System for sharing retirement scores between social groups of customers
First Claim
1. A system for determining a projected retirement score of a user, the system comprising:
- a memory;
a communication device connected to a distributed network;
a processing device;
a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to;
receive from a financial management computing system, over the distributed network, financial information of the user;
determine the projected retirement score of the user based on the financial information of the user and a life expectancy of the user;
establish a connection with a fitness tracker of the user;
receive, from the fitness tracker, fitness information of the user;
update the life expectancy and the projected retirement score of the user based on the fitness information of the user;
cause the fitness tracker to determine a location of the user;
receive the location of the user from the fitness tracker;
determine a fitness activity based on the location of the user;
in response to receiving the fitness information of the user, prompt the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate;
determine that the user has completed the fitness activity;
update the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and
communicate, to a personal computing device of the user, via the communication device over the distributed network, the projected retirement score of the user.
1 Assignment
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Accused Products
Abstract
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.
318 Citations
20 Claims
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1. A system for determining a projected retirement score of a user, the system comprising:
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a memory; a communication device connected to a distributed network; a processing device; a software module stored in memory comprising executable instructions that when executed by the processing device, cause the processing device to; receive from a financial management computing system, over the distributed network, financial information of the user; determine the projected retirement score of the user based on the financial information of the user and a life expectancy of the user; establish a connection with a fitness tracker of the user; receive, from the fitness tracker, fitness information of the user; update the life expectancy and the projected retirement score of the user based on the fitness information of the user; cause the fitness tracker to determine a location of the user; receive the location of the user from the fitness tracker; determine a fitness activity based on the location of the user; in response to receiving the fitness information of the user, prompt the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate; determine that the user has completed the fitness activity; update the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and communicate, to a personal computing device of the user, via the communication device over the distributed network, the projected retirement score of the user. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer program product for determining a projected retirement score of a user comprising a non-transitory computer-readable storage medium having computer-executable instructions to:
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receive from a financial management computing system, via a communication device over a distributed network, financial information of the user; determine the projected retirement score of the user based on the financial information of the user and a life expectancy of the user; establish a connection with a fitness tracker of the user; receive, from the fitness tracker, fitness information of the user; update the life expectancy and the projected retirement score of the user based on the fitness information of the user; cause the fitness tracker to determine a location of the user; receive the location of the user from the fitness tracker; determine a fitness activity based on the location of the user; in response to receiving the fitness information of the user, prompt the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate; determine that the user has completed the fitness activity; update the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and communicate, to a personal computing device of the user, via the communication device over the distributed network, the projected retirement score of the user. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A computerized method for determining a projected retirement score of a user, the method comprising:
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receiving from a financial management computing system, over a distributed network, financial information of the user; determining the projected retirement score of the user based on the financial information of the user and a life expectancy of the user; establishing a connection with a fitness tracker of the user; receiving, from the fitness tracker, fitness information of the user; updating the life expectancy and the projected retirement score of the user based on the fitness information of the user; causing the fitness tracker to determine a location of the user; receiving the location of the user from the fitness tracker; determining a fitness activity based on the location of the user; in response to receiving the fitness information of the user, prompting the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate; determining that the user has completed the fitness activity; updating the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and communicating, to a personal computing device of the user, the projected retirement score of the user. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification