Stored value card kiosk system and method

• US 10,217,107 B2
• Filed: 07/19/2013
• Issued: 02/26/2019
• Est. Priority Date: 05/02/2013
• Status: Active Grant

• Current Assignee: e2Interactive Incorporated
• Original Assignee: Gift Card Impressions LLC (Millennium Prime, Inc.)
• Inventors: Glass, Brett R., Geisler, Karl Joseph, Hoag, Kimberly Beth
• Primary Examiner(s): Frenel, Vanel
• Application Number:
  US13/946,679
• Publication Number:
  US 20140330660A1
• Time in Patent Office: 2,048 Days
• Field of Search: 705 24, 705 21, 705 16, 705 39, 705 44
• CPC Class Codes: G06Q 20/354 Card activation or deactivation

Abstract

A stored value card activation system includes a server in communication with one or more computing devices configured in kiosks. The server receives stored value card type information associated with one of multiple non-activated stored value cards from the computing device. The server also receives monetary amount information to be associated with the selected stored value card from the kiosk, and payment information from a user of the kiosk. From this information, the server conducts a financial transaction with a financial account server associated with an account of the user, and activates the selected stored value card in accordance with the financial transaction.

Claims

1. A gift card activation system comprising:

a kiosk computing device displaying, via a touchscreen display, a plurality of non-activated gift cards and programmed to;

receive, from a user, via the touchscreen display, a selection of one of the plurality of non-activated gift cards;

receive, from the user, monetary amount information to be associated with the selected gift card from the kiosk;

receive, from the user, payment information, via a magnetic card reader, for the selected gift card;

a server comprising at least one memory and at least one processor, the at least one memory comprising computer executable instructions configured to, when executed by the processor;

receive gift card type information associated with the selected one of the plurality of non-activated gift cards;

receive the monetary amount information;

receive the payment information;

facilitate a financial transaction with a financial account server associated with an account of the user to provide payment for the gift card;

identify, using a lookup table, a preferred third party gift card activation server that is configured to activate the gift card for a merchant of the gift card, the preferred third party gift card activation server selected from among a plurality of third party gift card activation servers that each activates gift cards for a plurality of merchants, the preferred third party gift card activation server managed by an entity that is separate and distinct from the merchant of the gift card, the lookup table storing information associated with the preferred third party gift card activation server and one or more other third party gift card activation servers for each of the plurality of merchants;

when the preferred third party gift card activation server has been determined not to be available, identify one of the other third party gift card activation servers that is configured to activate the gift card using the lookup table; and

activate the selected gift card in accordance with the financial transaction by communicating with the one other gift card activation server.

2. The system of claim 1, wherein the computer executable instructions are further configured to:

receive the payment information from the user;

conduct the financial transaction with the financial account server; and

activate the selected gift card in accordance with the conducted financial transaction.

3. The system of claim 1, wherein the computer executable instructions are further configured to:

receive the gift card type information, the monetary amount information, and the payment information from the user; and

transmit the gift card type information, the monetary amount information, and the payment information to the other gift card activation server associated with a merchant of the selected gift card,

wherein the other gift card activation server conducts the financial transaction with the financial account server, and activates the selected gift card using the gift card type information, the monetary amount information, and the payment information.

4. The system of claim 1, wherein the gift card comprises a digital gift card and the computing device comprises a tablet computer that is to transmit the selected gift card to a recipient via a messaging service.

5. The system of claim 1, wherein the plurality of gift cards are associated with multiple different merchants.

6. The system of claim 1, wherein the other gift card activation server is managed by the merchant.

7. A gift card activation method comprising:

receiving, using a first processor in a kiosk displaying a plurality of non-activated gift cards that executes instructions stored in a memory, via a first input device, gift card type information associated with a selected one of a plurality of non-activated gift cards from a computing device configured in a kiosk;

receiving, using the first processor, via the first input device, monetary amount information to be associated with the selected gift card from the kiosk;

receiving, using the first processor, via a second input device, payment information from a user of the kiosk;

storing the payment information along with location information,

wherein the location information is obtained from a location detection device;

facilitating, using a second processor in a server, a financial transaction with a financial account server associated with an account of the user to provide payment for the gift card;

identifying, using the second processor, using a lookup table, a preferred third party gift card activation server that is configured to activate the gift card for a merchant of the gift card, the preferred third party gift card activation server selected from among a plurality of third party gift card activation servers that each activates gift cards for a plurality of merchants, the preferred third party gift card activation server managed by an entity that is separate and distinct from the merchant of the gift card, the lookup table storing information associated with the preferred third party gift card activation server and one or more other third party gift card activation servers for each of the plurality of merchants; and

when the preferred third party gift card activation server has been determined not to be available, identifying, using the second processor, one of the other third party gift card activation servers that are configured to activate the gift card using the lookup table; and

activating, using the second processor, the selected gift card in accordance with the financial transaction by communicating with the other gift card activation server.

8. The method of claim 7, further comprising:

receiving the payment information from the user via the second input device,

wherein the second input device is a magnetic card reader;

conducting the financial transaction with the financial account server; and

activating the selected gift card in accordance with the conducted financial transaction.

9. The method of claim 7, further comprising:

receiving the gift card type information, the monetary amount information, and the payment information from the user; and

transmitting the gift card type information, the monetary amount information, and the payment information to the other gift card activation server associated with a merchant of the selected gift card,

conducting the financial transaction with the financial account server; and

activating the selected gift card using the gift card type information, the monetary amount information, and the payment information.

10. The method of claim 7, further comprising:

transmitting the selected gift card to a recipient via a messaging service, the gift card comprising a digital gift card.

11. The method of claim 7, further comprising managing the other gift card activation server by the merchant.

12. The method of claim 7, further comprising managing the other gift card activation server by a third party gift card activation server.