Promotion generation engine for a money transfer system

• US 10,232,268 B2
• Filed: 04/09/2018
• Issued: 03/19/2019
• Est. Priority Date: 11/26/2012
• Status: Active Grant

• Current Assignee: MoneyGram International Incorporated
• Original Assignee: MoneyGram International Incorporated
• Inventors: Zouiten, Yassir, Sletten, Dorilyn Lee
• Primary Examiner(s): Ahmed, Masud
• Application Number:
  US15/948,334
• Publication Number:
  US 20180221771A1
• Time in Patent Office: 344 Days
• Field of Search: 463 31- 42, 705 35, 705 43
• CPC Class Codes: A63F 13/335 using Internet
• CPC Class Codes: A63F 13/61 using advertising information
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/0209 Incentive being awarded or redeemed in connection with the playing of a video game
• CPC Class Codes: G07F 17/3255 Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal

Abstract

A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user'"'"'s participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.

Claims

1. A promotions engine computer for promoting money transfers, the computer comprising:

a user interface;

a processor communicatively coupled to the user interface, wherein the processor is configured to;

receive, via a user interface, information identifying a user;

transmit, to a server, the information identifying the user;

receive, from the server, a generated customized game based on the information identifying the user, wherein a prize associated with the generated customized game is at least one of discounted or complimentary products or discounted or complimentary services for a money transfer system; and

output, to the user interface, the generated customized game.

2. The system of claim 1, wherein the processor is further configured to:

receive, from the user interface, a promotional code;

transmit, to the server, the promotional code; and

wherein the generated customized game is based on the promotional code.

3. The system of claim 1, wherein the processor is further configured to:

receive, via the user interface, at least one answer in response to the generated customized game;

transmit, to the server, the at least one answer;

receive, from the server, a notification whether the user is eligible or ineligible for a prize based on the at least one answer; and

output, to the user interface, the notification whether the user is eligible or ineligible for the prize based on the at least one answer.

4. The system of claim 3, wherein the notification includes whether the user is eligible or ineligible for a consolation prize based on the at least one answer.

5. The system of claim 1, wherein the user is eligible for the prize associated with the generated customized game when the user is one of a first predetermined number of participants.

6. The system of claim 1, wherein the user is eligible for the prize associated with the customized game when the user has shared the customized game with another user.

7. The system of claim 1, wherein the generated customized game is based at least in part on a date the processor transmits, to the server, the information identifying the user.

8. The system of claim 1, wherein the generated customized game is based at least in part on a user profile of the user.

9. The system of claim 1, wherein the generated customized game is based at least in part on at least one of:

past money send activity and past money receive activity of the user.

10. The system of claim 1, wherein the generated customized game is based at least in part on information associated with the user'"'"'s social media accounts.

11. A computer-implemented method for promoting money transfers, comprising:

receiving information identifying a user;

transmitting, to a server, the information identifying the user;

receiving, from the server, a generated customized game based on the information identifying the user, wherein a prize associated with the generated customized game is at least one of discounted or complimentary products or discounted or complimentary services for a money transfer system; and

outputting the generated customized game.

12. The method of claim 11, the method further comprising:

receiving a promotional code;

transmitting, to the server, the promotional code; and

wherein the generated customized game is based on the promotional code.

13. The method of claim 11, the method further comprising:

receiving at least one answer in response to the generated customized game;

transmitting, to the server, the at least one answer;

receiving, from the server, a notification whether the user is eligible or ineligible for a prize based on the at least one answer; and

outputting the notification whether the user is eligible or ineligible for the prize based on the at least one answer.

14. The method of claim 13, wherein the notification includes whether the user is eligible or ineligible for a consolation prize based on the at least one answer.

15. The method of claim 11, wherein the user is eligible for the prize associated with the generated customized game when the user is one of a first predetermined number of participants.

16. The method of claim 11, wherein the user is eligible for the prize associated with the customized game when the user has shared the customized game with another user.

17. The method of claim 11, wherein the generated customized game is based at least in part on a date the processor transmits, to the server, the information identifying the user.

18. The method of claim 11, wherein the generated customized game is based at least in part on a user profile of the user.

19. The method of claim 11, wherein the generated customized game is based at least in part on at least one of:

past money send activity and past money receive activity of the user.

20. The method of claim 11, wherein the generated customized game is based at least in part on information associated with the user'"'"'s social media accounts.