Remote transaction processing at a server with authentication before a product list
First Claim
1. A method for processing a transaction, comprising:
- maintaining, at the remote management server, a payment method;
receiving, at the remote management server, user input login information including an identification code associated with a user and information related to a PIN from a non-browser based application, wherein the non-browser based application is a mobile operating system platform non-browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, wherein the non-browser based application stored on the mobile device receives the user input login information including the identification code associated with a user and the information related to the PIN through user input via a mobile device display of the mobile device, the mobile device including the mobile device display, a mobile device processor, a mobile device wireless transceiver configured to support voice and data interactions through a first wireless communication channel including at least one of CDMA and GSM, and a mobile device wireless fidelity (Wi-Fi) transceiver;
upon receipt of the user input login information including the identification code associated with a user and the information related to the PIN, authenticating, at the management server, a user associated with the user input login information;
after the user authentication, sending a list of products from the remote management server to the non-browser based application generated screen for display using the non-browser based application generated screen;
receiving, at the remote management server an identification of one or more products selected from a list of products, from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the identification of one or more products selected from the list of products through the user input via the mobile device display of the mobile device;
receiving, at the remote management server a transaction purchase request from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the transaction purchase request through the user input via the mobile device display of the mobile device;
after receiving the transaction purchase request, transmitting, from the remote management server the payment method to a transaction server which processes the transaction using the payment method;
receiving, at the remote management server, a transaction verification from the transaction server, wherein the transaction verification indicates that the transaction has been processed; and
after the transaction has been processed, sending, from the remote management server to the non-browser based application generated screen, a digital artifact for display within the non-browser based application generated screen using the mobile device display.
1 Assignment
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Accused Products
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
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Citations
43 Claims
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1. A method for processing a transaction, comprising:
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maintaining, at the remote management server, a payment method; receiving, at the remote management server, user input login information including an identification code associated with a user and information related to a PIN from a non-browser based application, wherein the non-browser based application is a mobile operating system platform non-browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, wherein the non-browser based application stored on the mobile device receives the user input login information including the identification code associated with a user and the information related to the PIN through user input via a mobile device display of the mobile device, the mobile device including the mobile device display, a mobile device processor, a mobile device wireless transceiver configured to support voice and data interactions through a first wireless communication channel including at least one of CDMA and GSM, and a mobile device wireless fidelity (Wi-Fi) transceiver; upon receipt of the user input login information including the identification code associated with a user and the information related to the PIN, authenticating, at the management server, a user associated with the user input login information; after the user authentication, sending a list of products from the remote management server to the non-browser based application generated screen for display using the non-browser based application generated screen; receiving, at the remote management server an identification of one or more products selected from a list of products, from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the identification of one or more products selected from the list of products through the user input via the mobile device display of the mobile device; receiving, at the remote management server a transaction purchase request from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the transaction purchase request through the user input via the mobile device display of the mobile device; after receiving the transaction purchase request, transmitting, from the remote management server the payment method to a transaction server which processes the transaction using the payment method; receiving, at the remote management server, a transaction verification from the transaction server, wherein the transaction verification indicates that the transaction has been processed; and after the transaction has been processed, sending, from the remote management server to the non-browser based application generated screen, a digital artifact for display within the non-browser based application generated screen using the mobile device display. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 18, 20, 22, 23, 24, 25, 26, 27, 36, 37, 38, 39)
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10. A system for processing a transaction, comprising
a mobile device including a mobile device display; -
a mobile device processor; a mobile device memory which maintains a non-browser based application, wherein the non-browser based application is a mobile operating system platform non browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the non-browser based application only generates a non-browser based application generated screen, the non-browser based application generated screen corresponding to a specific screen or area of the non-browser based application; a mobile device wireless transceiver configured to support voice and data interactions through a first wireless communication channel including at least one of CDMA and GSM, and a mobile device wireless fidelity (Wi-Fi) transceiver; a transaction server; a remote management server that includes; a remote management server memory that maintains a payment method; a remote management server interface that; receives user input login information including an identification code associated with a user and information related to a PIN from the non-browser based application, wherein the non-browser based application receives the user input login information including the identification code associated with a user and the information related to the PEN through user input via the mobile device display of the mobile device, after user authentication, sends a list of products to the non-browser based application generated screen for display using the non-browser based application generated screen; receives an identification of one or more products selected from a list of products from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the identification of one or more products selected from the list of products through the user input via the mobile device display of the mobile device; receives a transaction purchase request from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the transaction purchase request through the user input via the mobile device display of the mobile device; after receiving the transaction purchase request, transmits the payment method to the transaction server which processes the transaction using the payment method; receives a transaction verification from the transaction server, wherein the transaction verification indicates that the transaction has been processed; and after the transaction has been processed, sends a digital artifact to the non-browser based application for display within the non-browser based application generated screen using the mobile device display; and a remote management server processor that; upon receipt of the user input login information i including the identification code associated with a user and the information related to the PIN authenticates the user associated with the user input login information. - View Dependent Claims (11, 12, 14, 15, 16, 17, 19, 21, 28, 29, 30, 31, 32, 33, 34, 35, 40, 41, 42, 43)
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13. A remote management server for processing a transaction comprising:
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a remote management server memory that maintains a payment method; a remote management server transceiver that; receives user input login information including an identification code associated with a user and information related to a PIN from a non-browser based application, wherein the non-browser based application is a mobile operating system platform non browser based mobile application with a graphical user interface that is preinstalled or downloaded and installed on a mobile device, wherein the non-browser based application receives the user input login information including the identification code associated with a user and the information related to the PIN through user input via a mobile device display of the mobile device, the non-browser based application generated screen corresponding to a specific screen or area of the non-browser based application, the mobile device including the mobile device display, a mobile device processor, a mobile device wireless transceiver configured to support voice and data interactions through a first wireless communication channel including at least one of CDMA and GSM, and a mobile device wireless fidelity (Wi-Fi) transceiver; after user authentication, sends a list of products to the non-browser based application generated screen for display using the non-browser based application generated screen; receives an identification of one or more products selected from a list of products, from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the identification of one or more products selected from the list of products through the user input via the mobile device display of the mobile device; receives a transaction purchase request from the non-browser based application generated screen, wherein the non-browser based application generated screen receives the transaction purchase request through the user input via the mobile device display of the mobile device; after receiving the transaction purchase request, transmits the payment method to a transaction server which processes the transaction using the payment method; receives a transaction verification from a transaction server, wherein the transaction verification indicates that the transaction has been processed; and after the transaction has been processed, sends a digital artifact to the non-browser based application generated screen for display within the non-browser based application generated screen using the mobile device display; and a remote management server processor that; upon receipt of the user input login information including the identification code associated with a user and the information related to the PIN, authenticates the user associated with the user input login information.
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Specification