Multi-function cashless gaming ATM

• US 10,275,983 B2
• Filed: 04/25/2016
• Issued: 04/30/2019
• Est. Priority Date: 10/01/2003
• Status: Active Grant

• Current Assignee: Everi Payments, Inc. (Everi Holdings, Inc.)
• Original Assignee: Everi Payments, Inc. (Everi Holdings, Inc.)
• Inventors: Potts, Craig, Beer, Richard
• Primary Examiner(s): Lim, Seng Heng
• Application Number:
  US15/137,693
• Publication Number:
  US 20160343207A1
• Time in Patent Office: 1,100 Days
• Field of Search: None
• CPC Class Codes: A63F 3/00157 Casino or betting games horse races A63F3/00082
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: G07F 17/3225 Data transfer within a gaming system, e.g. data sent between gaming machines and users
• CPC Class Codes: G07F 17/3244 Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes
• CPC Class Codes: G07F 17/3246 involving coins and/or banknotes
• CPC Class Codes: G07F 17/3248 involving non-monetary media of fixed value, e.g. casino chips of fixed value
• CPC Class Codes: G07F 17/3255 Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
• CPC Class Codes: G07F 19/00 Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines data processing equipment for bank accounting G06Q40/02
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00

Abstract

A system and method are provided for performing a cashless gaming ticket redemption transaction for a customer in a casino environment. The system includes a gaming machine, such as a slot machine, that the customer plays. Rather than issuing cash to the customer, the gaming machine issues a redemption ticket with a unique identifier to the customer. The unique identifier and the amount of the customer'"'"'s winnings accrued on the gaming machine are stored and associated on a redemption ticket database. When the customer wishes to redeem the winnings, the redemption ticket is introduced to a multi-function ATM. To perform the ticket redemption transaction, the ATM is adapted to electronically accept the redemption ticket and read the unique identifier. The ATM then electronically communicates with the redemption database to retrieve the predetermined dollar value associated with the unique identifier. Finally, the ATM transfers to the customer an award equal to the predetermined dollar value in cash or credit.

Claims

1. A method for redeeming a cashless gaming ticket, the method comprising:

receiving a request to redeem a cashless gaming ticket at a multi-function automated teller machine (“

ATM”

), the cashless gaming ticket comprising encoded data representing a unique identifier associated with the cashless gaming ticket;

receiving the cashless gaming ticket at the multi-function ATM via a ticket reading device at the multi-function ATM and reading the unique identifier from the encoded data;

validating the unique identifier by sending the unique identifier read at the multi-function ATM to an authorization server for comparison against codes in a redemption ticket database and receiving validation of the unique identifier at the multi-function ATM from the authorization server including information regarding a monetary value associated with the unique identifier;

receiving via an input device at the multi-function ATM to conduct a redemption to credit and/or debit card transaction;

receiving credit and/or debit card information at the multi-function ATM via a card reading device and sending the credit and/or debit card information to the authorization server;

receiving at the authorization server the monetary value associated with the unique identifier encoded on the cashless gaming ticket from the redemption ticket database;

requesting credit to be issued in the amount of the monetary value to an account associated with the credit and/or debit card information via a credit card authorization center and receiving confirmation from the credit card authorization center when the credit is applied to the account;

sending the confirmation to the redemption ticket database and the multi-function ATM indicating that the monetary value is redeemed; and

confirming at the multi-function ATM that the cashless gaming ticket is redeemed and the credit is applied to the account.

2. The method according to claim 1, wherein when the confirmation from the credit card authorization center is not received, displaying a message at a display of the multi-function ATM indicating that the credit has not been applied to the account.

3. The method according to claim 1, wherein the credit and/or debit card information is received in response to a prompt displayed at a display of the multi-function ATM.

4. The method according to claim 1, wherein the cashless gaming ticket is issued from a gaming machine.

5. The method according to claim 4, further comprising electronically transferring from the gaming machine to the redemption ticket database the monetary value, wherein the monetary value is equal to winning accumulated by a customer at the gaming machine.

6. The method according to claim 1, wherein the encoded data comprises a bar code.

7. The method according to claim 1, wherein the encoded data comprises one of a magnetic strip, integrated circuit, digital image, finger imaging, and optical memory.

8. The method according to claim 1, wherein the step of validating the unique identifier comprises determining whether the cashless gaming ticket has been previously redeemed.

9. The method according to claim 1, wherein the amount of the monetary value is decreased by a transaction fee.

10. A system for redeeming a cashless gaming ticket, the system comprising:

a gaming machine that presents one or more games to a user, the gaming machine being configured to issue a cashless gaming ticket to the user, the cashless gaming ticket comprising a encoded data including a unique identifier;

a redemption ticket database communicatively coupled with the gaming machine, the redemption ticket database receiving the unique identifier and an associated monetary value, the associated monetary value being based on winnings accrued by the user at the gaming machine;

a multi-function ATM comprising at least one display, a ticket reading device, a card reading device, and a transceiver to send and receive information from external devices; and

an authorization server communicatively coupled with the gaming machine, the redemption ticket database, and the multi-function ATM, the authorization server being configured to;

receive the unique identifier from the multi-function ATM based on a cashless gaming ticket being received at the ticket reading device of the multi-function ATM;

validate the unique identifier with the redemption ticket database and receiving the monetary value associated with the unique identifier;

receive credit card information obtained from a credit card presented to the card reading device of the multi-function ATM;

request credit to be issued in the amount of the monetary value to an account associated with the credit card information via a credit card authorization center and receive confirmation from the credit card authorization center when the credit is applied to the account; and

send the confirmation to the redemption ticket database and the multi-function ATM indicating that the monetary value is redeemed.

11. The system according to claim 10, wherein when the confirmation from the credit card authorization center is not received, the authorization system sending information to the multi-function ATM to display a message at the at least one display of the multi-function ATM indicating that the credit has not been applied to the account.

12. The system according to claim 10, wherein the credit and/or debit card information is received in response to a prompt displayed at a display of the multi-function ATM.

13. The system according to claim 10, wherein the encoded data comprises a bar code.

14. The system according to claim 10, wherein the encoded data comprises one of a magnetic strip, integrated circuit, digital image, finger imaging, and optical memory.

15. The system according to claim 10, wherein validating the unique identifier comprises determining whether the cashless gaming ticket has been previously redeemed.

16. The system according to claim 10, wherein the amount of the monetary value is decreased by a transaction fee.