Transaction card mode related to locating a transaction card

• US 10,217,105 B1
• Filed: 06/07/2018
• Issued: 02/26/2019
• Est. Priority Date: 10/24/2017
• Status: Active Grant

• Current Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Original Assignee: Capital One Services LLC (Capital One Financial Corporation)
• Inventors: Sangi, Saleem, Johnson, Molly, Perry, Robert, Koeppel, Adam
• Primary Examiner(s): Afshar, Kamran
• Assistant Examiner(s): Madani, Farideh
• Application Number:
  US16/002,347
• Time in Patent Office: 264 Days
• CPC Class Codes: G06K 19/0712 the arrangement being capable of triggering distinct operating modes or functions dependent on the strength of an energy or interrogation field in the proximity of the record carrier active means for hindering electromagnetic reading or writing G06K19/07336
• CPC Class Codes: G06K 19/07381 with deactivation or otherwise incapacitation of at least a part of the circuit upon detected tampering
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: H04B 17/318 Received signal strength
• CPC Class Codes: H04W 4/023 using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A transaction card may determine to initiate a mode associated with the transaction card. The mode may be related to locating the transaction card. The mode may be associated with outputting a first signal. The transaction card may determine a manner in which to configure the mode based on a set of parameters. The set of parameters may include a power level of the transaction card, or a strength of a second signal associated with a connection between the transaction card and a device associated with the transaction card. The transaction card may initiate the mode after configuring the mode. The transaction card may determine to terminate the mode based on an indication that the transaction card has been located.

Claims

1. A device, comprising:

one or more memories; and

one or more processors, communicatively coupled to the one or more memories, to;

determine to cause a transaction card to initiate a mode associated with the transaction card,

the mode being related to locating the transaction card,

the mode being associated with the transaction card outputting a signal;

monitor information related to a proximity of the transaction card and the device,

the transaction card and the device being associated with each other;

determine a possible location of the transaction card,

the possible location being associated with a strength of the signal associated with the transaction card;

provide, for display on a user interface of the device, information associated with the strength of the signal associated with the transaction card,

the information associated with the strength of the signal associated with the transaction card varying based on a direction in which the device is pointed to permit a determination of a possible direction in which the transaction card is located; and

provide, for display on the user interface of the device, a highlighted indicator pointing to a possible direction in which the transaction card is located,

the highlighted indicator varying based on the direction in which the device is pointed.

2. The device of claim 1, where the one or more processors are further to:

determine relative directions to the transaction card using at least one of;

an accelerometer,

a GPS component associated with the device, or

a compass component associated with the device.

3. The device of claim 1, where the one or more processors are further to:

determine to terminate the mode based on an indication that the transaction card has been located.

4. The device of claim 1, where the one or more processors, when determining the possible location of the transaction card, are to:

determine the possible location of the transaction card by using connection-related information,

the connection-related information being associated with a location where the device and transaction card were last connected.

5. The device of claim 1, where the one or more processors, when monitoring the information related to the proximity of the transaction card and the device, are to:

determine the proximity of the transaction card and the device based on the strength of the signal of the transaction card.

6. The device of claim 5, where the one or more processors, when determining the proximity of the transaction card and the device, are to:

determine the proximity of the transaction card and the device based on an RSSI value of the signal satisfying a threshold.

7. The device of claim 1, where the one or more processors, when determining to cause the transaction card to initiate the mode associated with the transaction card, are to:

determine to cause the transaction card to initiate a beacon mode associated with the transaction card, or

determine to cause the transaction card to initiate a pairing mode associated with the transaction card.

8. A non-transitory computer-readable medium storing instructions, the instructions comprising:

one or more instructions that, when executed by one or more processors, cause the one or more processors to;

determine to cause a transaction card to initiate a mode associated with the transaction card based on information related to a proximity of the transaction card and a device,

the transaction card and the device being associated with each other,

the mode being associated with the transaction card outputting a signal;

determine a possible location of the transaction card,

the possible location being associated with a strength of the signal associated with the transaction card;

provide, for display on a user interface of the device, information associated with the strength of the signal associated with the transaction card,

the information associated with the strength of the signal associated with the transaction card varying based on a direction in which the device is pointed to permit a determination of a possible direction in which the transaction card is located; and

provide, for display on the user interface of the device, a highlighted indicator pointing to a possible direction in which the transaction card is located,

the highlighted indicator varying based on the direction in which the device is pointed.

9. The non-transitory computer-readable medium of claim 8, where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:

determine to terminate the mode based on an indication that the transaction card has been located.

10. The non-transitory computer-readable medium of claim 9, where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:

monitor the information related to the proximity of the transaction card and the device;

receive the indication based on monitoring the information related to the proximity of the transaction card and the device; and

where the one or more instructions, that cause the one or more processors to determine to terminate the mode, cause the one or more processors to;

determine to terminate the mode after receiving the indication.

11. The non-transitory computer-readable medium of claim 8, where the one or more instructions, that cause the one or more processors to determine to cause the transaction card to initiate the mode, cause the one or more processors to:

determine to cause the transaction card to initiate the mode based on a strength of another signal satisfying a threshold,

the other signal being associated with a connection between the transaction card and the device.

12. The non-transitory computer-readable medium of claim 8, where the one or more instructions, that cause the one or more processors to provide, for display on the user interface of the device, the information associated with the strength of the signal associated with the transaction card, cause the one or more processors to:

determine additional information that indicates a direction, relative to a current direction in which the device is pointed.

13. The non-transitory computer-readable medium of claim 8, where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:

determine relative directions to the transaction card using at least one of;

an accelerometer,

a GPS component associated with the device, or

a compass component associated with the device.

14. The non-transitory computer-readable medium of claim 8, where the information associated with the strength of the signal associated with the transaction card includes at least one of:

the strength of the signal;

or

a direction, relative to a current direction, in which the strength of the signal satisfies a threshold.

15. A method, comprising:

determining, by a device, to cause a transaction card to initiate a mode associated with the transaction card based on information related to a proximity of the transaction card and the device,

the transaction card and the device being associated with each other,

the mode being associated with the transaction card outputting a signal;

determining, by the device, a possible location of the transaction card,

the possible location being associated with a strength of the signal associated with the transaction card;

providing, for display on a user interface of the device, information associated with the strength of the signal associated with the transaction card,

the information associated with the strength of the signal associated with the transaction card varying based on a direction in which the device is pointed to permit a determination of a possible direction in which the transaction card is located, and

the information including a set of directions from a current location of the device to the possible location of the transaction card; and

providing, by the device and for display on the user interface of the device, a highlighted indicator pointing to a possible direction in which the transaction card is located,

the highlighted indicator varying based on the direction in which the device is pointed.

16. The method of claim 15, where the set of directions are provided for display on a map.

17. The method of claim 16, where the map includes information identifying the current location of the device and the possible location of the transaction card.

18. The method of claim 15, where information associated with the strength of the signal associated with the transaction card includes information identifying a route from the current location of the device to the possible location of the transaction card.

19. The method of claim 15, where the information associated with the strength of the signal associated with the transaction card includes at least one of:

the strength of the signal;

or

a direction, relative to a current direction, in which the strength of the signal satisfies a threshold.

20. The method of claim 15, further comprising:

determining the proximity of the transaction card and the device based on an RSSI value of the signal satisfying a threshold.