Systems and methods for systemic resource utilization analysis and management

• US 10,282,966 B2
• Filed: 03/29/2017
• Issued: 05/07/2019
• Est. Priority Date: 03/29/2017
• Status: Active Grant

• Current Assignee: The Travelers Indemnity Company (The Travelers Cos., Inc.)
• Original Assignee: The Travelers Indemnity Company (The Travelers Cos., Inc.)
• Inventors: Frascati-Robinson, Aasta, Gammon, Michael R., Langdon, Paul R., O'Connor, Robert
• Primary Examiner(s): Girma, Fekadeselassie
• Application Number:
  US15/473,579
• Publication Number:
  US 20180286210A1
• Time in Patent Office: 769 Days
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G08B 21/182 Level alarms, e.g. alarms responsive to variables exceeding a threshold
• CPC Class Codes: G08B 25/08 using communication transmission lines G08B13/19658, G08B21/0286, G08B25/016 take precedence
• CPC Class Codes: G08B 31/00 Predictive alarm systems characterised by extrapolation or other computation using updated historic data

Abstract

Systems, methods, and articles of manufacture provide for systemic resource utilization analysis and management, such as employing a single-point sensor to detect or identify resource leakage at one or more other locations in a structure.

Claims

1. A system for detecting resource abnormalities in a structure utilizing systemic analysis, comprising:

a central processing device;

an electronic communications device in communication with the central processing device; and

a non-transitory memory device in communication with the central processing device, the non-transitory memory device storing (i) a systemic analysis classification algorithm and (ii) instructions that when executed by the central processing device result in;

receiving, at each of multiple points in time during a period of time, from a resource sensor hub located in a structure, and by the electronic communications device, and via an electronic network, a data certificate comprising data descriptive of (i) an identifier of a sensor and (ii) a reading from the sensor, the sensor being installed at a single point in the structure and the reading being descriptive of an amount of a resource that has passed through the single point in the structure;

storing, by the non-transitory memory device, and for each of the multiple points in time during the period of time, and in relation to the identifier of the sensor, the data descriptive of the reading from the sensor;

computing, by the central processing device and by executing the systemic analysis classification algorithm, and utilizing as inputs to the systemic analysis classification algorithm the stored data descriptive of the readings from the sensor during the period of time, a classification of the amount of the resource that has passed through the single point in the structure during the period of time; and

transmitting, by the electronic communications device and to a remote receiver device, and in response to the classification of the amount of the resource that has passed through the single point in the structure during the period of time, an indication of the classification of the amount of the resource that has passed through the single point in the structure during the period of time.

2. The system of claim 1, wherein the indication of the classification of the amount of the resource that has passed through the single point in the structure during the period of time transmitted to the remote receiver device comprises an alert that there is abnormal usage of the resource that has passed through the single point in the structure.

3. The system of claim 1, wherein the remote receiver device comprises a mobile electronic device in communication with the resource sensor hub.

4. The system of claim 3, wherein the system further comprises:

an application executed by the mobile electronic device, the application being responsive to the indication of the classification of the amount of the resource that has passed through the single point in the structure during the period of time by outputting, via an output device of the mobile electronic device, an indication of an alert.

5. The system of claim 3, wherein the system further comprises:

an application executed by the mobile electronic device, the application being responsive to the indication of the classification of the amount of the resource that has passed through the single point in the structure during the period of time by outputting, via an output device of the mobile electronic device, an indication of a leaderboard.

6. The system of claim 5, wherein the instructions, when executed by the central processing device, further result in:

comparing, by the central processing device, the classification of the amount of the resource that has passed through the single point in the structure during the period of time to classifications of resources in other comparable structures for the period of time;

ranking, by the central processing device, and based on the comparison, the structures; and

generating, by the central processing device and based on the ranking, the leaderboard.

7. The system of claim 1, wherein the remote receiver device comprises the resource sensor hub, and the indication of the classification of the amount of the resource that has passed through the single point in the structure during the period of time transmitted to the resource sensor hub comprises a command to close a valve installed proximate to the single point in the structure.

8. The system of claim 7, wherein the system comprises the valve.

9. The system of claim 1, wherein the single point in the structure is chosen from the group consisting of a main potable water service inlet, a main air duct supply, a main air duct return, a main electrical service supply, a main gas service inlet, a main sewer outflow, a main septic outflow, and a main drainage outflow.

10. The system of claim 1, wherein the systemic analysis classification algorithm comprises a pattern analysis algorithm.

11. The system of claim 1, wherein the classification comprises a categorization of the amount of the resource that has passed through the single point in the structure during the period of time as one of:

(i) normal;

or (ii) abnormal.

12. The system of claim 1, wherein the computing comprises a comparison of the stored data descriptive of the readings from the sensor during the period of time to readings from a different sensor in a different structure recorded during a different period of time having the same length as the period of time.

13. The system of claim 1, wherein the system comprises the resource sensor hub.

14. The system of claim 1, wherein the system comprises the sensor.

15. The system of claim 14, wherein the sensor is chosen from the group consisting of a temperature sensor, a pressure sensor, a flow meter, a humidity sensor, a vibration sensor, and a flow depth sensor.

16. The system of claim 1, wherein the instructions, when executed by the central processing device, further result in:

computing, by the central processing device and by executing a loss prediction algorithm stored in the non-transitory memory device, and utilizing as inputs to the loss prediction algorithm at least one of (i) the classification of the amount of the resource that has passed through the single point in the structure during the period of time, and (ii) the stored data descriptive of the readings from the sensor during the period of time, a likelihood of damage for the structure.

17. The system of claim 16, wherein the instructions, when executed by the central processing device, further result in:

transmitting, by the electronic communications device and to a remote receiver device, and in response to the computed likelihood of damage for the structure, a command to close a valve coupled to govern flow of the resource through the single point in the structure.

18. The system of claim 1, wherein the instructions, when executed by the central processing device, further result in:

computing, by the central processing device and based at least in part on the classification of the amount of the resource that has passed through the single point in the structure during the period of time, an amount of credits earned for the structure.

19. The system of claim 18, wherein the instructions, when executed by the central processing device, further result in:

transmitting, by the electronic communications device and to a remote receiver device, an indication of the amount of credits earned for the structure.

20. The system of claim 18, wherein the amount of credits comprises an amount of green energy credits.

21. The system of claim 18, wherein the amount of credits comprises an amount of a discount to a premium of an insurance policy that covers the structure.