to a remote server;

identifying, by a forecasting engine of the remote server, account information for the user based on the user identifier;

generating, by the forecasting engine, a first virtual forecast based on the account information for the user, wherein the first virtual forecast provides a first physical representation of a product;

generating, by the forecasting engine, a second virtual forecast based on the projected account information, wherein the second virtual forecast provides a second physical representation of the product;

generating, by the forecasting engine, virtual assessment data comprising the first virtual forecast and the second virtual forecast, wherein;

the first virtual forecast is generated based on the account information; and

the second virtual forecast is generated based on the projected account information;

sending, by the forecasting engine, the virtual assessment data to the augmented reality user device; and

presenting, by a virtual overlay engine, the first physical representation of the product and the second physical representation of the product as virtual objects overlaid with the real scene.

9. The method of claim 8, further comprising:

comparing, by the forecasting engine, the first virtual forecast to the second virtual forecast; and

generating, by the forecasting engine, virtual forecast analysis information based on the comparison,

wherein the virtual forecast analysis information identifies one or more user actions; and

wherein the virtual assessment data comprises the virtual forecast analysis information.

10. The method of claim 8, further comprising:

identifying, by the forecasting engine, account information for other people based on the account information for the user;

generating, by the forecasting engine, demographic information based on the account information for other people; and

generating, by the forecasting engine, a virtual demographic forecast based on the demographic information; and

wherein the virtual assessment data comprises the virtual demographic forecast.

11. The method of claim 8, further comprising:

identifying, by the forecasting engine, account information for other people based on target profile;

generating, by the forecasting engine, demographic information based on the account information for other people; and

generating, by the forecasting engine, a virtual demographic forecast based on the demographic information; and

wherein the virtual assessment data comprises the virtual demographic forecast.

12. The method of claim 8, further comprising:

identifying, by the forecasting engine, account information for other people based on target profile;

generating, by the forecasting engine, demographic information based on the account information for other people; and

generating, by the forecasting engine, virtual forecast analysis information based on the account information for other people;

wherein the virtual forecast analysis information identifies one or more user actions for the user; and

wherein the virtual assessment data comprises the virtual forecast analysis information.

13. The method of claim 8,

further comprising overlaying, by the virtual overlay engine, at least one of the first physical representation of a product and the second physical representation of the product in the real scene.

14. The method of claim 8, wherein the virtual overlay engine is configured to simultaneously present the first physical representation of a product and the second physical representation of the product.

15. An augmented reality user device comprising:

a display configured to overlay virtual object onto tangible objects in a real scene in real-time;

one or more processors operably coupled to the display and configured to implement;

a virtual assessment engine configured to;

identify a user identifier for the user in response to authenticating the user;

receive information from the user for a target profile that identifies projected account information comprising;

an account goal; and

a future time for achieving the account goal;

generate the target profile based on the received information;

generate a token comprising;

the user identifier, and

the target profile;

send the token to a remote server;

receive virtual assessment data in response to sending the token to the remote server, wherein the virtual assessment data comprises;

a first virtual forecast based on account information for the user, wherein the first virtual forecast provides a first physical representation of a product; and

a second virtual forecast based on the projected account information, wherein the second virtual forecast provides a second physical representation of the product; and

a virtual overlay engine configured to present the first physical representation of the product and the second physical representation of the product as virtual objects overlaid with the real scene.

16. The device of claim 15, wherein:

the virtual overlay engine is configured to overlay at least one of the first physical representation of a product and the second physical representation of the product on a corresponding product in the real scene.

17. The device of claim 15, wherein the virtual assessment data comprises virtual forecast analysis information based on a comparison of the first virtual forecast to the second virtual forecast.

18. The device of claim 15, wherein the virtual assessment data comprises a virtual demographic forecast derived from demographic information for other people based on the account information for the user.

19. The device of claim 15, wherein the virtual assessment data comprises a virtual demographic forecast derived from demographic information for other people based on the target profile.

20. The device of claim 15, wherein:

the virtual assessment data comprises virtual forecast analysis information based on account information for other people; and

the virtual assessment data identifies one or more user actions.