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System, device, and method of differentiating among users based on user-specific page navigation sequence

  • US 10,262,324 B2
  • Filed: 04/20/2017
  • Issued: 04/16/2019
  • Est. Priority Date: 11/29/2010
  • Status: Active Grant
First Claim
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1. A method comprising:

  • (A) during multiple usage sessions of multiple users with a particular computerized financial service, wherein each one of said users utilizes a pointing device and a keyboard for interacting with said particular computerized financial service, monitoring pointing device dynamics and gestures and keystrokes of each one of said users across multiple different pages of said particular computerized financial service;

    (B) differentiating between (i) a legitimate user of said particular computerized financial service, and (ii) an illegitimate user of said particular computerized financial service, based on an aggregate combination of;

    (I) a first unique sequence in which each user visits multiple web-pages of said particular financial computerized service, and(II) a second unique sequence in which each user engages with multiple on-screen user interface (UI) elements within a single web-page of said particular computerized financial service;

    (C) based on said differentiating, flagging a particular financial transaction of a particular user of said particular computerized financial service as possibly-fraudulent.

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