Communication schemes for property claims adjustments
First Claim
Patent Images
1. A method comprising:
- downloading, to a mobile device, a damage assessment and claims processing application;
controlling, by an image control module of a server, image capturing functionality of the mobile device, the image control module being located remotely from the mobile device;
capturing, by the mobile device and based on instructions received from the image control module, images of damaged property;
receiving, by the server, the images of the damaged property from the mobile device and via the damage assessment and claims processing application executing on the mobile device, the images including video data;
determining, by the server, if the images meet criteria for analysis;
transmitting, by the server, instructions for capturing additional images if the images of damaged property do not meet the criteria for analysis;
analyzing, by the server, the images of damaged property if the images do meet the criteria for analysis, the analyzing including eliminating noise associated with the video data and selecting, by the server and in real-time, frames from the video data with noise eliminated to process an insurance claim associated with the damaged property, the insurance claim including a claim number; and
providing, by the server, feedback to the mobile device.
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Abstract
Systems and methods provide for an automated system for analyzing damage to insured property. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a mobile device for analysis at the server in real time. Depending on network conditions, the mobile device may transfer images to the server in high definition or low definition. The server may send notifications to the mobile device to remind a user of the mobile device to capture and transfer images to the server. The server may analyze images to provide feedback to the insured user (e.g., insurance estimates).
107 Citations
20 Claims
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1. A method comprising:
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downloading, to a mobile device, a damage assessment and claims processing application; controlling, by an image control module of a server, image capturing functionality of the mobile device, the image control module being located remotely from the mobile device; capturing, by the mobile device and based on instructions received from the image control module, images of damaged property; receiving, by the server, the images of the damaged property from the mobile device and via the damage assessment and claims processing application executing on the mobile device, the images including video data; determining, by the server, if the images meet criteria for analysis; transmitting, by the server, instructions for capturing additional images if the images of damaged property do not meet the criteria for analysis; analyzing, by the server, the images of damaged property if the images do meet the criteria for analysis, the analyzing including eliminating noise associated with the video data and selecting, by the server and in real-time, frames from the video data with noise eliminated to process an insurance claim associated with the damaged property, the insurance claim including a claim number; and providing, by the server, feedback to the mobile device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 19)
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8. A non-transitory computer-readable storage medium having computer-executable program instructions stored thereon that when executed by a processor, cause the processor at least to:
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download, to a mobile device, a damage assessment and claims processing application; control, by an image control module of a server, image capturing functionality of the mobile device, the image control module being located remotely from the mobile device; capture, by the mobile device and based on instructions received from the image control module, images of damaged property; receive, by the server, the images of the damaged property from the mobile device and via the damage assessment and claims processing application executing on the mobile device, the images including video data; determine, by the server, if the images meet criteria for analysis; transmit, from the server, instructions for capturing additional images if the images of damaged property do not meet the criteria for analysis; analyze, by the server, the images of damaged property if the images do meet the criteria for analysis, the analyzing including eliminating noise associated with the video data and selecting, in real-time, frames from the video data with noise eliminated to process an insurance claim associated with the damaged property, the insurance claim including a claim number; and provide, by the server, feedback to the mobile device. - View Dependent Claims (9, 10, 11, 12, 13)
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14. An apparatus comprising:
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a processor; and a memory storing computer-readable instructions that, when executed by the processor, cause the apparatus at least to; download, to a mobile device, a damage assessment and claims processing application; control, by an image control module, image capturing functionality of the mobile device, the image control module being located remotely from the mobile device; capture, by the mobile device and based on instructions received from the image control module, images of damaged property; receive the images of the damaged property from the mobile device and via the damage assessment and claims processing application executing on the mobile device, the images including video data; determine if the images meet criteria for analysis; transmit instructions for capturing additional images if the images of damaged property do not meet criteria for analysis; analyze the images of damaged property if the images do meet criteria for analysis, the analyzing including eliminating noise associated with the video data and selecting, in real-time, frames from the video data with noise eliminated to process an insurance claim associated with the damaged property, the insurance claim including a claim number; and provide feedback to the mobile device. - View Dependent Claims (15, 16, 17, 18, 20)
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Specification