Methods and systems for mobile fleet card activation
First Claim
1. A fleet mobile payment method, the method comprising:
- assigning a fleet account to a company;
assigning a vehicle card to a vehicle associated with the company for paying from the fleet account for sales made for the vehicle;
setting a state of the vehicle card to a suspended state, wherein in the suspended state the vehicle card cannot be used for payments;
receiving, from a mobile device, information that includes;
a virtual token corresponding to a user of the vehicle, wherein the virtual token includes an identification of the user; and
a vehicle identification corresponding to the vehicle;
identifying, based on the information, the vehicle card;
activating the vehicle card by changing, based on the information, the state of the vehicle card from the suspended state to an active state, wherein in the active state the vehicle card can be used for payments from the fleet account;
receiving, from a point of sale, sale information requesting authorization of a sale to be performed via the vehicle card; and
authorizing payment for the sale via the vehicle card.
3 Assignments
0 Petitions
Accused Products
Abstract
Disclosed are fleet mobile payment methods and systems. In an embodiment, a plurality of vehicle cards are assigned to a plurality of vehicles associated with the company, each of the plurality of vehicle cards being assigned to one vehicle. The states of the vehicle cards are initially set to suspended status. A virtual token is sent from an activation server to a mobile device corresponding to a user of the mobile device. The vehicle card may be activated by receipt of the virtual token, together with vehicle identification, by the activation server. Additional authentication may be required to complete the transaction. In preferred embodiments, the vehicle cards revert to suspended status following each authorized use.
15 Citations
20 Claims
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1. A fleet mobile payment method, the method comprising:
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assigning a fleet account to a company; assigning a vehicle card to a vehicle associated with the company for paying from the fleet account for sales made for the vehicle; setting a state of the vehicle card to a suspended state, wherein in the suspended state the vehicle card cannot be used for payments; receiving, from a mobile device, information that includes; a virtual token corresponding to a user of the vehicle, wherein the virtual token includes an identification of the user; and a vehicle identification corresponding to the vehicle; identifying, based on the information, the vehicle card; activating the vehicle card by changing, based on the information, the state of the vehicle card from the suspended state to an active state, wherein in the active state the vehicle card can be used for payments from the fleet account; receiving, from a point of sale, sale information requesting authorization of a sale to be performed via the vehicle card; and authorizing payment for the sale via the vehicle card. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A non-transitory computer readable medium storing programs that, when executed by one or more modules in a payment server, cause the one or more modules to execute a fleet mobile payment method, the method comprising:
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assigning a fleet account to a company; assigning a vehicle card to a vehicle associated with the company for paying from the fleet account for sales made for the vehicle; setting a state of the vehicle card to a suspended state, wherein in the suspended state the vehicle card cannot be used for payments; receiving, from a mobile device, information that includes; a virtual token corresponding to a user of the vehicle, wherein the virtual token includes an identification of the user; a vehicle identification corresponding to the vehicle; identifying, based on the information, the vehicle card; activating the vehicle card by changing, based on the information, the state of the vehicle card from the suspended state to an active state, wherein in the active state the vehicle card can be used for payments from the fleet account; receiving, from a point of sale, sale information requesting authorization of a sale to be performed via the vehicle card; and authorizing payment for the sale via the vehicle card. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification