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User device enabling access to payment information in response to mechanical input detection

  • US 10,223,682 B2
  • Filed: 06/17/2016
  • Issued: 03/05/2019
  • Est. Priority Date: 05/29/2014
  • Status: Active Grant
First Claim
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1. A computer-implemented method comprising:

  • storing, at a secure element of a portable electronic device, payment information associated with a payment account, the payment information including an identifier associated with the payment account, wherein the secure element controls access to the payment information and is separate from an app processor of the portable electronic device;

    detecting, at the portable electronic device, that a transaction app is executing at the portable electronic device;

    displaying, at the portable electronic device and via the transaction app, a representation of a payment card corresponding to the payment account, wherein the representation of the payment card does not include an account number identifying the payment account;

    determining, via the transaction app, when a data-release condition is satisfied, wherein satisfaction of the data-release condition comprises detecting;

    a fingerprint that corresponds to a fingerprint signature;

    ora predetermined passcode;

    wirelessly detecting a point-of-service terminal;

    upon determining that the data-release condition is satisfied and detecting the point-of-service terminal;

    receiving the payment information from the secure element; and

    wirelessly transmitting a representation of the payment information to the point-of-service terminal.

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