User interface for payments

• US 10,255,595 B2
• Filed: 09/30/2015
• Issued: 04/09/2019
• Est. Priority Date: 02/01/2015
• Status: Active Grant

• Current Assignee: Apple Inc.
• Original Assignee: Apple Inc.
• Inventors: Van Os, Marcel, Dicker, George R., Steele, Glen W., Caro, Pablo F., Anton, Peter, Pitschel, Donald W.
• Primary Examiner(s): Niquette, Robert R
• Assistant Examiner(s): Jacob, William J
• Application Number:
  US14/870,694
• Publication Number:
  US 20160224966A1
• Time in Patent Office: 1,287 Days
• CPC Class Codes: G06Q 20/24 Credit schemes, i.e. "pay after"
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/3276 using a pictured code, e.g. barcode or QR-code, being read by the M-device
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/3552 Downloading or loading of personalisation data
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: H04N 23/00 Cameras or camera modules comprising electronic image sensors; Control thereof

Abstract

The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

Claims

1. A non-transitory computer-readable storage medium comprising one or more programs for execution by one or more processors of an electronic device with a display and a camera sensor, the one or more programs including instructions for:

displaying, on the display, a user interface comprising a credit card input affordance for receiving, at the electronic device, at least partial credit card information;

receiving selection of the credit card input affordance;

in response to receiving the selection of the credit card input affordance, concurrently displaying, on the display;

a live preview of images obtained via the camera sensor; and

a manual credit card entry affordance that, when selected, triggers display of one or more text entry fields and a character entry control that includes a plurality of character keys for entering characters into a text entry field of the one or more text entry fields; and

while concurrently displaying the live preview of images obtained via the camera sensor and the manual credit card entry affordance;

in accordance with detection of at least partial credit card information of a credit card in a field of view of the camera sensor, ceasing to display the manual credit card entry affordance and displaying the detected at least partial credit card information of the credit card on the display; and

in accordance with a failure to detect at least partial credit card information of a credit card in a field of view of the camera sensor, maintaining display of the manual credit card entry affordance on the display.

2. The non-transitory computer-readable storage medium of claim 1, wherein the live preview is displayed on the display immediately in response to receiving the selection of the credit card input affordance, and without displaying an intervening user interface on the display.

3. The non-transitory computer-readable storage medium of claim 1, wherein the manual credit card entry user interface comprises one or more input fields for receiving user-entered credit card information.

4. The non-transitory computer-readable storage medium of claim 1, wherein the manual credit card entry user interface comprises two or more input fields for receiving user-entered account information of a payment account, the two or more input fields selected from the group consisting of:

a name of a cardholder associated with the payment account, an account number associated with the payment account, an expiration date associated with the payment account, and a security code associated with the payment account.

5. The non-transitory computer-readable storage medium of claim 1, wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card, and further comprising instructions for:

determining, based on the portion of the account number of the credit card, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, displaying an expiration date of the credit card in a first entry field and a security code of the credit card in a second entry field; and

in accordance with a determination that the credit card is of the first type, forgoing displaying the expiration date of the credit card in the first entry field and forgoing displaying the security code of the credit card in the second entry field.

6. The non-transitory computer-readable storage medium of claim 5, wherein the portion of the account number of the credit card includes a bin identification number of the credit card, and wherein determining, based on the portion of the account number of the credit card, whether the credit card is of the first type comprises determining, based on the bin identification number of the credit card, whether the card is of the first type.

7. The non-transitory computer-readable storage medium of claim 1, further comprising instructions for:

displaying two or more input fields associated with the credit card; and

wherein a quantity of the two or more input fields is based on an image obtained via the camera sensor.

8. The non-transitory computer-readable storage medium of claim 1, further comprising instructions for:

displaying two or more input fields associated with the credit card;

receiving a user input selecting a first field of the two or more input fields; and

in response to receiving the user input selecting the first field, displaying a supplementary user input field in addition to the two or more input fields.

9. The non-transitory computer-readable storage medium of claim 8, further comprising instructions for:

receiving a user input on a keyboard at the first field of the two or more input fields;

determining, based on the user input, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, forgoing marking the supplementary user input field as inactive; and

in accordance with a determination that the credit card is of the first type, marking the supplementary user input field as inactive.

12. The non-transitory computer-readable storage medium of claim 1:

wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card; and

wherein displaying the detected at least partial credit card information of the credit card on the display includes displaying, on the display, the portion of the account number of the credit card in an input field.

10. A method, comprising:

at an electronic device with a display and a camera sensor;

displaying, on the display, a user interface comprising a credit card input affordance for receiving, at the electronic device, at least partial credit card information;

receiving selection of the credit card input affordance;

in response to receiving the selection of the credit card input affordance, concurrently displaying, on the display;

a live preview of images obtained via the camera sensor; and

a manual credit card entry affordance that, when selected, triggers display of one or more text entry fields and a character entry control that includes a plurality of character keys for entering characters into a text entry field of the one or more text entry fields; and

while concurrently displaying the live preview of images obtained via the camera sensor and the manual credit card entry affordance;

in accordance with detection of, at least partial credit card information of a credit card in a field of view of the camera sensor, ceasing to display the manual credit card entry affordance and displaying the detected at least partial credit card information of the credit card on the display; and

in accordance with a failure to detect at least partial credit card information of a credit card in a field of view of the camera sensor, maintaining display of the manual credit card entry affordance on the display.

13. The method of claim 10, wherein the live preview is displayed on the display immediately in response to receiving the selection of the credit card input affordance, and without displaying an intervening user interface on the display.

14. The method of claim 10, wherein the manual credit card entry user interface comprises one or more input fields for receiving user-entered credit card information.

15. The method of claim 10, wherein the manual credit card entry user interface comprises two or more input fields for receiving user-entered account information of a payment account, the two or more input fields selected from the group consisting of:

a name of a cardholder associated with the payment account, an account number associated with the payment account, an expiration date associated with the payment account, and a security code associated with the payment account.

16. The method of claim 10, wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card, the method further comprising:

determining, based on the portion of the account number of the credit card, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, displaying an expiration date of the credit card in a first entry field and a security code of the credit card in a second entry field; and

in accordance with a determination that the credit card is of the first type, forgoing displaying the expiration date of the credit card in the first entry field and forgoing displaying the security code of the credit card in the second entry field.

17. The method of claim 16, wherein the portion of the account number of the credit card includes a bin identification number of the credit card, and wherein determining, based on the portion of the account number of the credit card, whether the credit card is of the first type comprises determining, based on the bin identification number of the credit card, whether the card is of the first type.

18. The method of claim 10, further comprising:

displaying two or more input fields associated with the credit card; and

wherein a quantity of the two or more input fields is based on an image obtained via the camera sensor.

19. The method of claim 10, further comprising:

displaying two or more input fields associated with the credit card;

receiving a user input selecting a first field of the two or more input fields; and

in response to receiving the user input selecting the first field, displaying a supplementary user input field in addition to the two or more input fields.

20. The method of claim 19, further comprising:

receiving a user input on a keyboard at the first field of the two or more input fields;

determining, based on the user input, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, forgoing marking the supplementary user input field as inactive; and

in accordance with a determination that the credit card is of the first type, marking the supplementary user input field as inactive.

21. The method of claim 10:

wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card; and

wherein displaying the detected at least partial credit card information of the credit card on the display includes displaying, on the display, the portion of the account number of the credit card in an input field.

11. An electronic device comprising:

a display;

a camera sensor;

one or more processors;

memory storing one or more programs, the one or more programs including instructions which, when executed by the one or more processors, cause the electronic device to;

display, on the display, a user interface comprising a credit card input affordance for receiving, at the electronic device, at least partial credit card information;

receive selection of the credit card input affordance;

in response to receiving the selection of the credit card input affordance, concurrently displaying, on the display,

a live preview of images obtained via the camera sensor; and

a manual credit card entry affordance that, when selected, triggers display of one or more text entry fields and a character entry control that includes a plurality of character keys for entering characters into a text entry field of the one or more text entry fields; and

while concurrently displaying the live preview of images obtained via the camera sensor and the manual credit card entry affordance;

in accordance with detection of at least partial credit card information of a credit card in a field of view of the camera sensor, cease to display the manual credit card entry affordance and display the detected at least partial credit card information of the credit card on the display; and

in accordance with a failure to detect at least partial credit card information of a credit card in a field of view of the camera sensor, maintain display of the manual credit card entry affordance on the display.

22. The electronic device of claim 11, wherein the live preview is displayed on the display immediately in response to receiving the selection of the credit card input affordance, and without displaying an intervening user interface on the display.

23. The electronic device of claim 11, wherein the manual credit card entry user interface comprises one or more input fields for receiving user-entered credit card information.

24. The electronic device of claim 11, wherein the manual credit card entry user interface comprises two or more input fields for receiving user-entered account information of a payment account, the two or more input fields selected from the group consisting of:

a name of a cardholder associated with the payment account, an account number associated with the payment account, an expiration date associated with the payment account, and a security code associated with the payment account.

25. The electronic device of claim 11, wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card, and wherein the instructions which, when executed by the one or more processors, further cause the electronic device to:

determine, based on the portion of the account number of the credit card, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, display an expiration date of the credit card in a first entry field and a security code of the credit card in a second entry field; and

in accordance with a determination that the credit card is of the first type, forgo displaying the expiration date of the credit card in the first entry field and forgo displaying the security code of the credit card in the second entry field.

26. The electronic device of claim 25, wherein the portion of the account number of the credit card includes a bin identification number of the credit card, and wherein determining, based on the portion of the account number of the credit card, whether the credit card is of the first type comprises determining, based on the bin identification number of the credit card, whether the card is of the first type.

27. The electronic device of claim 11, wherein the instructions which, when executed by the one or more processors, further cause the electronic device to:

display two or more input fields associated with the credit card; and

wherein a quantity of the two or more input fields is based on an image obtained via the camera sensor.

28. The electronic device of claim 11, wherein the instructions which, when executed by the one or more processors, further cause the electronic device to:

display two or more input fields associated with the credit card;

receive a user input selecting a first field of the two or more input fields; and

in response to receiving the user input selecting the first field, display a supplementary user input field in addition to the two or more input fields.

29. The electronic device of claim 28, wherein the instructions which, when executed by the one or more processors, further cause the electronic device to:

receive a user input on a keyboard at the first field of the two or more input fields;

determine, based on the user input, whether the credit card is of a first type;

in accordance with a determination that the credit card is not of the first type, forgo marking the supplementary user input field as inactive; and

in accordance with a determination that the credit card is of the first type, mark the supplementary user input field as inactive.

30. The electronic device of claim 11:

wherein the at least partial credit card information of the credit card includes a portion of an account number of the credit card; and

wherein displaying the detected at least partial credit card information of the credit card on the display includes displaying, on the display, the portion of the account number of the credit card in an input field.