Apparatus and method for providing interaction information by using image on device display

• US 10,248,948 B2
• Filed: 12/19/2014
• Issued: 04/02/2019
• Est. Priority Date: 08/24/2012
• Status: Active Grant

• Current Assignee: Samsung Electronics Co. Ltd.
• Original Assignee: Samsung Electronics Co. Ltd.
• Inventors: Moon, Bo-seok, Jung, Hee-won
• Primary Examiner(s): Rudy, Andrew Joseph
• Application Number:
  US14/577,455
• Publication Number:
  US 20150106218A1
• Time in Patent Office: 1,565 Days
• Field of Search: 705 21, 705 40
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 3/04886 by partitioning the display area of the touch-screen or the surface of the digitising tablet into independently controllable areas, e.g. virtual keyboards or menus
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3572 Multiple accounts on card
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04L 63/0861 using biometrical features, e.g. fingerprint, retina-scan cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231
• CPC Class Codes: H04W 12/06 Authentication
• CPC Class Codes: H04W 12/068 using credential vaults, e.g. password manager applications or one time password [OTP] applications
• CPC Class Codes: H04W 4/80 Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

A method for providing interaction information, such as, for example, settlement information, by which a device provides the settlement information to a counterpart device, includes displaying an image which relates to an item to be used for performing the interaction, such as, for example, a credit card image of a credit card of a user of the device, on a lock screen of the device, and receiving a touch input from the user with respect to the credit card image. In the method, settlement information which corresponds to the touched credit card image is used for performing a settlement via the device.

Claims

1. A method for using a mobile device to provide information to a point-of-sale (POS) terminal, the method comprising:

detecting, by the mobile device, a presence of the POS terminal via wireless communication;

in response to the presence of the POS terminal being detected, displaying, on a display of the mobile device, a credit card image that is stored in the mobile device, by executing a payment application, without displaying a lock screen for receiving a user input for unlocking the mobile device;

while the credit card image is displayed;

receiving, via a fingerprint sensor of the mobile device, a first fingerprint input of a user of the mobile device; and

determining, by the mobile device, whether the first fingerprint input that is received is valid; and

in response to the first fingerprint input that is received being determined to be valid and being maintained over a preset time interval, providing, by the mobile device, to the POS terminal, first information corresponding to a credit card related to the credit card image that is displayed, to facilitate a performance of a transaction by a settlement server.

2. The method of claim 1, further comprising, while the credit card image is displayed, recognizing, by the mobile device, a fingerprint of the user, based on the first fingerprint input that is received,

wherein the fingerprint that is recognized is used to authenticate the user.

3. The method of claim 1, wherein the credit card image that is displayed is automatically selected based on at least one predetermined criterion.

4. The method of claim 1, wherein the first fingerprint input that is received is used for recognizing a fingerprint of the user.

5. The method of claim 1, wherein the first information is provided via near field communication (NFC).

6. The method of claim 1, further comprising:

based on the presence of the POS terminal being detected, displaying a plurality of credit card images, on the display of the mobile device;

while the plurality of credit card images is displayed, receiving, by the mobile device, from the user, a touch input corresponding to a selection of one of the plurality of credit card images that is displayed;

based on the touch input being received;

receiving, via the fingerprint sensor of the mobile device, a second fingerprint input of the user of the mobile device; and

determining, by the mobile device, whether the second fingerprint input that is received is valid; and

in response to the second fingerprint input that is received being determined to be valid, providing, by the mobile device, second information corresponding to the one of the plurality of credit card images that is selected.

7. The method of claim 1, further comprising, while the credit card image is displayed, recognizing, by the mobile device, a fingerprint of the user, based on the first fingerprint input that is received,

wherein the determining whether the first fingerprint input that is received is valid comprises, while the credit card image is displayed, determining, by the mobile device, that the first fingerprint input that is received is valid, in response to the fingerprint that is recognized matching user fingerprint information that is stored in the mobile device.

8. A mobile device for providing information to a point-of-sale (POS) terminal, the mobile device comprising:

a detector configured to detect a presence of the POS terminal via wireless communication;

a display;

a fingerprint sensor; and

a controller configured to;

in response to the presence of the POS terminal being detected, control the display to display a credit card image that is stored in the mobile device, by executing a payment application, without displaying a lock screen for receiving a user input for unlocking the mobile device; and

while the credit card image is displayed;

control to receive, via the fingerprint sensor, a first fingerprint input of a user of the mobile device; and

determine whether the first fingerprint input that is received is valid; and

in response to the first fingerprint input that is received being determined to be valid and being maintained over a preset time interval, control to provide, to the POS terminal, first information corresponding to a credit card related to the credit card image that is displayed, to facilitate a performance of a transaction by a settlement server.

9. The mobile device of claim 8, wherein the controller is further configured to:

based on the presence of the POS terminal being detected, control the display to display a plurality of credit card images, on the display of the mobile device;

while the plurality of credit card images is displayed, receive, from the user, a touch input corresponding to a selection of one of the plurality of credit card images that is displayed;

based on the touch input being received;

control to receive, via the fingerprint sensor of the mobile device, a second fingerprint input of the user of the mobile device; and

determine, by the mobile device, whether the second fingerprint input that is received is valid; and

in response to the second fingerprint input that is received being determined to be valid, control to provide, by the mobile device, second information corresponding to the one of the plurality of credit card images that is selected.

10. The mobile device of claim 8, wherein the controller is further configured to, while the credit card image is displayed:

recognize a fingerprint of the user, based on the first fingerprint input that is received; and

determining that the first fingerprint input that is received is valid, in response to the fingerprint that is recognized matching user fingerprint information that is stored in the mobile device.

11. The mobile device of claim 8, wherein the controller is further configured to, while the credit card image is displayed, recognize a fingerprint of the user, based on the first fingerprint input that is received, and

wherein the fingerprint that is recognized is used to authenticate the user.

12. The mobile device of claim 8, wherein the credit card image that is displayed is automatically selected based on at least one predetermined criterion.

13. The mobile device of claim 8, wherein the first fingerprint input that is received is used for recognizing a fingerprint of the user.

14. A mobile device for providing information to a point-of-sale (POS) terminal, the mobile device comprising:

a display;

a fingerprint sensor;

a memory storing at least one program comprising instructions; and

a processor for executing the instructions to;

control to detect a presence of the POS terminal via wireless communication;

in response to the presence of the POS terminal being detected, control the display to display a credit card image that is stored in the mobile device, by executing a payment application, without displaying a lock screen for receiving a user input for unlocking the mobile device;

while the credit card image is displayed;

control to receive, via the fingerprint sensor, a fingerprint input of a user of the mobile device; and

determine whether the fingerprint input that is received is valid; and

in response to the fingerprint input being determined to be valid and being maintained over a reset time interval, control to provide, to the POS terminal, the information corresponding to a credit card related to the credit card image that is displayed, to facilitate a performance of a transaction by a settlement server.