Card registry systems and methods
First Claim
Patent Images
1. A computerized method comprising:
- automatically accessing personal information of a user including indications of one or more accounts of the user;
identifying the one or more accounts based on an assessment of the accessed personal information;
identifying a first subset of the accounts each associated with a first characteristic indicative of accounts that do not require cancellation;
identifying a second subset of the accounts each associated with a second characteristic indicative of accounts that require cancellation; and
for each of the second subset of accounts;
determining a contact address of an entity originating the account; and
electronically transmitting to the contact address a request for cancellation of the account for the user with the entity originating the account.
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Abstract
A card registry system is configured to automatically identify financial card information in one or more credit files associated with a consumer and populate a card registry account of the consumer with the identified financial card information. Once the financial card information has been obtained from the credit file(s), the card registry system may transmit cancellation and/or reissuance requests to the respective card issuers in the instance that one or more cards are compromised, so that the financial cards may be easily and efficiently cancelled and/or reissued at the request of the consumer.
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Citations
20 Claims
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1. A computerized method comprising:
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automatically accessing personal information of a user including indications of one or more accounts of the user; identifying the one or more accounts based on an assessment of the accessed personal information; identifying a first subset of the accounts each associated with a first characteristic indicative of accounts that do not require cancellation; identifying a second subset of the accounts each associated with a second characteristic indicative of accounts that require cancellation; and
for each of the second subset of accounts;determining a contact address of an entity originating the account; and electronically transmitting to the contact address a request for cancellation of the account for the user with the entity originating the account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
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one or more computer processors configured to; automatically access financial information of a user including indications of one or more accounts of the user; identify the one or more accounts based on an assessment of the accessed financial information; identifying a first subset of the accounts each associated with a first characteristic indicative of accounts that do not require cancellation; identifying a second subset of the accounts each associated with a second characteristic indicative of accounts that require cancellation; and for each of the second subset of accounts; determine a contact address of an entity originating the account; and electronically transmit to the contact address a request for cancellation of the account for the user with the entity originating the account. - View Dependent Claims (12, 13, 14)
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15. A non-transitory computer storage medium storing computer-executable instructions that, when executed by a computer processor, cause the computer processor to perform operations comprising:
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automatically accessing information of a user including indications of one or more accounts of the user; identifying the one or more accounts based on an assessment of the accessed information; identifying a first subset of the accounts each associated with a first characteristic indicative of accounts that do not require cancellation; identifying a second subset of the accounts each associated with a second characteristic indicative of accounts that require cancellation; and for each of the second subset of accounts; determining a contact address of an entity originating the account; and electronically transmitting to the contact address a request for cancellation of the account for the user with the entity originating the account. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification