Client device access to data based on address configurations

• US 10,231,098 B2
• Filed: 08/21/2017
• Issued: 03/12/2019
• Est. Priority Date: 09/30/2015
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Todasco, Michael Charles
• Primary Examiner(s): Tran, Congvan
• Application Number:
  US15/682,370
• Publication Number:
  US 20180041881A1
• Time in Patent Office: 568 Days
• Field of Search: 455412, 4554143, 4554144, 455418-420, 455438, 705 17, 705 35, 705 39, 705 43- 44
• CPC Class Codes: H04L 2463/121 Timestamp
• CPC Class Codes: H04L 43/106 using time related information in packets, e.g. by adding timestamps
• CPC Class Codes: H04L 61/5053 Lease time; Renewal aspects
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 4/025 using location based information parameters
• CPC Class Codes: H04W 4/18 Information format or content conversion, e.g. adaptation by the network of the transmitted or received information for the purpose of wireless delivery to users or terminals

Abstract

Various systems, mediums, and methods herein describe mechanisms that enable client devices to have access to data based on various address configurations. A smart phone system may be configured to receive a request. The smart phone system may also be configured to determine an address based at least on the request received, where the address provides access to data on a website. The smart phone system may also determine the address based on a receipt of the address generated by a server system. The smart phone system may also determine a timestamp associated with a transfer of the address at a geolocation. The smart phone system may also determine one or more time periods from the timestamp associated with the transfer of the address at the geolocation. The address may provide access to the data on the website during the one or more time periods.

Claims

1. A system, comprising:

a non-transitory memory; and

one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising;

receiving, from a device of a first user, a request to electronically transfer funds from an account of a second user to an account of the first user, the request comprising an address of a website and account data of the second user;

accessing first location data associated with the device of the first user and second location data associated with a device of the second user over a time period;

determining a first location associated with the first location data and a second location associated with the second location data;

determining the first location and the second location are within a threshold distance during the time period; and

processing the request through the website based on determining the first location and the second location are within the threshold distance during the time period.

2. The system of claim 1, wherein the operations further comprise:

sending, to the device of the first user or to the device of the second user, a notification that a device other than the device of the first user or the device of the second user is attempting to access the website.

3. The system of claim 2, wherein the operations further comprise:

preventing the device other than the first device or the second device from accessing the website by causing the website to expire or by changing an address of the website to a different address.

4. The system of claim 1, wherein the first location data and the second location data comprise global positioning system (GPS) coordinates obtained from the device of the first user and the device of the second user, respectively.

5. The system of claim 1, wherein the threshold distance is based at least on an amount of the funds.

6. The system of claim 1, wherein the threshold distance is based at least on the time period.

7. The system of claim 1, wherein the address comprises a Uniform Resource Locator (URL), and wherein the URL includes an amount of the funds to be transferred.

8. The system of claim 1, wherein the first user and the second user have accounts with a service provider associated with the system.

9. A method comprising:

receiving, by a processor of a server from a device of a first user, a request to electronically transfer funds from an account of a second user to an account of the first user, the request comprising an address of a website and account data of the second user;

accessing, by the processor, first location data associated with the device of the first user and second location data associated with a device of the second user over a time period;

determining, by the processor, a first location associated with the first location data and a second location associated with the second location data;

determining, by the processor, the first location and the second location are within a threshold distance during the time period; and

processing, by the processor, the request through the website based on determining the first location and the second location are within the threshold distance during the time period.

10. The method of claim 9, further comprising:

sending, to the device of the first user or to the device of the second user, a notification that a device other than the device of the first user or the device of the second user is attempting to access the website.

11. The method of claim 10, further comprising:

preventing the device other than the first device or the second device from accessing the website by causing the website to expire or by changing an address of the website to a different address.

12. The method of claim 9, wherein the first location data and the second location comprise global positioning system (GPS) coordinates obtained from the device of the first user and the device of the second user, respectively.

13. The method of claim 9, wherein the threshold distance is based at least on an amount of the funds.

14. The method of claim 9, wherein the threshold distance is based at least on the time period.

15. A non-transitory machine-readable medium comprising a plurality of machine-readable instructions executable to cause a machine to perform operations comprising:

receiving, from a device of a first user, a request to electronically transfer funds from an account of a second user to an account of the first user, the request comprising an address of a website and account data of the second user;

accessing first location data associated with the device of the first user and second location data associated with a device of the second user over a time period;

determining a first location associated with the first location data and a second location associated with the second location data;

determining the first location and the second location are within a threshold distance during the time period; and

processing the request through the website based on determining the first location and the second location are within the threshold distance during the time period.

16. The non-transitory machine-readable medium of claim 15, wherein the operations further comprise:

sending, to the device of the first user or to the device of the second user, a notification that a device other than the device of the first user or the device of the second user is attempting to access the website; and

preventing the device other than the first device or the second device from accessing the website by causing the website to expire or by changing an address of the website to a different address.

17. The non-transitory machine-readable medium of claim 15, wherein the first location data and the second location comprise global positioning system (GPS) coordinates obtained from the device of the first user and the device of the second user, respectively.

18. The non-transitory machine-readable medium of claim 15, wherein the threshold distance is based at least on an amount of the funds.

19. The non-transitory machine-readable medium of claim 15, wherein the threshold distance is based at least on the time period.

20. The non-transitory machine-readable medium of claim 15, wherein the first user and the second user have accounts with a service provider associated with the machine.