Method for setting temporary payment card and mobile device applying the same

• US 10,223,692 B2
• Filed: 08/29/2013
• Issued: 03/05/2019
• Est. Priority Date: 11/28/2012
• Status: Active Grant

• Current Assignee: Mozido Corfire-Korea Limited
• Original Assignee: Mozido Corfire-Korea Limited
• Inventors: Jeon, Min Hwan
• Primary Examiner(s): Robinson, Kito R
• Application Number:
  US14/647,859
• Publication Number:
  US 20150302396A1
• Time in Patent Office: 2,014 Days
• Field of Search: 705 41
• CPC Class Codes: G06F 3/0482 Interaction with lists of selectable items, e.g. menus
• CPC Class Codes: G06F 3/04842 Selection of displayed objects or displayed text elements G06F3/0482 takes precedence
• CPC Class Codes: G06Q 20/0652 e-cash with decreasing value according to a parameter, e.g. time
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3263 characterised by activation or deactivation of payment capabilities
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/363 with the personal data of a user

Abstract

A method for setting a temporary payment card and a mobile device applying the same are provided. The method includes: displaying a list of mobile payment cards; setting, as a temporary payment card, a mobile payment card which is moved by a user from among the mobile payment card listed in the list; and resetting the setting of the temporary payment card when a payable time passes. Accordingly, the temporary payment card can be changed more easily and swiftly.

Claims

1. A method for setting a temporary payment card, comprising:

displaying a list of mobile payment cards at a first portion of a touch screen interface;

receiving, through the touch screen interface, a user input selecting a mobile payment card from the list of mobile payment card;

detecting the user input sliding the mobile payment card from the first portion of the touch screen interface to a second portion of the touch screen interface;

based upon the user input sliding the mobile payment card, setting, as a temporary card, the mobile payment card, wherein while the mobile payment card is set as the temporary card, payments will be made by the mobile payment card;

displaying a numerical indicator of a payable time, wherein the numerical indicator initially indicates a first remaining time amount;

simultaneously;

moving the mobile payment card a first distance from the first portion of the screen towards a second portion of the touch screen, and

decrementing the numerical indicator a first difference to display a remaining payable time,

wherein;

the first distance is proportional to an amount of payable time that has passed, and

the first difference is proportional to the amount of payable time that has passed; and

resetting the setting of the temporary payment card when the payable time passes such that the mobile payment card is no longer set as the temporary card and payments are made through a main card.

2. The method of claim 1, further comprising:

receiving, through the touch screen interface, a user input selecting the mobile payment card;

detecting the user input sliding the mobile payment card from the second portion of the touch screen interface to an original position within the first portion of touch screen interface;

based upon the mobile payment card being moved to the original position by the user, resetting the setting of the temporary payment card.

3. The method of claim 1, further comprising, when a payment is made within the payable time, resetting the setting of the temporary payment card.

4. The method of claim 1, further comprising:

determining that the payable time has passed;

based upon the determination that the payable time has passed, displaying the mobile payment card being moved to an original position.

5. The method of claim 1, further comprising, when the mobile payment card set as the temporary payment card is moved again by the user prior to the payable time passing, extending the payable time.

6. The method of claim 5, wherein the movement by the user in the setting operation is performed in the same method as the movement by the user in the extending operation.

7. The method of claim 1, further comprising, when the mobile device is moved by the user in a specific pattern prior to the payable time passing, extending the payable time.

8. The method of claim 1, further comprising, when the payable time passes, making the mobile payment card moved by the user disappear.

9. The method of claim 1, further comprising making the mobile payment card moved by the user gradually disappear according to a remaining payable time.

10. The method of claim 1, further comprising, when the remaining payable time is shorter than or equal to a threshold, outputting an alarm.

11. The method of claim 1, further comprising:

displaying a list of additional services issued to the mobile devices; and

setting an additional service moved by the user from among the additional services listed in the list to be used.

12. The method of claim 11, further comprising, when a usable time passes, setting the additional service to be disabled.

13. A mobile device comprising:

a touch screen configured to display a list of mobile payment cards; and

a processor configured to;

displaying a list of mobile payment cards at a first portion of a touch screen interface;

receive, through the touch screen interface, a user input selecting a mobile payment card from the list of mobile payment card;

detect the user input sliding the mobile payment card from the first portion of the touch screen interface to a second portion of the touch screen interface;

based upon the user input sliding the mobile payment card, set as temporary card, the mobile payment card, wherein while the mobile payment card is set as the temporary card, payments will be made by the mobile payment card;

displaying a numerical indicator of a payable time, wherein the numerical indicator initially indicates a first remaining time amount;

simultaneously;

moving the mobile payment card a first distance from the first portion of the screen towards a second portion of the touch screen, and

decrementing the numerical indicator a first difference to display a remaining payable time,

wherein;

the first distance is proportional to an amount of payable time that has passed, and

the first difference is proportional to the amount of payable time that has passed; and

reset the setting of the temporary payment card when the payable time passes.