Driver performance ratings

• US 10,304,265 B1
• Filed: 06/18/2018
• Issued: 05/28/2019
• Est. Priority Date: 10/14/2015
• Status: Active Grant

• Current Assignee: Arity International Limited (Allstate Corporation)
• Original Assignee: Arity International Limited (Allstate Corporation)
• Inventors: Hsu-Hoffman, Chienlan, Zahedi, Maryam, Parsell, Taylor, Gibbs, Evan
• Primary Examiner(s): Bolourchi, Nader
• Application Number:
  US16/011,312
• Time in Patent Office: 344 Days
• CPC Class Codes: G06Q 30/0279 Fundraising management
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/0816 Indicating performance data, e.g. occurrence of a malfunction
• CPC Class Codes: G07C 5/085 using electronic data carriers

Abstract

Methods, computer-readable media, software, and apparatuses that may facilitate communications to rate driver performance and provide a driver rating to a driver in a competitive manner are provided. Driver computing devices may collect drive data (e.g., vehicle telematics data) to determine whether conditions are met (i.e., whether a driver speeds, brakes hard, or drives at night). The system may generate a driver rating based on these conditions. The rating may be used in a competitive manner (such as by sharing ratings with friends) and rewards given for good performance (such as new levels for display in a social environment, or financial incentives such as charitable donation or sweepstakes entry).

Claims

1. A driving analysis system comprising a first vehicle on-board data recording system and a driving analysis server:

wherein the first vehicle on-board data recording system comprises;

one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle associated with a driver; and

one or more telematics devices configured to transmit the recorded vehicle operation data from the first vehicle to the driving analysis server,

wherein the driving analysis server comprises a processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the driving analysis server to;

receive the vehicle operation data from the first vehicle on-board data recording system for a driving trip;

determine, based on the received vehicle operation data and for a predetermined period of a travel of the first vehicle during the driving trip, a base driver performance rating;

determine a driving score reduction based on the received vehicle operation data and for the predetermined period of the travel, wherein the vehicle operation data comprises one or more of a number of hard braking events, a number of speeding instances, or a length of time traveled at night;

determine, based on the base driver performance rating and the driving score reduction, at least one driver performance rating;

compare the at least one driver performance rating against one or more predetermined driver performance rating thresholds; and

select one of a plurality of driver levels based on the comparison.

2. The driving analysis system of claim 1, wherein the vehicle operation data comprises the number of hard braking events, the number of speeding instances, and the length of time traveled at night.

3. The driving analysis system of claim 2, wherein the number of hard braking events is assigned a first weight, wherein the number of speeding instances is assigned a second weight, wherein the length of time traveled is assigned a third weight;

wherein the first weight, the second weight, and the third weight are different; and

wherein the determining the driving score reduction is based on the first weight, the second weight, and the third weight.

4. The driving analysis system of claim 1, wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer, and wherein the one or more telematics devices comprise a mobile phone.

5. The driving analysis system of claim 1, wherein the determining the at least one driver performance rating comprises subtracting the driving score reduction from the base driver performance rating.

6. The driving analysis system of claim 1, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to transmit a notification comprising an indication of the one of the plurality of driver levels and a name associated with the driver.

7. The driving analysis system of claim 1, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive a request to add a profile to a list of profiles associated with the driver and a competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.

8. A driving analysis system comprising a mobile device and a driving analysis server,

wherein the mobile device comprises one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle and to transmit the vehicle operation data from the first vehicle to the driving analysis server,

wherein the vehicle operation data comprises speed information and braking information associated with the first vehicle associated with a driver, and

wherein the driving analysis server comprises a processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive the vehicle operation data from the mobile device;

determine, based on the received vehicle operation data and for a predetermined period of a travel, a base driver performance rating;

determine a driving score reduction based on the received vehicle operation data and for the predetermined period of the travel, wherein the vehicle operation data comprises one or more of a number of hard braking events, a number of speeding instances, or a length of time traveled at night;

determine, based on the base driver performance rating and the driving score reduction, at least one driver performance rating;

compare the at least one driver performance rating against one or more predetermined driver performance rating thresholds; and

select one of a plurality of driver levels based on the comparison.

9. The driving analysis system of claim 8, wherein the vehicle operation data comprises the number of hard braking events, the number of speeding instances, and the length of time traveled at night.

10. The driving analysis system of claim 9, wherein the number of hard braking events is assigned a first weight, wherein the number of speeding instances is assigned a second weight, wherein the length of time traveled is assigned a third weight;

wherein the first weight, the second weight, and the third weight are different; and

wherein the determining the driving score reduction is based on the first weight, the second weight, and the third weight.

11. The driving analysis system of claim 8, wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer.

12. The driving analysis system of claim 8, wherein the determining the at least one driver performance rating comprises subtracting the driving score reduction from the base driver performance rating.

13. The driving analysis system of claim 8, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to transmit a notification comprising an indication of the one of the plurality of driver levels and a name associated with the driver.

14. The driving analysis system of claim 8, wherein the driving analysis server further comprises computer-executable instructions, which when executed by the processor, cause the driving analysis server to:

receive a request to add a profile to a list of profiles associated with the driver and a competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.

15. An apparatus comprising:

one or more vehicle operation sensors configured to record vehicle operation data at a first vehicle associated with a driver; and

one or more telematics devices configured to transmit the recorded vehicle operation data from the first vehicle to a processor,

the processor and a memory unit storing computer-executable instructions, which when executed by the processor, cause the processor to;

receive the vehicle operation data;

determine, based on the received vehicle operation data, a base driver performance rating;

determine a driving score reduction based on the received vehicle operation data, wherein the vehicle operation data comprises one or more of a number of hard braking events, a number of speeding instances, or a length of time traveled at night;

determine, based on the base driver performance rating and the driving score reduction, at least one driver performance rating;

compare the at least one driver performance rating against one or more predetermined driver performance rating thresholds; and

select one of a plurality of driver levels based on the comparison.

16. The apparatus of claim 15, wherein the vehicle operation data comprises the number of hard braking events, the number of speeding instances, and the length of time traveled at night.

17. The apparatus of claim 16, wherein the number of hard braking events is assigned a first weight, wherein the number of speeding instances is assigned a second weight, wherein the length of time traveled is assigned a third weight;

wherein the first weight, the second weight, and the third weight are different; and

wherein the determining the driving score reduction is based on the first weight, the second weight, and the third weight.

18. The apparatus of claim 15, wherein the one or more vehicle operation sensors comprise a global positioning system (GPS) and an accelerometer, and wherein the one or more telematics devices comprise a mobile phone.

19. The apparatus of claim 15, wherein the apparatus further comprises computer-executable instructions, which when executed by the processor, cause the processor to transmit a notification indicating the one of the plurality of driver levels and a name associated with the driver.

20. The apparatus of claim 15, wherein the apparatus further comprises computer-executable instructions, which when executed by the processor, cause the processor to:

receive a request to add a profile to a list of profiles associated with the driver and a competing driver;

compile a list of driver levels associated with the profile and the list of profiles; and

transmit the list of driver levels for output to a display.