In-vehicle apparatus for early determination of occupant injury
First Claim
Patent Images
1. A method comprising:
- receiving, from a vehicle occupied by a user, data indicating that the vehicle is involved in an accident;
activating, in response to receiving the data, an injury determination application installed on a mobile device of the user;
prompting, via the injury determination application, the user to provide responses to one or more questions regarding the accident;
determining, based on the received data and the responses to the one or more questions regarding the accident, whether one or more injuries were sustained by an occupant of the vehicle during the accident;
based on the determination of whether the one or more injuries were sustained, determining whether to provide the user with a list of urgent care facilities; and
based on determining not to provide the user with the list of urgent care facilities, performing one or more pre-first notice of loss (FNOL) assessments.
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Abstract
Apparatuses, systems, and methods are provided for determining injuries to occupants (e.g., drivers, passengers, etc.) of a vehicle after an accident. A telematics system may be configured to receive telematics data from one or more vehicles involved in an accident. Using the received telematics data, a computing device of the telematics system may determine whether injuries were sustained by passengers of the one or more vehicles. In response to the determination, the computing device may perform one or more pre-first notice of loss assessments.
24 Citations
20 Claims
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1. A method comprising:
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receiving, from a vehicle occupied by a user, data indicating that the vehicle is involved in an accident; activating, in response to receiving the data, an injury determination application installed on a mobile device of the user; prompting, via the injury determination application, the user to provide responses to one or more questions regarding the accident; determining, based on the received data and the responses to the one or more questions regarding the accident, whether one or more injuries were sustained by an occupant of the vehicle during the accident; based on the determination of whether the one or more injuries were sustained, determining whether to provide the user with a list of urgent care facilities; and based on determining not to provide the user with the list of urgent care facilities, performing one or more pre-first notice of loss (FNOL) assessments. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. An injury determination apparatus comprising:
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an on-screen display; a GPS circuitry; a processor; and memory storing computer-readable instructions that, when executed by the processor, cause the injury determination apparatus to; receive, from a vehicle occupied by a user, data indicating that a vehicle is involved in an accident; activate, in response to receiving the data, an injury determination application installed on a mobile device of the user; prompt, via the injury determination application, the user to provide responses to one or more questions regarding the accident; determine, based on the received data and the responses to the one or more questions regarding the accident, whether one or more injuries were sustained by an occupant of the vehicle during the accident; based on the determination of whether the one or more injuries were sustained, determine whether to provide the user with a list of urgent care facilities; and based on determining not to provide the user with the list of urgent care facilities, perform one or more pre-first notice of loss (FNOL) assessments. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. An injury determination system comprising:
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a telematics device configured to transmit vehicle data, of a vehicle, to a mobile device associated with a user; and the mobile device, including; at least one processor; and at least one memory storing computer-readable instructions that, when executed by the processor, cause the mobile device to; receive, from the telematics device, data indicating that the vehicle is involved in an accident, wherein the vehicle is occupied by a user; activate, in response to receiving the data, an injury determination application installed on the mobile device of the user; prompt, via the injury determination application, the user to provide responses to one or more questions regarding the accident; determine, based on the received data and the responses to the one or more questions regarding the accident, whether one or more injuries were sustained by an occupant of the vehicle during the accident; based on the determination of whether the one or more injuries were sustained, determine whether to provide the user with a list of urgent care facilities; and based on determining not to provide the user with the list of urgent care facilities, perform one or more pre-first notice of loss (FNOL) assessments. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification